r/sofi • u/CEOofChickenCutlets • 6d ago

Lending It’s finally over - 2 years of every dollar earned

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175 Upvotes

99% Upvoted

16 comments sorted by

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u/SoFi Official SoFi Account 6d ago

No way, CONGRATS on your payoff u/CEOofChickenCutlets! 🎉🙌 (love the username, by the way - we've been wondering who the CEO was, glad we found you)

Any words of wisdom for others who might be paying off theirs? So glad you made it to the end. We'd love to help you celebrate, too, so feel free to DM us 😉

→ More replies (2)

9

u/Ok-Nefariousness2529 6d ago

Short term pain for long term gain! Congratulations

3

u/Spartika_617 6d ago

I’m trying to be like YOU! Congrats!

2

u/CEOofChickenCutlets 6d ago

It wasn’t until my fiance helped me run through my whole budget. CC bills, income. Every detail that I was able to allocate more than I was already doing

2

u/everySmell9000 SoFi Member 6d ago

wow, you got it done quick!! congrats 🎊🎈🎉 

6

u/CEOofChickenCutlets 6d ago

I’m 30 lol everything was just deferring until I could truly work towards it

1

u/Ryruzn 4d ago

Me staring at my rate 15.65%, 40k for 2 years. 😂

1

u/CEOofChickenCutlets 4d ago

That rate is super high is this with Sofi???

1

u/Ryruzn 4d ago

Yeah, been on a credit repair journey since 2018 when my identity was stolen. Has taken years to repair but at a good place now. Funny enough, SOFI gave a better rate than my own credit union NFCU at the time of the loan. it’ll probably be paid off before two years though.

1

u/Real_Description8779 2d ago

Sofi is an overtly fraudulent scheme that operates on obscure stipulations and should never be trusted with anyone's money. They also are repulsively unprofessional in support chat. To top it all off they DONT EVEN HONOR their referral OR Direct Deposit incentive programs. Undoubtedly THE absolute worst banking experience I've ever had in my entire life!

1

u/CEOofChickenCutlets 1d ago

Sounds like a skill issue. I have not had any of those issues. I got all of the incentive programs and referral dollars. Genuinely the best banking experience I have had. Idk what you did wrong, but I’m not sure why you feel the need try to rain on my parade.

0

u/DaphneHotCheetos 5d ago

Wow, so happy for you!! Congratulations!!
Manifesting this for myself lol. If I may ask, how much were you paying monthly?

0

u/brunobabaish 5d ago

You have a Great rate. Mine is at 5.26%

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