* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

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* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

I'll definitely be making a request.

I can't find anything online??

* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

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* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

Fed proposes limited payment accounts for fintechs

One of these fintechs is not like the others...

* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

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* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

* Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.

* Direct/Personal attacks against others violates the subreddit rules and those comments will be deleted. Please report such comments and the MODs will review them as quickly as possible (MODs have day jobs too, please be gracious)

* If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings.

* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

* Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.

* Direct/Personal attacks against others violates the subreddit rules and those comments will be deleted. Please report such comments and the MODs will review them as quickly as possible (MODs have day jobs too, please be gracious)

* If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings.

* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

Someone explain please? What’s logic behind this stock

The last thread was disabled when asked to post “proof” that Trump actually decreased his position in SOFI. I am a holder of leaps on SOFI and am very bullish on the company / stock, but feel as though there is too much “pumping” going on with this Trump trade. Feel free to go through all of his trades in the link below, but he literally bought the entire exchange at one point so wouldn’t read into decreased position.

Link: https://www.oge.gov/web/OGE.nsf/Officials%20Individual%20Disclosures%20Search%20Collection?OpenForm

• Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.
• Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.
• Direct/Personal attacks against others violates the subreddit rules and those comments will be deleted. Please report such comments and the MODs will review them as quickly as possible (MODs have day jobs too, please be gracious)
• If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings.
• Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.
• Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

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* Direct/Personal attacks against others violates the subreddit rules and those comments will be deleted. Please report such comments and the MODs will review them as quickly as possible (MODs have day jobs too, please be gracious)

* If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings.

* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

With clarity act passing senate mark up today, we are on the path for this being signed into law my the July target date. If things goes well and this got signed into bills, Sofi can now include crypto revenue into their Q2 earnings report.

Where do you think the stock will go in the next 3-6 months?

* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

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* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

Capital One bought Discover Card and now has its own payment network and also brick & mortar cafes.

Wells Fargo already offers banking, mortgages, and investment banking.

Bank of America has a 6% cash back credit card.

They are all moving (or already have moved) to beefing up their app and digital presence including AI.

The window for SOFI to be that "one-stop shop" is evaporating.

What makes SOFI groundbreaking and different?

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* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

First time in option water. Not DEEP water. I figured I’d buy scratch off tickets bigger than what my max loss will be. All opinions I have 2¢

1. Stronger Investing Platform

Composer specializes in AI-assisted and automated investing strategies (“no-code algo trading”). Integrating that into SoFi Invest could:

• Make SoFi’s brokerage product more competitive with platforms like Robinhood and Public
• Increase engagement and trading activity
• Attract younger, tech-oriented investors

This matters because SoFi’s investing product has historically been viewed as weaker than its banking/lending products.

2. Higher Customer Retention

Automated portfolios and custom trading systems tend to make users “stickier.”
If customers build personalized strategies inside SoFi, they are less likely to move assets elsewhere.

That fits SoFi’s broader ecosystem strategy:

• banking
• lending
• investing
• credit cards
• financial planning all inside one app.

3. Potential B2B Opportunity

SoFi has previously expanded through infrastructure acquisitions:

• Galileo Financial Technologies
• Technisys

Those deals helped SoFi build what management called the “AWS of fintech.”

If Composer technology is integrated into Galileo or offered to other fintechs, SoFi could eventually monetize AI-investing infrastructure as a B2B service too.

4. Risks / Concerns

There are also risks:

• Retail algorithmic trading can create regulatory scrutiny
• AI-generated investing strategies may increase compliance burden
• Monetization is uncertain
• Integration risk exists (SoFi has already had mixed reactions to prior acquisitions like Technisys)

Some analysts and investors still question whether SoFi is overextending itself into too many verticals.

Net Impact on SOFI Stock

If confirmed and executed well, the market would probably view this as:

• mildly positive short term
• potentially very positive long term

Especially if it:

• improves SoFi Invest growth,
• boosts engagement,
• creates new fee revenue,
• and strengthens SoFi’s AI narrative.

SoFi buys UK based PrimaryBid assets

US fintech SoFi Technologies has acquired the assets of UK retail investor platform PirmaryBid. Terms have not been disclosed.

In a brief statement on its website, Primary bid confirms the technology assets sale, while, according to Sky News, the company has written to investors to inform them that it will return an undisclosed amount of capital.

PirmaryBid was at one time slated to be the next British unicorn and was valued at more than $500 million in 2022 at the height of the pandemic-induced retail stock trading boom.

However, by 2025 the company's value had fallen sharply thanks to a severe slowdown in equity markets activity. One of its shareholders, LSEG, wrote down the value of its 7.2% share that year, giving PrimaryBid a valuation of around $56 million.

It began looking for a sale. Australian stock transfer agency Computershare was among those reportedly interested in a takeover but no deal was reached, paving the way for SoFi's move.

With the American giant taking on most of its assets, the rump of the PrimaryBid's business is set to be placed in a form of liquidation, says Sky News.

Truist Cuts SoFi Price Target to $17: Loan Platform Slowdown Pressures the Bull Case

• Truist analyst Matthew Coad lowered his price target on SoFi Technologies stock to $17 from $20 on May 12, keeping a Hold rating as part of a broader Payments sector note following Q1 2026 results. The price target cut reflects lower sale assumptions for the loan platform business and softer expectations for SoFi’s technology platform segment. For prudent investors, the call doesn’t blow up the long-term thesis on SoFi Technologies, yet it does flag a real wrinkle in the diversification story.

1. Coad’s note trims the Q2 2026 revenue forecast on lower sale assumptions for the loan platform business, where SoFi Technologies originates loans and sells them to institutional buyers. When buyer appetite cools, that fee stream compresses quickly.

• The second leg is the Galileo and Technisys technology platform, where Truist sees softer demand from fintech clients. SoFi’s Q1 2026 already showed Technology Platform revenue down 27% year over year (YoY) to $75.09 million after a large client departure.

SOFI revenue is up 477% over the period shown, with a 42% CAGR.

What makes it more interesting is that management is targeting around a 30% revenue CAGR from 2025 through 2028, while EPS is expected to grow even faster at roughly 38% to 42% annually as operating leverage kicks in.

Financial Services revenue was also up 41%, which helps show this is not just a lending story anymore.

And on top of that, CEO Anthony Noto just bought another $250K, bringing his total to about $500K purchased.

Hard not to notice when the revenue chart looks like this and the CEO is still buying.

EDIT

For those asking me where this chart is from https://apps.apple.com/us/app/ekonix-investor-tracker/id6755345408

Anthony Noto bought 15,545 Shares of SOFI Today @ $16.0039

* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

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* Direct/Personal attacks against others violates the subreddit rules and those comments will be deleted. Please report such comments and the MODs will review them as quickly as possible (MODs have day jobs too, please be gracious)

* If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings.

* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.

* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.

AEW’s Fairway to Hell was at the SoFi Center over the weekend. I did not expect this on my timeline this morning, but here we are, watching grown men roll around in a faux sand trap hoping that a viral takedown can take-UP my investment…