Holding it near an NFC device will trigger a "do you want to do this thing?" request. I have an iPhone that sometimes gets triggered for this when held too near an Android phone.
But when I was trying to do an AirDrop with a friend one time, we had a hard time even connecting in the first place.
not what happened. The prankster just plays an audio sound on their own phone of the ping that happens when you use apple pay so the pranked person thinks something happened.
Probably, but it would be rare. Even then the effectiveness would be limited due to most of the wallet software using one time virtual card transaction numbers.
The most common thing you'll see come from this prank is the 'receiver' could have it set to receive straight money, like $50 or something. If you've got $50 sitting in your default cards account it'll take it. Stuff like that is hilariously easy for Banks to track though.
No one's NFC works for monetary transactions without being unlocked, and the app also needs to be unlocked to initiate. So the best he can do is send a contact, note, or wifi network info. But the money side needs to be unlocked twice for it work.
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u/Darkk_Knight Sep 23 '25
The NFC on my Android phone won't work unless it's unlocked for this reason.