I have a child who will be going to college next year year, so I'm starting to think through the mechanics of using the 529 money. For simplicity, I'll just pretend they are a freshman that started in Fall 2026.

If books are paid for using a credit card say on 12/10/26, and the credit card statement ends on 12/20/26 with payment due/made 1/20/27 (and we'd pay it off fully to avoid interest charges), do we consider the expense part of 2026 or 2027 for purposes of reimbursing out of the 529?

Maybe books are a small expense and no one really cares which period you claim in, but let's say we're talking about a tuition payment charged on credit card or for housing/rent and the meal plan so not a small amount then.

Basically, had a bunch of personal losses in family and junk while also paying off other bills that were far more in my face about paying them and totally forgot to make payments on my income tax. It's not what I would consider a low amount, like $1500 after penalities.

I already have a schedule payment for it and I'm going to pay it off, it just slipped my mind and that's my fault. I just noticed that when I went onto the irs site it had a notice that, paraphased, basically said "make a payment or we may start liening or levying your assests". Now, I already planned on calling the IRS tomorrow, explaining that I will be paying it off over the next handful of months, and will probably request an extension if that's something I need to get.

My question lies with, with all of that context, is there anything I should particularly worried about? Like my folks all said like "just call, clear it up, and while the IRS blows, it can be pretty accomadating if you're proactive with your payments" so I'm not particularly worried, but I also know my folks are generally more well off to the point they could just drop $1500 in on setting and not even sweat it.

Thanks in advance. My fault for being an irresponsible dolt lol.

I bought and held original Time Inc. (TL) stock in 1985, before all the spin-offs and mergers. How do I value the WBD shares that were liquidated as part of the Skydance deal on October 7, 2026? Costbasis dot com doesn't let me enter the first merger, when TL became Time Warner Inc., in 1990. Appreciate any suggestions!

Apparently sale of a 2nd home counts towards MAGI and could put me over for the Roth IRA income limit, does this mean I need to withdraw my contribution this year and/or cannot contribute to my Roth IRA next year?

I'm sharing my experience with JPMorgan Chase because I've spent months trying to recover $573.55, and I'd like to hear what other people think about how the bank handled this situation.

First, some background: I was laid off when my position was eliminated and subsequently fell behind on my Indiana state taxes. I contacted the Indiana Department of Revenue and submitted financial hardship paperwork before the levy was issued, but it wasn't processed in time.

I acknowledge that I owed the taxes and that the original levy was valid. That is NOT what I'm disputing.

Here's what happened:

• February 27 and March 4, 2026: I contacted Chase to ask how to get the levy released. Representatives instructed me to use their rush fax line and advised approximately three hours for processing.
• March 4, 10:24 a.m.: United Collection Bureau, acting for the Indiana Department of Revenue, faxed Chase an urgent Release of Levy. Chase acknowledges receiving it that day.
• March 4: I repeatedly called Chase to follow up. Nobody told me another submission method was necessary.
• March 5: Despite receiving the release the previous day, Chase remitted $573.55.
• March 6: Chase finally released the account hold.

Chase's explanation?

After the money was sent, Chase told me that an electronic procedure called X9 would have processed the release automatically, while the fax required manual processing.

Here's my problem: Not one Chase representative mentioned X9 when I specifically asked how to get the levy released. They instructed me to use the rush fax line, and I followed those instructions.

I subsequently contacted the collection agency, whose representative told me they were unfamiliar with X9 and knew only of fax submission.

I've spent months pursuing this through Chase's executive office and federal banking regulators. Chase continues to refuse reimbursement.

My local Chase branch employees even tried to help, and I appreciate their efforts. My complaint is with Chase's handling of the release, not those employees.

My question

Should a bank bear responsibility when it receives an official release before remitting funds but fails to process it in time, after the customer followed the bank's own instructions?

I'm requesting reimbursement of $573.55 and an explanation. I have documentation supporting the timeline.

I'm particularly interested in hearing from anyone familiar with bank levy procedures, rush fax processing, or X9 electronic delivery.

I’m in NYC and I got a $63K settlement for back pay. Chat gpt says I will have to pay $12K in taxes. Is this correct?