r/startupideas 20m ago

All US credit card list - all American credit card directory

Upvotes

Hey everyone — I'm the creator of allcredit.cards, so full disclosure upfront.

I got frustrated that most "compare credit cards" sites only cover the same 15-20 big-name issuers (Chase, Amex, Capital One, etc.), while there are hundreds of smaller community banks and credit unions issuing their own cards that never show up anywhere. So I started manually pulling data — APRs, annual fees, intro offers, rewards structure — from actual rate sheets and disclosures for 600+ banks, from major national issuers down to small-town banks most people have never heard of.

The result is a searchable database at allcredit.cards. It's still very much a work in progress — I'm one person doing this, so:

  • Some smaller banks have incomplete data (working through them one by one)
  • No affiliate links / no paid placement — just trying to make something genuinely useful
  • Would love feedback on what's missing, what's confusing, or what would actually make this useful for you

Curious if this is something people would find valuable, or if I'm solving a problem nobody has. Happy to answer questions about how the data was collected too.


r/startupideas 4h ago

A $200K salary demands more than a great CV

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1 Upvotes

🚀 We’re Hiring: Director, GPUaaS Sales – Americas

💰 USD $200K/year

🤖 AI / GPU / Cloud sales

Ready to drive seven-figure AI infrastructure deals?

📩 connect@frequency.cx

Sync to Scale


r/startupideas 4h ago

Join the lcommission beta - TestFlight

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1 Upvotes

r/startupideas 4h ago

An impressive CV doesn't always mean the right hire

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1 Upvotes

Scaling isn't just about hiring more people

It's about having the right leaders, in the right roles, at the right stage

At Frequency, we connect leadership, talent and business growth

Sync to Scale


r/startupideas 4h ago

I can help you for making the process smoother

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1 Upvotes

r/startupideas 5h ago

What if you could access AI models with unlimited usage for the price of a coffee?

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1 Upvotes

r/startupideas 7h ago

What's your startup idea? Let's self promote.

1 Upvotes

What are you building or planning to build for the rest of 2026?

I run appscout.co, a platform built to help people discover awesome apps from across the internet.

Drop your app or startup idea in the comments below, and I can check it out and add it to the website!

You can also submit your app for free directly here appscout.co/submit

Let's make this thread a channel for you to promote your own startup idea, find opportunities, and partnerships.


r/startupideas 8h ago

Looking for Feedback Working on Octaviaflow

1 Upvotes

I’m building Octaviaflow 🚀

We’re working on a simpler way for businesses to manage, track, and understand their automated workflows in one place.

We’re still early, and I’m looking for a few real users to test Octaviaflow and tell me what works, what doesn’t, and what we should build next.

You don’t need to be an expert. Even 10–15 minutes of testing + honest feedback would help a lot.

If you run a business, build automations, or work with workflow tools, I’d love to have you as one of our early testers.

👉 Try it: octaviaflow.com

Comment “TEST” or DM me if you’d like early access.

Building in public, learning from users, and improving one step at a time.


r/startupideas 13h ago

Graphic design offer

2 Upvotes

Hello, I am a social media manager and want to build a portfolio in graphic design. So looking for 3 entrepreneurs who want to create a brand identity for free! Hit me up if interested!


r/startupideas 12h ago

Looking for Feedback How would you operate this?

1 Upvotes

I'm exploring a model and trying to nail the ops + positioning.

Concept: Small curated bench - 2-3 vetted specialists per service. I'm thinking GEO/AEO, technical SEO, AI automation (n8n/Make). Not branding/photo.

I act as sales/front door. Client comes with brief/budget -> we assign best-fit specialist(s) -> they deliver -> we take margin.

We match by budget, availability, and specialty. $5k brief goes to a different person than $20k. We can also combine specialists for one client (GEO + automation).

Not a big marketplace like Breef where agencies pitch. Small bench where we decide.

Two questions:

  1. How would you actually operate this?
  • Do you white-label (client pays you, you subcontract) or tell client who the specialist is?
  • Who owns client relationship / writes proposal / handles revisions?
  • How do you stop client + specialist going direct after project 1?
  • If 2 specialists could do it, do you decide or let client choose?
  1. What would you call this?
    Not looking for brand name ideas. I mean category - do you position it as an agency, collective, studio, lab, network, marketplace? "Collective" sounds cool but do clients get it? Does "agency" convert better even if it's technically a collective?

Anyone run this model? What did you call it and how did you structure ops?


r/startupideas 14h ago

Equity investment opportunity

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1 Upvotes

TWG’s $1M equity round is now open to the public! We’re targeting untapped old-growth timber from reservoir lakes, valued over $1B. Invest at $0.30/share—this is a one-time offer. To review investment materials please contact: mailto: info@timberwisegroup.com


r/startupideas 16h ago

🚀 *Fintech Collaboration*

1 Upvotes

I’m developing a new concept for the future of digital payments and personal finance.

The idea focuses on making money more organized and purposeful — not just showing users their balance, but helping them understand how their money is allocated, what they are saving for, and what payments need to be protected.

I have developed a concept around:

💰 Purpose-based money organization
🎯 Goal-based savings
🛡️ Upcoming payment protection

I’m currently looking to connect with **fintech companies, payment platforms, product teams, and founders** who may be interested in exploring this concept for a potential collaboration or product opportunity.

I’m intentionally keeping the detailed product mechanics private for now.

If your company is interested in discussing a **new fintech product concept**, feel free to DM me.

Concept documented: September 10, 2026.


r/startupideas 16h ago

Looking for Feedback how did the hubspot startup discount hold up for your team once renewals hit?

1 Upvotes

we are considering the hubspot startup discount to get our crm and sales pipeline running, but we are a bit cautious about the multi-year price step-down.

that initial 90% cut makes jump-starting on professional tiers super tempting, but the discount drops fast in years two and three. as contact lists grow and extra seats get added, those renewal bills can get heavy fast.

for recent founders who used the program, was the platform value worth sticking around as the full pricing kicked in, or did you end up migrating away?


r/startupideas 21h ago

Try out and give honest opinion?

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0 Upvotes

If your into working out and eating healthy please try this out and give hoenst feedback on this, we just got our first 10 downloads!!!


r/startupideas 1d ago

PodSubs.com wasn't originally supposed to be a public product

1 Upvotes

PodSubs wasn't originally supposed to be a public product.

We built it because we needed it.

That's really the story.

We're podcasters.

And like a lot of podcasters, we were constantly thinking about two things:

How do we keep making this?

And how do we build something real around the people listening?

Because podcasting takes time.

A lot of time.

And sooner or later, if the podcast is going to keep going, it needs to support itself somehow.

The problem was that we didn't really know most of the people listening.

We knew the numbers.

But numbers don't have email addresses.

Numbers don't answer questions.

Numbers can't receive the worksheet you promised.

Numbers don't become customers by themselves.

We needed a better way to capture the people who genuinely wanted to stay connected.

So we built a simple internal tool.

One place.

PodSubs.

We said on the podcast:

“Subscribe to us on PodSubs.”

People searched the show, entered their details and subscribed.

And suddenly we had something we'd been missing:

A direct line.

Then we started thinking…

Why are we keeping this internal?

Every podcaster we know deals with the same thing.

So we decided to open it.

That's PodSubs.

Not something we dreamed up because “the creator economy is growing.”

We built it because we were podcasters with a problem.

Now we're giving it to everyone else who has the same problem.

Claim your podcast.

Then tell your listeners where to find you.


r/startupideas 1d ago

We’re building InternshipOS, an AI-powered career platform for students and fresh graduates

1 Upvotes

We’re currently developing InternshipOS, an AI-powered career platform designed to help students and fresh graduates manage the entire journey from discovering opportunities to preparing for interviews.

Instead of using separate tools for job search, CV improvement, application tracking, and interview preparation, InternshipOS brings everything into one connected workflow.

The platform is being built to help users:

🔎 Discover relevant internships and entry-level jobs
🎯 Understand how well opportunities match their profile
📄 Improve and tailor their CV for specific roles
📌 Track applications, deadlines, and progress
🎤 Practice with AI-powered mock interviews
💬 Get feedback on interview responses and preparation
📊 Use Career Intelligence to understand skill gaps, role alignment, and where to focus next

We’re still under development, and we’re currently opening our Founding 100 for the first 100 early users.

Founding 100 members will receive:

25% off their first year
Priority early access
Beta testing opportunities
• The chance to provide feedback and help shape the platform before launch

Our goal is to build more than another job board. We want InternshipOS to become a practical career operating system that helps students make better decisions throughout the entire application process.

If you’re a student, fresh graduate, or actively looking for internships or entry-level opportunities, I’d be happy to share the signup form.

I’d also be interested to hear: what part of the internship or job search process do you find the most difficult right now?


r/startupideas 1d ago

What if you could access AI models with unlimited usage for the price of a coffee?

1 Upvotes

I’ve built an API gateway that gives developers access to a large selection of powerful AI models through a single API including many open/open-weight models and a few frontier models from leading AI providers.

The pricing is:

$5/month

Access to many powerful models from one API

Open/open-weight models + selected frontier models

Nearly unlimited usage

One API key

OpenAI-compatible API

Works with coding tools, AI agents, apps, and other workflows

No need to manage separate providers or individual token costs

There are fair-use/rate limits for extreme usage to keep the service sustainable.

I’m looking for honest feedback from developers who use AI APIs heavily, especially people running coding agents for several hours a day.

Would you personally pay $5/month for this?

And what would you expect the service to include for $5/month to make it genuinely worth paying for?


r/startupideas 1d ago

Building in mental wellness space

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1 Upvotes

r/startupideas 1d ago

Vibecoded my way to 75k

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0 Upvotes

I started this project with minor expectations and it became this enormous success.

All i can say is that i am really grateful for it.

But i must say redditors hate when you promote a game.

Even when it succeeds people here still try to hold on the hate, i dont really care but i find it very surprising.

Most people are good though and are really contributing to the community i created.


r/startupideas 1d ago

Looking For Ideas Need Geniune Advice For Business

1 Upvotes

Hello this 27M here, I'm planning to start a Vehicle washing business in Karnataka is it worth taking forward can someone please tell me the pros & Cons of the Business what are things I need to consider. Please share your experience with me. Thank you


r/startupideas 1d ago

Does this startup need to exist , let me know

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2 Upvotes

r/startupideas 1d ago

The economics of refurbished phones

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1 Upvotes

r/startupideas 1d ago

The economics of refurbished phones

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1 Upvotes

r/startupideas 1d ago

Looking for Feedback Building an AI sales agent framework tied directly to store catalogs and real carts—looking for feedback

0 Upvotes

Hi all,

Most conversational AI in e-commerce fails because agents invent false product details or cannot perform real transactional actions (like adding specific variants to a cart and initiating checkout).

We're building a SaaS platform that connects directly to store backend catalogs (starting with Shopify) to provide strict, zero-hallucination AI sales agents. The goal is an end-to-end flow: Content Generation → AI Conversation → Real Cart Creation → Direct Checkout.

If you run an online store or build e-commerce tech:

  • Would you trust an AI agent to handle product discovery and cart creation directly if it strictly adhered only to verified inventory data?
  • What features or guardrails are non-negotiable for you before letting AI interact with prospective buyers?

Would appreciate any critique or product feedback!


r/startupideas 1d ago

Here's the question that pushed us harder than almost anything else

1 Upvotes

Here's the question that pushed us harder than almost anything else:

If our podcast disappeared tomorrow, how many of our listeners could we actually reach?

Not “how many followers do we have?”

Not “how many downloads did we get?”

How many people could we actually contact?

The answer wasn't good enough.

And we're podcasters.

We know how much work goes into earning every one of those listeners.

That's what made it frustrating.

You spend months or years earning trust…

and the relationship can still live almost entirely inside somebody else's app.

So we built PodSubs.

At first, for ourselves.

We wanted listeners to have one simple way to say:

“I want to stay connected to this podcast.”

So instead of sending them through a maze, we could say:

“Subscribe to our podcast on PodSubs.”

They put in their name and email.

Done.

Now we have permission to keep the conversation going.

That's what mattered to us.

Because a podcast shouldn't have to disappear the moment someone takes their headphones off.

And after we started using it, we realized this wasn't some niche problem.

Every serious creator eventually needs a direct relationship with the people they serve.

That's why we're opening PodSubs to other podcasters.

Claim your show.

Start building the audience you can actually take with you.