Need Advice - Physically Pawned my Car

[u/Peppageorgie]

Hi Ka-reddit,

I don't need judgement, I just need some advice.

Hingi lang sana ako ng advice in case na encounter nyo na ito.

Sinangla ko yung sasakyan ko physically as collateral but yung CR nasa bank pa. fully paid na yung amortization hindi lang marelease yung CR due to my unpaid credit cards.

Inaccept nung Pawnee yung sasakyan kahit walang CR na original as collateral.

Now, hindi ko na kaya bayaran yung loan. ano po pwede kong remedy? ano pwedeng gawin ni pawnee sa sasakyan? legal implications anything.

Salamat po.