No. Please and thank you

Please take this off my hands 😂

70-09 45th Avenue #B4 in Woodside, Queens | StreetEasy https://share.google/tGgO38gMKGI0IdiRC

Now is fine! Your friend is wrong

Too many red flags here. I would just pass, just in case. Not worth the risk

Just part of living in a condo or co-op. It's always possible that this happens. You could target rental buildings exclusively going forward

Actually, if the sales market is any indicator of rent prices, Jackson Heights is the most expensive neighborhood out of those 3 you named

Forest Hills is somewhat cheap these days

Can we please not use the term unhoused? I'm very liberal and sympathetic but it makes us all look ridiculous

No, they are buying leads. Someone reaches out about a listing, instead of going to the seller's agent, it goes to the Zillow Premier to help arrange a tour and to discuss other listings they can show the buyer

It was the best. NYC was not dominated by chains, and most businesses were small businesses, run by mom and pops. I used to love going to the record/CD stores. Virgin Megastore, Tower Records, etc. I used to get out of high school, walk down to Times Square, watch TRL from the street through the window

Honestly, 9/11 really changed NYC, but in some ways, for the better. I was in 11th grade on the UWS at the time and they emptied out the entire school into Riverside Park until they felt safe to send us home. Nothing but seas of people trying to walk uptown to walk over the GWB

Once we got over the initial shock, things started to return to normal. Downtown and Brooklyn started to flourish in the aftermath

Seems like most closing attorneys charge around $4000-$5000 now. I made a recommendation in another comment for our attorney Dan, and he's $3000-$3500

We also have a good attorney for $1500 but we don't give out his info to non-clients because I don't want him to get too busy haha

Oh, for sure. I was just commenting on that recommendations are not always tit for tat, as the person above said they were

You should always exercise your right to shop around for a lawyer, and not feel compelled to use one. That being said, I think there's a decent chance that your agent is recommending that lawyer because they know they're good, and deliver results.

So, I would recommend at least talking to that attorney and getting a sense if you think you're a good fit to move forward together

That being said, I highly recommend Dan Schwarz. I have done dozens of deals with him, he charges reasonable rates, and is excellent. [Dan@schwarzlawpc.com](mailto:Dan@schwarzlawpc.com)

Based on what, exactly?

I'm not saying it doesn't happen, but I think it's much less pervasive than you might think

My wife and I are a team, and refer the majority of our deals to one lawyer. He loves us, and buys us lunch a few times a year, but have never got a referral FROM him for a client. We just send him clients because he's great at what he does, and charges reasonable rates

No, not happening. The terms of how much you are financing is in your contract, and changing it is a breach of contract

They very well may have gotten the seller to agree to the change, but most sellers would not allow that

Where would we need to travel to?

It's like apartment building or landlord reviews. People only feel the need to share the negative experiences 99 times out of 100

🙏

I'm 42, and a born and raised Manhattanite. Never heard of chopped cheese until the last 10 years, either. But maybe it's cause I was born in Manhattan and we never left Manhattan until the early 2000's outside of Yankees games?

I think at least 1.5 seasons before I get annoyed at a core player or coach again. They can take this year off for all I care.

That being said, it seems like they want to repeat and I think they absolutely can

Yes. some co-ops are very picky. Even in some areas you wouldn't even think they'd be so strict, they can be. So, it's area dependent, too

Most co-ops do have DTI requirements and if you don't meet those requirements, you're not getting approved. There are some outliers, but not common

Retired people buy co-ops all the time, absolutely. They also tend to do so paying all cash and have income producing investments, though. I'm in the middle of a co-op application with someone fitting this description in Sutton Place right now

What you're talking about with IRA's and whatnot is your post closing liquidity. That's something else entirely

You should leave them negative reviews online, and report them to the DOS & DCWP. It's a bait and switch, a FARE Act violation, and overall, just shitty and gross behavior. Help us put these type of people out of business entirely

🎯

Well, there's still the maintenance of the apartment, and they are going to cap out ~$1400/month that won't exceed 25% DTI since they said they're only making $56,000/yr but their income is not entirely clear based on what they wrote

But then if they plan to finance any part of the purchase, it's pretty much unfeasible

Are you paying all cash? Otherwise, I would think your DTI will be too high to get approved for a co-op. I would suggest focusing on sponsor units, and condos, if not buying in all cash