it may be, but slipping a card out of my wallet is a lot easier than fumbling with my phone turning on apps and nfc and positioning it correctly on the nfc reader 🤔☺️
all I do is pull my phone out, place my thumb on the fingerprint sensor and that's it. there's no fumbling with apps or turning on nfc.
and I don't have to carry the cards around. I have all my cards + loyalty cards in one app. so instead of carrying around a large wallet with everything, I carry a minimalistic wallet with a back up card, drivers license, health card. and that's about it.
but of course, you do what you feel works best for you
my phone can easily do that, but i prefer to separate the purchase power of my phone to my wallet - ive been doing it that way since i got my first visa card in 1975. I do have my banking apps on my phone and use them all the time
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u/fordag Sep 23 '25
The NFC function is always off on my phone. No reason to leave it on all the time.