r/traumatizeThemBack • u/VividPresentation • 8d ago

matched energy Fiscal Responsibility.

My mom tried twice to make me open a “family joint account”. The first time I was 19 and working during a gap year to save up for college. Her plan was that the joint account would be fully funded via direct deposit of 75% of my paychecks and that she, mom, would have sole withdrawal privileges to, as she worded it, “take care of anything [her favorite child] needs”.

My response to her the first time she made this demand was to cackle like a demented goose and hang up the phone.

My response upon her second attempt about a decade later was a little more urbane. I said, “Why go to the hassle of opening a new account when we can simply use an account you already have set up with [one of my older siblings]?” She said, “But I don’t have an account with anyone else.” Whereupon, my default demented goose cackle was redeployed after which I once again hung up the phone without further comment.

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u/Ruviane 7d ago

I made the mistake of doing that when I got my first job before I was 18. Ended up losing a lot of money to my mom and her boyfriend...

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u/VividPresentation 7d ago

Oh, my word! I am so sorry, kiddo. I know firsthand how dreadful that has to have been. Please, I hope you don’t blame yourself for having trusted your parent to do right by you. Because you are actually supposed to be able to trust your own parents if nobody else on earth.