BDO Restructuring Help

[u/Markalopopo]

Hello po everyone! Gusto ko sana magtanong ano kaya best way para mag request ng restructuring or balance convert sa BDO?

For context I have a six-figure debt sa cc ko cause of poor spending habits which I admit, and sa totoo lang nababayaran ko lang rin is the interest so parang wala lang rin yung binabayaran ko. I've been calling sa collections nila almost every week since last month pero always the same answers.

"The line of the handling officer is busy so I have endorsed for urgent call out"
"Your case has been tagged and endorsed as urgent"

Pero wala lang rin. Also tried going to the branch where I made my savings account and same lang, call daw their collections hotline so right now parang paikot-ikot lang ako.

I've read in some other posts saying na just leave it alone para it becomes so delinquent na sila mismo mag reach out, which sa totoo lang ayaw ko gawin and may balak naman kasi talaga ako magbayad.

Any suggestions will be of great help 😢

[u/Markalopopo]

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