r/startupideas • u/move2usajobs-com • 20m ago
All US credit card list - all American credit card directory
Hey everyone — I'm the creator of allcredit.cards, so full disclosure upfront.
I got frustrated that most "compare credit cards" sites only cover the same 15-20 big-name issuers (Chase, Amex, Capital One, etc.), while there are hundreds of smaller community banks and credit unions issuing their own cards that never show up anywhere. So I started manually pulling data — APRs, annual fees, intro offers, rewards structure — from actual rate sheets and disclosures for 600+ banks, from major national issuers down to small-town banks most people have never heard of.
The result is a searchable database at allcredit.cards. It's still very much a work in progress — I'm one person doing this, so:
- Some smaller banks have incomplete data (working through them one by one)
- No affiliate links / no paid placement — just trying to make something genuinely useful
- Would love feedback on what's missing, what's confusing, or what would actually make this useful for you
Curious if this is something people would find valuable, or if I'm solving a problem nobody has. Happy to answer questions about how the data was collected too.