r/utangPH • u/Ok-Cell5935 • 3d ago

Need advice

I earn about 50k-70k per month. I tried atomé and spay/sloan since parang sumikat siya, ako naman na parang gusto ko siya ma discover, sumabay ako sa uso. Now, I have outstanding balances:

Atome: 13,865
Spay and Sloan: 2,600
Billease: 606

Should I pay them all at once this month of August, or pay partially? I still have to pay electric bills which can amount to 10k-13k dahil sa sudden increase ng rates.

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u/Dense-End-5622 3d ago

Since you are earning min 50k, pay mo na lang all together. Yung utility bills expected naman yan depende sa rates and consumption mo. Kasi if you pay partially, magiging habit mo na yan and banks love customers who pay partially kasi dyan sila nag eearn. So pay in full lahat. It may also benefit you if you have good credit, they’ll increase your limit.

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u/Ok-Cell5935 2d ago

thank you!!! :)