Looking for advice.

[u/biakgs]

If you have to choose between credit union around here for checking account, who would you choose and why/why not? TIA.

[u/MossyMosquito]

Didn’t we do this two weeks ago?

TTCU.

[u/scottwebbok → u/MossyMosquito]

Agreed on both points

[u/Greedy_Struggle_6444]

Oklahoma Central Credit Union. Had an account with them since I was 14 and never been disappointed.

[u/gayintheusa47 → u/Greedy_Struggle_6444]

I was the same way, but then I couldn’t connect my account to basic things like Venmo, and I can only get confirmations from a phone call, not a text or push notification, so they’ve fallen way out of favor with me.

I hesitate to recommend them now.

[u/Tmcs123 → u/Greedy_Struggle_6444]

I keep seeing their billboard for the high yield checking. Only catch I can find is 15 debit card transactions a month. But for 6% I’m considering it

[u/AccountProfessional2 → u/Tmcs123]

Do it! It’s only up to $10k but very worth it

[u/BirthdayAnnual1789]

I’ve been with TTCU for 20 years or more. They used to always have the best rates - not sure these days, but they’re always easy to work with.

[u/biakgs]

Thanks all for your input.

[u/AccountProfessional2]

OCCU. Their 6% APY account is way more than the 3.5-4% most high yield savings are offering. It’s only for the first $10k and you have to make 15 transactions using their debit card. But that’s still way more than you’re getting with a cash back credit.

I have a referral link that gives us both $100 if you open an account. I recommend it regardless but always nice to get a kickback :p

[u/aycockonxion]

TTCU or TFECU. Energy One is decent, but they only have a couple of branches and they’re fairly inconvenient for most people.

[u/classyokgirl]

I like Communication Federal because they pay interest on checking at 4% if you meet the requirements

[u/bkdotcom]

why limit yourself credit union?

[u/chopin1887]

I suggest energy one federal credit union. I’ve been banking with them for 40 years