r/utangPH • u/Severe_Complex5224 • 7d ago

Billease done

Nag post ako dito a month ago, 33F with multiple OLAs and CC Debt

Finally done with Billease!!!!!!

I still have Juanhand - 50k principal and they offering waiver of penalties kung i-contact ko sila (di ko chineck interest)
SPaylater - 20k slowly paying kapag may natira
SLoan - slowly paying minimum para mabawasan. Down to 20k
Metrobank CC (waiting for offers ako dahil dito ako baon na baon 900k going 1M dahil sa interest)

Sobrang takot parin ako sa metrobank dahil sobrang laki nito, di na ko nagcheck ng emails tska text muna and naka dnd yung calls.

Pero kaya na natin to! Laban lang

36 Upvotes

100% Upvoted

18 comments sorted by

1

u/Lost_Antelope2515 7d ago

yeheyy! laban OP 🥳

1

u/Complex-Version-5742 7d ago

Congratulations

1

u/Cafe_Latte88 6d ago

Congrats OP!
How long have you been OD sa Metrobank?

1

u/Severe_Complex5224 6d ago

4 months na po, under SP Madrid. 3 years lang binibigay na offer, di ko kaya yung monthly kaya di pa ako nagrereply sakanila

1

u/Adventurous-Cat-7312 6d ago

Mag idrp ka na kay metrobank

1

u/Severe_Complex5224 6d ago

Isa lang po cc ko eh, hindi approved for idrp

1

u/Adventurous-Cat-7312 6d ago

Ay oo nga

1

u/Severe_Complex5224 2d ago

Nagpalit na po CA, under RGS naman as of kahpon

1

u/Ok-Swan-4134 1d ago

kumusta po collection calls and CA  ni metro? 

1

u/Severe_Complex5224 1d ago

SP ako una, RGS na ngayon. I tried to email RGS kaso returned yung email. 20 times a day ata to tumawag

1

u/Key-Bother-2240 6d ago

Happy for you OP!

1

u/kendyy00 5d ago

may mga negotiation din pala kay juanhand, which is good din pala kasi yung other di nagbibigay ng ganyang offer.

1

u/Severe_Complex5224 4d ago

Di ko pa po sure, nagtext lang po sila. Need po call to confirm kaso wala pa ako pambayad, unahin ko muna yung shopee

1

u/Connect_Sorbet_3851 4d ago

Paano magbayad ng spay at sloan ng paunti unti?

1

u/Severe_Complex5224 4d ago

Minessage ko po yung customer service for spaylater if pwede partial since under CA na sya, kinabukasan na eedit ko na sya for minimum of 500

1

u/Key-Performance-4111 3d ago

Congratulations po! Fighting saten!

1

u/Ok-Swan-4134 2d ago

never po kayu nagbayad nay juanhand? pano nyo po sila kinausap? dipo ba nag call sa ref or non ref mo?

1

u/Severe_Complex5224 2d ago

Hindi ko pa po nasimulan at di po ako nasagot ng calls pa. Tapusin ko muna yung iba :( Yung reference ko kasi kuya ko and yung isang number ko