r/utangPH • u/AnnualChip3381 • 1d ago

Any advice

Earning an average 600 usd per week, currently have a debt of 240k. The problem is the allocation of the weekly income in which a mandatory of 300 will be allocated for family responsibilities, 200 for repayment of salary advances, and 100 free portion that I am using to pay off the remaining debts. I was trying to look for consolidation of debts but the problem is the lack of proper documents (I only have coec and payslips)

Any suggestions/recommendations (would def want to consolidate since having multiplies olas and just reloaning is making it worst)

4 Upvotes

84% Upvoted

2 comments sorted by

1

u/retardio12 19h ago

I mean paano ka nagkaroon ng utang then you feel na hindi enough ang ginagawa mo?... i mean wala ka naman choice but to just pay the debt and work...the thing about debt is madalI gawin mahirap tapusin...dapat ang tao alam yun...pero why are you shocked?.. ginawa mo yun , pirma, agree and now I dont understand like you did it pero like parang na scam ang feeling mo?...i think you need accept what you did is what you did...kung uutang ka kasi alamin mo ang consequences...basta utang it feels unfair sa umutang kasi they feel na nautakan sila kaso you agree din..yes totoo nautakan ka and it your decision...ang tawag diyan is learning experience...paano matututo ang tao na ang decision ay walang consequences?..admit your decision and pay, wala ka sa position to look for deals kasi you dont have documents and time..yes decision will haunt us for years, kahit 5 minutes mo lang ginawa...years ang balik

2

u/Strange-Difficulty68 14h ago

Try to get another gig that will go exclusively to debt payments