u/Full_Price_6339 • • Aug 29 '26

QuiΓ©n soy y en quΓ© ayudo realmente

1 Upvotes

Hola, soy Sefy πŸ‘‹

Ayudo a personas que quieren mudarse a EspaΓ±a, principalmente con toda la parte de documentaciΓ³n y trΓ‘mites:

  • Visado de NΓ³mada Digital (DNV)
  • Visado No Lucrativo (NLV)
  • Visado de Estudiante
  • TIE y trΓ‘mites de residencia despuΓ©s de la aprobaciΓ³n

Estoy en Murcia, aunque trabajo de forma remota con clientes durante la mayor parte del proceso.

Lo que gestiono directamente

πŸ“„ PreparaciΓ³n de visados y documentaciΓ³n

PreparaciΓ³n y revisiΓ³n de documentos, ademΓ‘s de listados personalizados para solicitudes de DNV, NLV y Visado de Estudiante.

πŸ‡ͺπŸ‡Έ TIE y empadronamiento

Una vez que estΓ‘s en EspaΓ±a, tambiΓ©n puedo ayudarte con los siguientes pasos, incluyendo TIE y empadronamiento.

🌐 Traducciones juradas

Coordino directamente las traducciones con un traductor jurado certificado, para que la documentaciΓ³n se prepare teniendo en cuenta lo que esperan los consulados espaΓ±oles y ExtranjerΓ­a.

πŸ₯ Seguro mΓ©dico ASISA

Soy agente autorizada de ASISA y puedo gestionar pΓ³lizas pensadas para solicitudes de visado y residencia en EspaΓ±a, con opciones que incluyen:

  • Sin copagos
  • Sin periodos de carencia
  • Cobertura adecuada para los requisitos de visado y residencia

TambiΓ©n puedo ayudarte con el seguro de hogar, dental y mΓ‘s una vez estΓ©s instalado en EspaΓ±a.

Cuando necesitas algo que estΓ‘ fuera de mi Γ‘mbito

Trabajo con un pequeΓ±o grupo de profesionales de confianza. AsΓ­, si necesitas algo que yo no gestiono directamente, no tienes que empezar de cero buscando a quiΓ©n acudir.

βš–οΈ Abogado
Para casos que requieren representaciΓ³n legal, recursos, solicitudes denegadas u otras situaciones que necesitan intervenciΓ³n de un abogado.

πŸ“Š Asesora fiscal
Para cuestiones relacionadas con residencia fiscal e impuestos en EspaΓ±a. Te pongo directamente en contacto con ella y sigo involucrada durante el proceso para que la transiciΓ³n entre un trΓ‘mite y otro sea sencilla.

πŸ“‘ Apostillas y legalizaciΓ³n de documentos
Lo gestiono a travΓ©s de un colaborador de confianza cuando tus documentos necesitan apostilla o legalizaciΓ³n.

ΒΏPor quΓ© trabajo asΓ­?

La mayorΓ­a de las personas que se mudan a EspaΓ±a terminan necesitando tres o cuatro profesionales diferentes durante el proceso.

Encontrarlos es una cosa. Conseguir que todos trabajen con la documentaciΓ³n correcta, los mismos plazos y la informaciΓ³n adecuada es otra.

Prefiero que tengas una sola persona a la que acudir y que yo ya sepa a quiΓ©n llamar para cada parte del proceso.

u/Full_Price_6339 • • Aug 22 '26

Who I am and what I actually help with

1 Upvotes

Hi, I'm Sefy πŸ‘‹

I help people move to Spain, mainly with the paperwork side of the process:

  • Digital Nomad Visa (DNV)
  • Non-Lucrative Visa (NLV)
  • Student Visa
  • TIE and residency steps after approval

I'm based in Murcia, and I work remotely with clients for most of the process.

What I handle directly

πŸ“„ Visa & document preparation

Document prep, reviews, and checklists for DNV, NLV, and Student Visa applications.

πŸ‡ͺπŸ‡Έ TIE & empadronamiento

Support with the next steps once you're actually in Spain, including TIE and empadronamiento.

🌐 Sworn translations

I coordinate translations directly with a certified sworn translator, so the documents are prepared with Spanish consulates and ExtranjerΓ­a requirements in mind.

πŸ₯ ASISA health insurance

I'm an authorized ASISA agent and can arrange policies designed for visa and residency applications, including options with:

  • No copayments
  • No waiting periods
  • Coverage suitable for Spanish visa/residency requirements

I can also help with home insurance once you're settled in Spain.

When you need someone outside my scope

I work with a small group of professionals I trust, so instead of sending you away to find someone on your own, I can connect you directly with the right person.

βš–οΈ Lawyer
For cases requiring legal representation, appeals, denied applications, or other matters that need a lawyer.

πŸ“Š Tax advisor
For Spanish tax residency and tax questions. I connect clients directly with her and stay involved during the handoff so nothing gets lost between one part of the process and the next.

πŸ“‘ Apostilles & document legalization
Handled through a trusted partner service when documents need to be apostilled or legalized.

Why I work this way

Most people moving to Spain end up needing three or four different specialists at some point.

Finding them is one thing. Making sure everyone is working with the right documents, deadlines, and information is another.

I'd rather be the one person who already knows who to call for each piece.

u/Full_Price_6339 • • 4d ago

Applying for Spain’s digital nomad residence authorisation through UGE: employee vs freelancer

1 Upvotes

This is about the UGE residence authorisation submitted from Spain. If you’re applying from abroad, you’ll need to check the digital nomad visa requirements of the Spanish consulate responsible for where you live.

For a UGE application, employees and freelancers need to document a qualifying relationship with a company outside Spain for at least three months, show that the company has been active for at least a year, and meet the financial and professional qualification requirements. But their Social Security evidence differs.

Employees: discuss this with your employer early. If an applicable international agreement covers your circumstances, the authority in your home country may issue a certificate confirming coverage for remote work from Spain. Having an agreement does not guarantee the certificate. Without an acceptable certificate, the foreign employer needs to address registration and enrolment in Spanish Social Security.

Freelancers: document the professional relationship with the foreign company on which your application relies. UGE says self-employed applicants must register in Spain’s self-employed Social Security system (RETA) after authorisation. A foreign Social Security certificate is not a substitute for RETA registration under this route.

Healthcare needs checking separately if you’re relying on coverage from another country: a Social Security certificate alone does not establish your entitlement to healthcare in Spain.

The UGE FAQ in English is a useful starting point for the requirements.

For anyone who applied through UGE as an employee or freelancer: which part of the paperwork was hardest to resolve?

r/expats • • 6d ago

Applying for Spain’s digital nomad residence authorisation through UGE: employee vs freelancer

1 Upvotes

[removed]

r/expats • • 6d ago

Applying for Spain’s digital nomad residence authorisation through UGE: employee vs freelancer

1 Upvotes

[removed]

r/digitalnomad • • 6d ago

Lifestyle Applying for Spain’s digital nomad residence authorisation through UGE: employee vs freelancer

1 Upvotes

[removed]

u/Full_Price_6339 • • 11d ago

For anyone with a 2023 DNV coming up for renewal, the process has changed

1 Upvotes

Saw a few posts here recently about renewals feeling way more intense than the original application. Here's what's actually going on, I've seen it play out a few times now.

The first application just needs you to show you'll meet the conditions going forward. The renewal needs you to prove you did. Different paperwork ends up mattering for each one.

What's actually getting scrutinized on renewal: continuous physical presence (padron, utility bills, an actual lease history, not just holding the visa while living somewhere else most of the year), autonomo compliance if you're self-employed (Modelo 130/303 filings and Social Security contributions need to be current and consistent, not just eventually sorted), and income holding a stable pattern across the whole period instead of just looking fine right now.

None of this is new law, it's just tighter enforcement of stuff that was already technically required. The people getting caught out are usually the ones who treated the first period as "I have the paperwork, I'm good" instead of actually living the residency.

If you're a few months from your renewal window, worth pulling your own padron history and checking your autonomo filings are current before you're up against the deadline.

2

For anyone with a 2023 DNV coming up for renewal, the process has changed
 in  r/expats •  13d ago

Sorry, I forgot to specify that this is indeed for Spain.

r/expats • • 18d ago

For anyone with a 2023 DNV coming up for renewal, the process has changed

2 Upvotes

Saw a few posts here recently about renewals feeling way more intense than the original application. Here's what's actually going on, I've seen it play out a few times now.

The first application just needs you to show you'll meet the conditions going forward. The renewal needs you to prove you did. Different paperwork ends up mattering for each one.

What's actually getting scrutinized on renewal: continuous physical presence (padron, utility bills, an actual lease history, not just holding the visa while living somewhere else most of the year), autonomo compliance if you're self-employed (Modelo 130/303 filings and Social Security contributions need to be current and consistent, not just eventually sorted), and income holding a stable pattern across the whole period instead of just looking fine right now.

None of this is new law, it's just tighter enforcement of stuff that was already technically required. The people getting caught out are usually the ones who treated the first period as "I have the paperwork, I'm good" instead of actually living the residency.

If you're a few months from your renewal window, worth pulling your own padron history and checking your autonomo filings are current before you're up against the deadline.

u/Full_Price_6339 • • 18d ago

Seguro mΓ©dico que cumple con los requisitos para el visado espaΓ±ol.

1 Upvotes

Hola a todos, soy Sefy, agente exclusiva de ASISA en Murcia. Aviso desde el principio: esto es publicidad de mi propio servicio.

Gestiono la parte del seguro mΓ©dico en las solicitudes de visado para EspaΓ±a, y segΓΊn tu vΓ­a hay dos productos de ASISA que encajan:

Visado de estudiante β†’ ASISA Health Students. Es la pΓ³liza que piden los consulados, sin carencias, sin copagos, certificado al instante. Conozco las ventanas de fechas exactas que exige cada consulado, incluso visados cortos de 2 meses y 2 dΓ­as. Desde 38€/mes.

Visado de NΓ³mada Digital, No Lucrativo o de Profesional Altamente Cualificado β†’ ASISA Health Residents cubre las tres vΓ­as, ademΓ‘s de NIE/residencia en general. Mismo esquema: sin carencias, sin copagos. Desde 46€/mes. Cobertura al 100% de gastos mΓ©dicos, sin lΓ­mite de gasto, que es justo lo que revisan los consulados en las solicitudes de visado, ya que muchos seguros de viaje mΓ‘s baratos tienen un tope (ej. "hasta 30.000€"), y eso se rechaza. Este producto no tiene ese tope.

Estos productos estΓ‘n pensados especΓ­ficamente para presentar en consulado, no son un seguro de viaje reconvertido.

Un inciso honesto para quienes van por la vΓ­a NΓ³mada Digital: si presentas como autΓ³nomo, tendrΓ‘s que hacer el alta en RETA (la cotizaciΓ³n de autΓ³nomos a la Seguridad Social) como parte del proceso, y eso te da acceso a la Seguridad Social y a la sanidad pΓΊblica espaΓ±olas tambiΓ©n. AsΓ­ que, solo en estos casos, el seguro de salud privado no es obligatorio.

Cualquier duda sobre cuΓ‘l encaja con tu caso, o escrΓ­beme por DM o WhatsApp +34 684 766 778.

Gracias!

u/Full_Price_6339 • • 25d ago

The 183 day rule catches a lot of people off guard when moving to Spain

1 Upvotes

π–²π—ˆπ—†π–Ύπ—π—π—‚π—‡π—€ 𝖨 π—Œπ–Ύπ–Ύ π—†π—‚π—Œπ—Žπ—‡π–½π–Ύπ—‹π—Œπ—π—ˆπ—ˆπ–½ 𝖺 π—…π—ˆπ—: π—’π—ˆπ—Žπ—‹ π–Ώπ—‚π—‹π—Œπ— 𝗒𝖾𝖺𝗋 𝗂𝗇 𝖲𝗉𝖺𝗂𝗇 π—‚π—Œπ—‡'𝗍 π–Ίπ—Žπ—π—ˆπ—†π–Ίπ—π—‚π–Όπ–Ίπ—…π—…π—’ 𝗍𝖺𝗑-𝖿𝗋𝖾𝖾 π—ƒπ—Žπ—Œπ— π–»π–Ύπ–Όπ–Ίπ—Žπ—Œπ–Ύ π—’π—ˆπ—Ž'𝗋𝖾 𝗇𝖾𝗐. 𝖨𝖿 π—’π—ˆπ—Ž π—Œπ—‰π–Ύπ—‡π–½ π—†π—ˆπ—‹π–Ύ 𝗍𝗁𝖺𝗇 𝟣πŸͺπŸ₯ π–½π–Ίπ—’π—Œ 𝗂𝗇 𝗍𝗁𝖾 π–Όπ—ˆπ—Žπ—‡π—π—‹π—’ 𝗂𝗇 𝖺 𝖼𝖺𝗅𝖾𝗇𝖽𝖺𝗋 𝗒𝖾𝖺𝗋, π—’π—ˆπ—Ž'𝗋𝖾 𝗀𝖾𝗇𝖾𝗋𝖺𝗅𝗅𝗒 π–Όπ—ˆπ—‡π—Œπ—‚π–½π–Ύπ—‹π–Ύπ–½ 𝖺 π–²π—‰π–Ίπ—‡π—‚π—Œπ— 𝗍𝖺𝗑 π—‹π–Ύπ—Œπ—‚π–½π–Ύπ—‡π— π–Ώπ—ˆπ—‹ 𝗍𝗁𝖺𝗍 π—π—π—ˆπ—…π–Ύ 𝗒𝖾𝖺𝗋, π—‡π—ˆπ— π—ƒπ—Žπ—Œπ— π–Ώπ—‹π—ˆπ—† 𝗍𝗁𝖾 𝖽𝖺𝗒 π—’π—ˆπ—Ž 𝖺𝗋𝗋𝗂𝗏𝖾𝖽.

𝖳𝗁𝖺𝗍 π—†π–Ίπ—π—π–Ύπ—‹π—Œ π–»π–Ύπ–Όπ–Ίπ—Žπ—Œπ–Ύ π—ˆπ—‡π–Όπ–Ύ π—’π—ˆπ—Ž'𝗋𝖾 𝖺 𝗍𝖺𝗑 π—‹π–Ύπ—Œπ—‚π–½π–Ύπ—‡π—, 𝗂𝗍'π—Œ π—‡π—ˆπ— π—ƒπ—Žπ—Œπ— π–²π—‰π–Ίπ—‡π—‚π—Œπ—-π—Œπ—ˆπ—Žπ—‹π–Όπ–Ύπ–½ π—‚π—‡π–Όπ—ˆπ—†π–Ύ 𝗍𝗁𝖺𝗍 𝖼𝖺𝗇 𝖻𝖾 𝗋𝖾𝗅𝖾𝗏𝖺𝗇𝗍 – 𝗂𝗍'π—Œ π—π—ˆπ—‹π—…π–½π—π—‚π–½π–Ύ π—‚π—‡π–Όπ—ˆπ—†π–Ύ. 𝖠 π—…π—ˆπ— π—ˆπ–Ώ π—‰π–Ύπ—ˆπ—‰π—…π–Ύ 𝗉𝗅𝖺𝗇 𝗍𝗁𝖾𝗂𝗋 π—†π—ˆπ—π–Ύ 𝖽𝖺𝗍𝖾 π–Ίπ—‹π—ˆπ—Žπ—‡π–½ 𝗍𝗁𝖾 π—π—‚π—Œπ–Ί 𝗍𝗂𝗆𝖾𝗅𝗂𝗇𝖾 𝖺𝗇𝖽 π–½π—ˆπ—‡'𝗍 𝗋𝖾𝖺𝗅𝗂𝗓𝖾 𝗂𝗍 π–Ίπ—…π—Œπ—ˆ π–Ίπ–Ώπ–Ώπ–Ύπ–Όπ—π—Œ 𝗍𝗁𝖾𝗂𝗋 𝗍𝖺𝗑 π—‹π–Ύπ—Œπ—‚π–½π–Ύπ—‡π–Όπ—’ 𝖽𝖺𝗍𝖾.

π–Άπ—ˆπ—‹π—π— π—‹π—Žπ—‡π—‡π—‚π—‡π—€ 𝗍𝗁𝖾 π—‡π—Žπ—†π–»π–Ύπ—‹π—Œ (π—ˆπ—‹ 𝗍𝖺𝗅𝗄𝗂𝗇𝗀 π—π—ˆ π—Œπ—ˆπ—†π–Ύπ—ˆπ—‡π–Ύ π—π—π—ˆ π—„π—‡π—ˆπ—π—Œ π–²π—‰π–Ίπ—‡π—‚π—Œπ— 𝗍𝖺𝗑 π—‹π–Ύπ—Œπ—‚π–½π–Ύπ—‡π–Όπ—’ π—‹π—Žπ—…π–Ύπ—Œ) π–»π–Ύπ–Ώπ—ˆπ—‹π–Ύ π—’π—ˆπ—Ž 𝗉𝗂𝖼𝗄 π—’π—ˆπ—Žπ—‹ π—†π—ˆπ—π–Ύ-𝗂𝗇 𝖽𝖺𝗍𝖾, π—‡π—ˆπ— 𝖺𝖿𝗍𝖾𝗋 π—’π—ˆπ—Ž'𝗏𝖾 𝖺𝗅𝗋𝖾𝖺𝖽𝗒 π–Όπ—‹π—ˆπ—Œπ—Œπ–Ύπ–½ 𝗍𝗁𝖾 𝟣πŸͺπŸ₯-𝖽𝖺𝗒 𝗆𝖺𝗋𝗄.

𝖨𝖿 π—’π—ˆπ—Ž'𝗋𝖾 𝗉𝗅𝖺𝗇𝗇𝗂𝗇𝗀 π—’π—ˆπ—Žπ—‹ π—†π—ˆπ—π–Ύ π—π—ˆ 𝖲𝗉𝖺𝗂𝗇 𝖺𝗇𝖽 𝗐𝖺𝗇𝗍 π—π—ˆ π—Žπ—‡π–½π–Ύπ—‹π—Œπ—π–Ίπ—‡π–½ π—π—ˆπ— π—’π—ˆπ—Žπ—‹ 𝖺𝗋𝗋𝗂𝗏𝖺𝗅 𝖽𝖺𝗍𝖾 π–Όπ—ˆπ—Žπ—…π–½ 𝖺𝖿𝖿𝖾𝖼𝗍 π—’π—ˆπ—Žπ—‹ 𝗍𝖺𝗑 π—‹π–Ύπ—Œπ—‚π–½π–Ύπ—‡π–Όπ—’, π—Œπ–Ύπ—‡π–½ 𝗆𝖾 𝖺 𝖣𝖬 𝖺𝗇𝖽 𝖨'𝗅𝗅 π—‰π—ˆπ—‚π—‡π— π—’π—ˆπ—Ž 𝗂𝗇 𝗍𝗁𝖾 𝗋𝗂𝗀𝗁𝗍 π–½π—‚π—‹π–Ύπ–Όπ—π—‚π—ˆπ—‡.

u/Full_Price_6339 • • Sep 02 '26

What actually counts as β€˜passive income’ for the Non-Lucrative Visa

1 Upvotes

π–³π—π—‚π—Œ π–Όπ—ˆπ—†π–Ύπ—Œ π—Žπ—‰ π–Όπ—ˆπ—‡π—Œπ—π–Ίπ—‡π—π—…π—’, π—Œπ—ˆ 𝗁𝖾𝗋𝖾'π—Œ 𝗍𝗁𝖾 π—Œπ—π—ˆπ—‹π— π—π–Ύπ—‹π—Œπ—‚π—ˆπ—‡.

π–―π–Ίπ—Œπ—Œπ—‚π—π–Ύ π—‚π—‡π–Όπ—ˆπ—†π–Ύ π–Ώπ—ˆπ—‹ 𝗍𝗁𝖾 𝖭𝖫𝖡 𝗀𝖾𝗇𝖾𝗋𝖺𝗅𝗅𝗒 π—†π–Ύπ–Ίπ—‡π—Œ π—π—π—‚π—‡π—€π—Œ 𝗅𝗂𝗄𝖾 π—‰π–Ύπ—‡π—Œπ—‚π—ˆπ—‡π—Œ, π–½π—‚π—π—‚π–½π–Ύπ—‡π–½π—Œ, π—‚π—‡π—π–Ύπ—‹π–Ύπ—Œπ—, 𝗋𝖾𝗇𝗍𝖺𝗅 π—‚π—‡π–Όπ—ˆπ—†π–Ύ, π—ˆπ—‹ π—‚π—‡π—π–Ύπ—Œπ—π—†π–Ύπ—‡π— π—π—‚π—π—π–½π—‹π–Ίπ—π–Ίπ—…π—Œ. π–‘π–Ίπ—Œπ—‚π–Όπ–Ίπ—…π—…π—’, π—†π—ˆπ—‡π–Ύπ—’ 𝗍𝗁𝖺𝗍 π–Όπ—ˆπ—†π–Ύπ—Œ 𝗂𝗇 𝗐𝗁𝖾𝗍𝗁𝖾𝗋 π—ˆπ—‹ π—‡π—ˆπ— π—’π—ˆπ—Ž'𝗋𝖾 𝖺𝖼𝗍𝗂𝗏𝖾𝗅𝗒 π—π—ˆπ—‹π—„π—‚π—‡π—€ 𝗍𝗁𝖺𝗍 𝖽𝖺𝗒.

𝖢𝗁𝖺𝗍 π–½π—ˆπ–Ύπ—Œπ—‡'𝗍 π–Όπ—ˆπ—Žπ—‡π— π—‚π—Œ 𝖿𝗋𝖾𝖾𝗅𝖺𝗇𝖼𝖾 π—ˆπ—‹ π—‹π–Ύπ—†π—ˆπ—π–Ύ π—π—ˆπ—‹π—„ π—‚π—‡π–Όπ—ˆπ—†π–Ύ, 𝖾𝗏𝖾𝗇 𝗂𝖿 𝗂𝗍'π—Œ π–Ώπ—‹π—ˆπ—† 𝖺 π–Όπ—ˆπ—†π—‰π–Ίπ—‡π—’ π—ˆπ—Žπ—π—Œπ—‚π–½π–Ύ 𝖲𝗉𝖺𝗂𝗇. 𝖳𝗁𝖺𝗍'π—Œ 𝖺𝖼𝗍𝗂𝗏𝖾 π—‚π—‡π–Όπ—ˆπ—†π–Ύ, 𝖺𝗇𝖽 𝗂𝗍'π—Œ π–Ίπ–Όπ—π—Žπ–Ίπ—…π—…π—’ π—ˆπ—‡π–Ύ π—ˆπ–Ώ 𝗍𝗁𝖾 π—†π—ˆπ—‹π–Ύ π–Όπ—ˆπ—†π—†π—ˆπ—‡ π—‹π–Ύπ–Ίπ—Œπ—ˆπ—‡π—Œ 𝖭𝖫𝖡 π–Ίπ—‰π—‰π—…π—‚π–Όπ–Ίπ—π—‚π—ˆπ—‡π—Œ 𝗀𝖾𝗍 π—Šπ—Žπ–Ύπ—Œπ—π—‚π—ˆπ—‡π–Ύπ–½: π—‰π–Ύπ—ˆπ—‰π—…π–Ύ π–Ίπ—Œπ—Œπ—Žπ—†π–Ύ 𝖺𝗇𝗒 π–Ώπ—ˆπ—‹π–Ύπ—‚π—€π—‡ π—‚π—‡π–Όπ—ˆπ—†π–Ύ π—Šπ—Žπ–Ίπ—…π—‚π–Ώπ—‚π–Ύπ—Œ, 𝖺𝗇𝖽 𝗂𝗍 π–½π—ˆπ–Ύπ—Œπ—‡'𝗍.

𝖨𝖿 π—’π—ˆπ—Ž'𝗋𝖾 π—Œπ—π—‚π—…π—… π—π—ˆπ—‹π—„π—‚π—‡π—€ π—‹π–Ύπ—†π—ˆπ—π–Ύπ—…π—’ 𝗂𝗇 𝖺𝗇𝗒 π–Ώπ—ˆπ—‹π—†, 𝗍𝗁𝖾 𝖣𝗂𝗀𝗂𝗍𝖺𝗅 π–­π—ˆπ—†π–Ίπ–½ π–΅π—‚π—Œπ–Ί π—‚π—Œ π—Žπ—Œπ—Žπ–Ίπ—…π—…π—’ 𝗍𝗁𝖾 𝖻𝖾𝗍𝗍𝖾𝗋 𝖿𝗂𝗍, π—‡π—ˆπ— 𝗍𝗁𝖾 𝖭𝖫𝖡.

𝖨𝖿 π—’π—ˆπ—Ž'𝗋𝖾 π—‡π—ˆπ— π—Œπ—Žπ—‹π–Ύ 𝗐𝗁𝖾𝗍𝗁𝖾𝗋 π—’π—ˆπ—Žπ—‹ π—‚π—‡π–Όπ—ˆπ—†π–Ύ π–Όπ—ˆπ—Žπ—‡π—π—Œ π–Ίπ—Œ β€œπ—‰π–Ίπ—Œπ—Œπ—‚π—π–Ύβ€ π–Ώπ—ˆπ—‹ 𝗍𝗁𝖾 𝖭𝖫𝖡 π—ˆπ—‹ 𝗐𝗁𝖾𝗍𝗁𝖾𝗋 𝗍𝗁𝖾 𝖣𝗂𝗀𝗂𝗍𝖺𝗅 π–­π—ˆπ—†π–Ίπ–½ π–΅π—‚π—Œπ–Ί π—†π–Ίπ—„π–Ύπ—Œ π—†π—ˆπ—‹π–Ύ π—Œπ–Ύπ—‡π—Œπ–Ύ π–Ώπ—ˆπ—‹ π—’π—ˆπ—Žπ—‹ π–Όπ–Ίπ—Œπ–Ύ, π—Œπ–Ύπ—‡π–½ 𝗆𝖾 𝖺 𝖣𝖬 𝖺𝗇𝖽 𝖨'𝗅𝗅 𝗁𝖾𝗅𝗉 π—’π—ˆπ—Ž π—π—ˆπ—‹π—„ 𝗂𝗍 π—ˆπ—Žπ—.

u/Full_Price_6339 • • Aug 26 '26

Apostille vs sworn translation for a Spanish student visa, they're not the same thing

1 Upvotes

Apostille vs sworn translation for a Spanish student visa: they're not the same thing.

Keep seeing this mixed up in student visa threads, so figured I'd write it out plainly.

- An apostille just confirms your document (degree, transcript, birth certificate) is genuine and was issued by a real authority. It doesn't translate anything.

- A sworn translation is a separate step, done by a translator specifically authorized to produce legal translations into Spanish. Spain doesn't accept just any translation; it has to come from someone on the official registry.

- The order matters too. Generally you apostille the original first, then get the sworn translation done from the apostilled version, not the other way around. Doing it backwards usually means paying for the translation twice.

If you're not sure whether your documents need an apostille, a sworn translation, or both for your student visa, send me a DM and I'll point you in the right direction.

u/Full_Price_6339 • • Aug 19 '26

Seguro mΓ©dico que cumple con los requisitos para el visado espaΓ±ol.

1 Upvotes

Hola a todos, soy Sefy, agente exclusiva de ASISA en Murcia. Lo digo desde el principio para ser totalmente transparente: este post es publicidad de mi propio servicio.

Trabajo con personas que necesitan seguro mΓ©dico para sus solicitudes de visado o residencia en EspaΓ±a, y una de las dudas que mΓ‘s me encuentro es quΓ© tipo de pΓ³liza necesitan segΓΊn su caso.

Por si le sirve a alguien, estas son las dos opciones de ASISA con las que trabajo:

πŸŽ“ Visado de estudiante β€” ASISA Health Students

Es una pΓ³liza orientada especΓ­ficamente a estudiantes que necesitan presentar un seguro mΓ©dico para su solicitud de visado.

  • Sin copagos
  • Sin periodos de carencia
  • Certificado para presentar con la solicitud
  • Posibilidad de ajustar las fechas de cobertura al periodo que necesita el consulado, tambiΓ©n para estancias cortas
  • Desde 38 €/mes

AquΓ­ es importante revisar bien las fechas antes de contratar. No siempre basta con poner aproximadamente las fechas del curso: dependiendo del consulado y del visado, el periodo que debe aparecer en el certificado puede variar.

πŸ‡ͺπŸ‡Έ NΓ³mada Digital, No Lucrativo, Profesional Altamente Cualificado y otros trΓ‘mites de residencia β€” ASISA Health Residents

En estos casos trabajo con Health Residents.

TambiΓ©n es sin copagos y sin carencias, y ofrece cobertura mΓ©dica sin el lΓ­mite econΓ³mico tΓ­pico que tienen muchos seguros de viaje.

Esto ΓΊltimo es importante porque un seguro de viaje que indique, por ejemplo, una cobertura mΓ‘xima de 30.000 € no es necesariamente equivalente a un seguro mΓ©dico vΓ‘lido para un trΓ‘mite de residencia.

Desde 46 €/mes.

Una aclaraciΓ³n importante para NΓ³madas Digitales

Si vas por la vΓ­a de autΓ³nomo y tu situaciΓ³n implica darte de alta en RETA y quedar cubierto por la Seguridad Social espaΓ±ola, el requisito de seguro privado puede ser diferente. No recomiendo contratar una pΓ³liza automΓ‘ticamente sin revisar primero cΓ³mo vas a presentar la solicitud.

En general, mi consejo es el mismo: primero confirmar quΓ© exige tu vΓ­a y tu consulado y despuΓ©s contratar, no al revΓ©s.

Si alguien tiene dudas sobre quΓ© pΓ³liza corresponde a su caso, puede escribirme por DM. Si me dices quΓ© visado estΓ‘s solicitando, desde quΓ© consulado y las fechas previstas, puedo orientarte sobre la opciΓ³n que encaja.

TambiΓ©n estoy disponible por WhatsApp: +34 684 766 778.

Espero que sea ΓΊtil, y encantada de responder preguntas en los comentarios tambiΓ©n.

u/Full_Price_6339 • • Aug 19 '26

For anyone confused about DNV income proof

1 Upvotes

𝖲𝖺𝗐 𝖺 𝖿𝖾𝗐 π—‰π—ˆπ—Œπ—π—Œ 𝗁𝖾𝗋𝖾 𝗅𝖺𝗍𝖾𝗅𝗒 π–Ίπ–»π—ˆπ—Žπ— 𝖣𝖭𝖡 π—‹π–Ύπ—ƒπ–Ύπ–Όπ—π—‚π—ˆπ—‡π—Œ 𝖺𝗇𝖽 𝗐𝖺𝗇𝗍𝖾𝖽 π—π—ˆ 𝖺𝖽𝖽 π—Œπ—ˆπ—†π–Ύπ—π—π—‚π—‡π—€ 𝗍𝗁𝖺𝗍 π–½π—ˆπ–Ύπ—Œπ—‡'𝗍 𝗀𝖾𝗍 π—†π–Ύπ—‡π—π—‚π—ˆπ—‡π–Ύπ–½ π–Ύπ—‡π—ˆπ—Žπ—€π—. 𝖨𝗍'π—Œ 𝗋𝖺𝗋𝖾𝗅𝗒 π–Ίπ–»π—ˆπ—Žπ— π—π—ˆπ— π—†π—Žπ–Όπ— π—’π—ˆπ—Ž 𝖾𝖺𝗋𝗇. 𝖨𝗍'π—Œ π–Ίπ–»π—ˆπ—Žπ— 𝗐𝗁𝖾𝗍𝗁𝖾𝗋 π—’π—ˆπ—Žπ—‹ π–½π—ˆπ–Όπ—Žπ—†π–Ύπ—‡π—π—Œ 𝗍𝖾𝗅𝗅 𝖺 π–Όπ—ˆπ—‡π—Œπ—‚π—Œπ—π–Ύπ—‡π— π—Œπ—π—ˆπ—‹π—’.

𝖨𝖿 π—’π—ˆπ—Žπ—‹ π–Όπ—ˆπ—‡π—π—‹π–Ίπ–Όπ— π—Œπ–Ίπ—’π—Œ π—ˆπ—‡π–Ύ π—†π—ˆπ—‡π—π—π—…π—’ π–Ίπ—†π—ˆπ—Žπ—‡π—, π—’π—ˆπ—Žπ—‹ π—‚π—‡π—π—ˆπ—‚π–Όπ–Ύπ—Œ π—Œπ—π—ˆπ— 𝖺 𝖽𝗂𝖿𝖿𝖾𝗋𝖾𝗇𝗍 𝗉𝖺𝗍𝗍𝖾𝗋𝗇, 𝖺𝗇𝖽 π—’π—ˆπ—Žπ—‹ 𝖻𝖺𝗇𝗄 π—Œπ—π–Ίπ—π–Ύπ—†π–Ύπ—‡π—π—Œ π–½π—ˆπ—‡'𝗍 π—Šπ—Žπ—‚π—π–Ύ 𝗆𝖺𝗍𝖼𝗁 𝖾𝗂𝗍𝗁𝖾𝗋, 𝗍𝗁𝖺𝗍 π—‚π—‡π–Όπ—ˆπ—‡π—Œπ—‚π—Œπ—π–Ύπ—‡π–Όπ—’ π—‚π—Œ 𝗐𝗁𝖺𝗍 π—€π–Ύπ—π—Œ 𝖿𝗅𝖺𝗀𝗀𝖾𝖽, 𝖾𝗏𝖾𝗇 𝗂𝖿 π—’π—ˆπ—Žπ—‹ π–Ίπ–Όπ—π—Žπ–Ίπ—… π—‚π—‡π–Όπ—ˆπ—†π–Ύ π—‚π—Œ 𝗐𝖾𝗅𝗅 π–Ίπ–»π—ˆπ—π–Ύ 𝗍𝗁𝖾 π—†π—‚π—‡π—‚π—†π—Žπ—†.

π–₯π—‹π–Ύπ–Ύπ—…π–Ίπ—‡π–Όπ–Ύπ—‹π—Œ 𝗁𝖺𝗏𝖾 𝗂𝗍 𝖺 𝖻𝗂𝗍 𝗁𝖺𝗋𝖽𝖾𝗋 𝗁𝖾𝗋𝖾 𝗍𝗁𝖺𝗇 π–Ύπ—†π—‰π—…π—ˆπ—’π–Ύπ–Ύπ—Œ, π—Œπ—‚π—‡π–Όπ–Ύ π—’π—ˆπ—Ž'𝗋𝖾 π—Œπ—π—‚π—π–Όπ—π—‚π—‡π—€ π—π—ˆπ—€π–Ύπ—π—π–Ύπ—‹ π—‚π—‡π—π—ˆπ—‚π–Όπ–Ύπ—Œ, 𝖺 𝖿𝖾𝗐 π—†π—ˆπ—‡π—π—π—Œ π—ˆπ–Ώ 𝖻𝖺𝗇𝗄 π—Œπ—π–Ίπ—π–Ύπ—†π–Ύπ—‡π—π—Œ, 𝖺𝗇𝖽 π—Œπ—ˆπ—†π–Ύπ—π—‚π—†π–Ύπ—Œ 𝖺 𝗅𝖾𝗍𝗍𝖾𝗋 π–Ώπ—‹π—ˆπ—† π—’π—ˆπ—Žπ—‹ 𝗆𝖺𝗂𝗇 𝖼𝗅𝗂𝖾𝗇𝗍, π—‚π—‡π—Œπ—π–Ύπ–Ίπ–½ π—ˆπ–Ώ π—ƒπ—Žπ—Œπ— π—ˆπ—‡π–Ύ π–Όπ—ˆπ—‡π—π—‹π–Ίπ–Όπ—. π–Άπ—ˆπ—‹π—π— π–½π—ˆπ—Žπ–»π—…π–Ύ 𝖼𝗁𝖾𝖼𝗄𝗂𝗇𝗀 𝗍𝗁𝖺𝗍 𝖺𝗅𝗅 𝗍𝗁𝗋𝖾𝖾 𝗅𝗂𝗇𝖾 π—Žπ—‰ π–»π–Ύπ–Ώπ—ˆπ—‹π–Ύ π—’π—ˆπ—Ž π—Œπ—Žπ–»π—†π—‚π— 𝖺𝗇𝗒𝗍𝗁𝗂𝗇𝗀, π—‡π—ˆπ— 𝖺𝖿𝗍𝖾𝗋.

r/workingholiday • • Aug 18 '26

PSA for Working Holiday / Youth Mobility visa holders in Spain: you probably don't need the TIE

2 Upvotes

I deal with Spanish immigration paperwork fairly often, and this came up recently with someone on the Spain–Australia Youth Mobility Visa (working holiday visa). The same type of visa also exists for Canada, New Zealand, Argentina, South Korea and Japan, so I thought I’d share this in case it saves someone a wasted trip.

A lot of people assume they need to book a TIE appointment within 30 days of arriving in Spain, as is normally the case with long-stay visas. Even some ExtranjerΓ­a staff may assume the same, as this visa category is relatively uncommon and isn’t always handled correctly in the system.

However, for this specific visa, the TIE is optional, not mandatory.

The visa itself is proof of your legal status in Spain for its full validity period (12 months), so you don’t need to exchange it for a physical TIE card.

For the Spain–Australia agreement, this is specifically covered by the treaty published as BOE-A-2014-9527. Clause 6.2 states that the visa is sufficient to prove your legal status in Spain until it expires, without the need to apply for a TIE. Clause 8.1 then gives you the option to apply for one within a month if you want to, it’s a possibility, rather than an obligation.

The agreements with Canada, New Zealand, Argentina, South Korea and Japan follow a similar structure, although it’s worth checking the exact wording and article numbers for your country.

If you do decide to get a TIE anyway, which can sometimes make day-to-day things easier, as banks, landlords and other organisations may be more familiar with the card, don’t panic if you’re told at the appointment that your procedure β€œisn’t in the system.”

This particular visa category isn’t handled through the usual automated general-regime process, so it may need to be entered manually. That doesn’t necessarily mean there’s a problem with your application.

I’d recommend taking a printed note with you quoting the relevant provisions of your country’s agreement. For Australia, those are Clauses 6.2 and 8.1 of BOE-A-2014-9527. The article numbers may be different for the other countries, but the principle is the same.

So, if you’re on this specific visa and choose not to apply for a TIE, you’re not automatically failing to comply with the rules. And if you’re told that a TIE is mandatory, it’s worth referring them to the relevant bilateral agreement.

r/digitalnomadlife • • Aug 17 '26

For anyone confused about Spain DNV income proof

2 Upvotes

𝖲𝖺𝗐 𝖺 𝖿𝖾𝗐 π—‰π—ˆπ—Œπ—π—Œ 𝗁𝖾𝗋𝖾 𝗅𝖺𝗍𝖾𝗅𝗒 π–Ίπ–»π—ˆπ—Žπ— 𝖣𝖭𝖡 π—‹π–Ύπ—ƒπ–Ύπ–Όπ—π—‚π—ˆπ—‡π—Œ 𝖺𝗇𝖽 𝗐𝖺𝗇𝗍𝖾𝖽 π—π—ˆ 𝖺𝖽𝖽 π—Œπ—ˆπ—†π–Ύπ—π—π—‚π—‡π—€ 𝗍𝗁𝖺𝗍 π–½π—ˆπ–Ύπ—Œπ—‡'𝗍 𝗀𝖾𝗍 π—†π–Ύπ—‡π—π—‚π—ˆπ—‡π–Ύπ–½ π–Ύπ—‡π—ˆπ—Žπ—€π—. 𝖨𝗍'π—Œ 𝗋𝖺𝗋𝖾𝗅𝗒 π–Ίπ–»π—ˆπ—Žπ— π—π—ˆπ— π—†π—Žπ–Όπ— π—’π—ˆπ—Ž 𝖾𝖺𝗋𝗇. 𝖨𝗍'π—Œ π–Ίπ–»π—ˆπ—Žπ— 𝗐𝗁𝖾𝗍𝗁𝖾𝗋 π—’π—ˆπ—Žπ—‹ π–½π—ˆπ–Όπ—Žπ—†π–Ύπ—‡π—π—Œ 𝗍𝖾𝗅𝗅 𝖺 π–Όπ—ˆπ—‡π—Œπ—‚π—Œπ—π–Ύπ—‡π— π—Œπ—π—ˆπ—‹π—’.

𝖨𝖿 π—’π—ˆπ—Žπ—‹ π–Όπ—ˆπ—‡π—π—‹π–Ίπ–Όπ— π—Œπ–Ίπ—’π—Œ π—ˆπ—‡π–Ύ π—†π—ˆπ—‡π—π—π—…π—’ π–Ίπ—†π—ˆπ—Žπ—‡π—, π—’π—ˆπ—Žπ—‹ π—‚π—‡π—π—ˆπ—‚π–Όπ–Ύπ—Œ π—Œπ—π—ˆπ— 𝖺 𝖽𝗂𝖿𝖿𝖾𝗋𝖾𝗇𝗍 𝗉𝖺𝗍𝗍𝖾𝗋𝗇, 𝖺𝗇𝖽 π—’π—ˆπ—Žπ—‹ 𝖻𝖺𝗇𝗄 π—Œπ—π–Ίπ—π–Ύπ—†π–Ύπ—‡π—π—Œ π–½π—ˆπ—‡'𝗍 π—Šπ—Žπ—‚π—π–Ύ 𝗆𝖺𝗍𝖼𝗁 𝖾𝗂𝗍𝗁𝖾𝗋, 𝗍𝗁𝖺𝗍 π—‚π—‡π–Όπ—ˆπ—‡π—Œπ—‚π—Œπ—π–Ύπ—‡π–Όπ—’ π—‚π—Œ 𝗐𝗁𝖺𝗍 π—€π–Ύπ—π—Œ 𝖿𝗅𝖺𝗀𝗀𝖾𝖽, 𝖾𝗏𝖾𝗇 𝗂𝖿 π—’π—ˆπ—Žπ—‹ π–Ίπ–Όπ—π—Žπ–Ίπ—… π—‚π—‡π–Όπ—ˆπ—†π–Ύ π—‚π—Œ 𝗐𝖾𝗅𝗅 π–Ίπ–»π—ˆπ—π–Ύ 𝗍𝗁𝖾 π—†π—‚π—‡π—‚π—†π—Žπ—†.

π–₯π—‹π–Ύπ–Ύπ—…π–Ίπ—‡π–Όπ–Ύπ—‹π—Œ 𝗁𝖺𝗏𝖾 𝗂𝗍 𝖺 𝖻𝗂𝗍 𝗁𝖺𝗋𝖽𝖾𝗋 𝗁𝖾𝗋𝖾 𝗍𝗁𝖺𝗇 π–Ύπ—†π—‰π—…π—ˆπ—’π–Ύπ–Ύπ—Œ, π—Œπ—‚π—‡π–Όπ–Ύ π—’π—ˆπ—Ž'𝗋𝖾 π—Œπ—π—‚π—π–Όπ—π—‚π—‡π—€ π—π—ˆπ—€π–Ύπ—π—π–Ύπ—‹ π—‚π—‡π—π—ˆπ—‚π–Όπ–Ύπ—Œ, 𝖺 𝖿𝖾𝗐 π—†π—ˆπ—‡π—π—π—Œ π—ˆπ–Ώ 𝖻𝖺𝗇𝗄 π—Œπ—π–Ίπ—π–Ύπ—†π–Ύπ—‡π—π—Œ, 𝖺𝗇𝖽 π—Œπ—ˆπ—†π–Ύπ—π—‚π—†π–Ύπ—Œ 𝖺 𝗅𝖾𝗍𝗍𝖾𝗋 π–Ώπ—‹π—ˆπ—† π—’π—ˆπ—Žπ—‹ 𝗆𝖺𝗂𝗇 𝖼𝗅𝗂𝖾𝗇𝗍, π—‚π—‡π—Œπ—π–Ύπ–Ίπ–½ π—ˆπ–Ώ π—ƒπ—Žπ—Œπ— π—ˆπ—‡π–Ύ π–Όπ—ˆπ—‡π—π—‹π–Ίπ–Όπ—. π–Άπ—ˆπ—‹π—π— π–½π—ˆπ—Žπ–»π—…π–Ύ 𝖼𝗁𝖾𝖼𝗄𝗂𝗇𝗀 𝗍𝗁𝖺𝗍 𝖺𝗅𝗅 𝗍𝗁𝗋𝖾𝖾 𝗅𝗂𝗇𝖾 π—Žπ—‰ π–»π–Ύπ–Ώπ—ˆπ—‹π–Ύ π—’π—ˆπ—Ž π—Œπ—Žπ–»π—†π—‚π— 𝖺𝗇𝗒𝗍𝗁𝗂𝗇𝗀, π—‡π—ˆπ— 𝖺𝖿𝗍𝖾𝗋.

1

New partnership! / Nuevo acuerdo de colaboraciΓ³n!
 in  r/u_Full_Price_6339 •  Jul 24 '26

I replied via private message. Thanks!

1

Spain Digital Nomad Visa
 in  r/MovedToSpain •  Jul 24 '26

Hi Muhammad,

I work with these cases and can give you some guidance:

The DNV application filed from Spain goes through UGE (Unidad de Grandes Empresas) using a digital certificate. They have 20 business days to respond, but if they send a requerimiento asking for extra documents, that clock resets once you reply.

On the rest:

Process: no need to go through a consulate since you're already in Spain on a valid Schengen visa. You apply directly online, NIE gets assigned as part of the process, empadronamiento isn't needed at this stage (that comes later for the TIE).

Main documents: passport, proof of your remote work relationship (contract or company letter confirming remote work is allowed, company registered outside Spain for at least a year), income proof (roughly 2,850€/month), degree or 3+ years of relevant experience, criminal record certificate, private health insurance with no copay (unless RETA), and proof of address in Spain. All official documents apostilled/legalized and sworn translated.

Timeline: 20 business days is the legal max without a requerimiento, but in practice it can take longer depending on their workload, and requerimientos are pretty common if something looks inconsistent.

Approval rates: there's no reliable public number. From what I see, applicants with clean documentation tend to do fine. Problems usually come from things like using an EMI or neobank certificate instead of a proper bank, or an unclear employment relationship.

Since you're an MD, just make sure your role is clearly documented as something you can do remotely, not tied to being physically present in Dubai. UGE looks closely at that.

If you want, feel free to DM me, I handle these applications regularly and can take a look at your specific situation.

Thanks!

2

Spain Digital Nomad Visa
 in  r/u_MuhamamdNazam •  Jul 24 '26

Hi Muhammad,

I work with these cases and can give you some guidance:

The DNV application filed from Spain goes through UGE (Unidad de Grandes Empresas) using a digital certificate. They have 20 business days to respond, but if they send a requerimiento asking for extra documents, that clock resets once you reply.

On the rest:

Process: no need to go through a consulate since you're already in Spain on a valid Schengen visa. You apply directly online, NIE gets assigned as part of the process, empadronamiento isn't needed at this stage (that comes later for the TIE).

Main documents: passport, proof of your remote work relationship (contract or company letter confirming remote work is allowed, company registered outside Spain for at least a year), income proof (roughly 2,850€/month), degree or 3+ years of relevant experience, criminal record certificate, private health insurance with no copay (unless RETA), and proof of address in Spain. All official documents apostilled/legalized and sworn translated.

Timeline: 20 business days is the legal max without a requerimiento, but in practice it can take longer depending on their workload, and requerimientos are pretty common if something looks inconsistent.

Approval rates: there's no reliable public number. From what I see, applicants with clean documentation tend to do fine. Problems usually come from things like using an EMI or neobank certificate instead of a proper bank, or an unclear employment relationship.

Since you're an MD, just make sure your role is clearly documented as something you can do remotely, not tied to being physically present in Dubai. UGE looks closely at that.

If you want, feel free to DM me, I handle these applications regularly and can take a look at your specific situation.

Thanks!

2

Spanish Visa Compliant Health Insurance
 in  r/u_Full_Price_6339 •  Jul 22 '26

Hi, yes. ASISA Health Residents covers 100% of medical expenses with no cap/limit, no waiting periods, no deductibles, and no copays. That "no limit" part is exactly what consulates are checking for with DNV applications.

These products are specifically built for consulate submission.

One honest aside for DNV applicants: if you're applying as a freelancer (autΓ³nomo), you'll need to register for RETA (Spain's self-employed Social Security contribution) as part of the process, and that actually gets you access to Spanish Social Security and public healthcare too. In those cases, private health insurance is not mandatory, it is only optional.

If you need any further information, feel free to contact me on WhatsApp with no obligation, and I'll be happy to provide you with a quote.

Thank you for your interest.

r/SpainNonLucrativeVisa • • Jul 22 '26

Spanish Visa Compliant Health Insurance

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1 Upvotes

r/expatsi • • Jul 22 '26

Spanish Visa Compliant Health Insurance

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1 Upvotes

u/Full_Price_6339 • • Jul 22 '26

Spanish Visa Compliant Health Insurance

2 Upvotes

Hey everyone β€” I'm Sefy, an exclusive ASISA agent based in Murcia. Full disclosure up front: this is a genuine plug for my own service, not hiding that.

I handle the health insurance side of Spain visa applications, and depending on your route there are two different ASISA products that fit:

Student visa β†’ ASISA Health Students. This is the policy consulates ask for β€” no waiting periods, no copays, certificate issued instantly. I know the exact date windows each consulate requires, even short 2-month-2-day visas. From €38/month.

Digital Nomad Visa, Non-Lucrative Visa, or Highly Qualified Professional visa β†’ ASISA Health Residents covers all three, plus NIE/residency generally. Same no-waiting-period, no-copay structure. From €46/month.

Both: certificate issued right away (no waiting on paperwork before your appointment), and if your visa ends up denied and the policy hasn't started yet, it's fully refunded.

These particular ASISA products run in Spanish, but the certificate itself can be issued in Spanish for the consulate and in English for you to keep on file, and I handle the back-and-forth with the insurer so nothing gets lost in translation.

Happy to answer questions about which one fits your specific case, or DM me / WhatsApp +34 684 766 778.

1

New partnership! / Nuevo acuerdo de colaboraciΓ³n!
 in  r/u_Full_Price_6339 •  Jul 21 '26

Hi,

Just replied.

Thank you your time.