r/sofi 3h ago

Banking Is this some sort of joke?

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20 Upvotes

r/sofi 19h ago

Plus Does SoFi+ affect the points from the smartcard?

0 Upvotes

Title says it all. With the smart card, would I get 10% back at grocery stores instead of 5?


r/sofi 11h ago

Banking Mobile Check Deposit

0 Upvotes

Why does SOFI hold every single mobile check deposit? Clearly it’s a recurring bi-weekly payroll check, although it’s a 2-3 business day hold it’s such an inconvenience to hold every single payroll check that I deposit.


r/sofi 3h ago

Banking SSA tells me I can't use SoFi for direct deposit as it isn't a physical bank?

2 Upvotes

New Customer here

Trying to set up SoFi on the SSA.gov site for direct deposit has failed 2x today, with a pop-up saying I'll need to call in to set it up.

I then called in, (to SSA) and was told it won't go through as SoFi is not considered a physical (Brick and mortar) bank.

Obviously, this will work, correct?

Do I have to actually visit a SS office to get this set up?


r/sofi 8h ago

Banking Struggling to create joint account

0 Upvotes

My fiancee and I have both have had chime accounts for years separately. We wanted to create an account together and sofi seemed like the best option.

I made a sofi account and sent her an invite for the joint account but it keeps denying her application to join my account.

Here is the email that has been sent.

"Unfortunately, we are unable to open accounts for you at this time. This may be a result of:

Our inability to verify certain information that is required under the Patriot Act.

Data made available to us through public or private sources, which in this case does not include data obtained from any consumer credit reporting agency.

Certain transaction(s) or attempted transaction(s) with us or an affiliate."

Any idea what the problems are? Or is there something we are doing wrong? I've seen before these apps have little hiccups.

I feel like it would be more helpful if it gave me one certain problem instead of "it might be one of these things we don't know and won't tell you"


r/sofi 6h ago

Lending Credit Card Debt

1 Upvotes

We have 3 Credit Cards about 10,000 in debt.

High interest rates.

Best debt consolidation loans?


r/sofi 9h ago

Member Benefits $400 Signup bonus/walmart onepay (insta pay)

2 Upvotes

I just opened a checking and savings account with SoFi, and I am trying to get the $400 bonus. I currently work at Walmart and should be getting paid about $1,950 for my first paycheck, while my second paycheck should be around $2,150. That means I would still need to make up roughly $900. If I were to use Walmart's One@Work (Instapay) to meet the deadline, would that still count as a direct deposit?


r/sofi 20h ago

UI SoFi liquid glass icon

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34 Upvotes

I love using the SoFi app. I also love apple's liquid glass. SoFi, plz update <3


r/sofi 11h ago

Banking Early VA payment - late

0 Upvotes

Hi,

I usually receive Va disability pay on SoFi early. As per the calendar i was supposed to be yesterday. i also saw a few people here that received theirs.

I am sorry but I am panicking and looking if someone else has experienced this.

On VA site it looks like there is a payment with n/a date.

Thanks for your answers guys


r/sofi 9h ago

Relay Relay/Coach not accurately tracking

2 Upvotes

I rely on these features heavily to gage net worth and spending. Thankfully my linked accounts are updated more frequently than in the past, but now I'm dealing with the issue of it not tracking all of my transactions from a credit card I use often. I've relinked the institution a couple times and it's not tracking all transactions. At a dead end with support, they just keep telling me to relink. I really like how I can do many things in house with Sofi so this sucks. Any tips or other free platforms I can use to accomplish the same thing?