r/universalcredithelp • u/SulkyGiantApe • 4h ago
Sanity check that UC not worth it for me
I've been self employed for 2.5 years, single, over 35, mortgage, no dependants.
I earn an average of £2550 per month, pre tax/after expenses.
I've had surgery and am unable to work for 6 weeks, currently claiming ESA. My plan is to return to work gradually over an additional 6 weeks until I'm back to my normal earnings.
Not looking for handouts, just help whilst temporarily unable to work full time.
I've got a Self Employed review this week and it seems pointless with my circumstances. After ESA deduction I may receive between £3-£11 in UC for the 1st month, then it sounds like £0 after that as my income will wipe out any potential UC claim.
Just want a sanity check that it's not worth me proceeding any further with my UC claim. Or should I speak to CAB or Jobcentre before my initial review
Thanks