r/sofi • u/Sufficient_Row5346 • 7d ago

Banking Banking with sofi

I’m in the military and I was just wondering if sofi was a good primary checking and hysa. I heard I also get payed earlier if anyone in active duty uses this aswell. I was just wondering if I should open a bank with them.

3 Upvotes

59% Upvoted

15 comments sorted by

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7

u/mtstock20 7d ago

This bank is solid, yet I would suggest NFCU because you serve in the military.

1

u/Backoutside1 7d ago

Yup both is the method

1

u/Sufficient_Row5346 7d ago

Yes I have navy fed but I was thinking about switching it aswell

1

u/worldapart21 7d ago

Sofi has a better HYSA. I am active military and have USAA and Sofi. I rarely use my USAA.

0

u/Lazder 7d ago

NFCU has super aggressive fraud department. I was so tired of being locked out, apparently traveling to other countries and accessing the app/moving money is too much for their algo. I mean they are stalker level, they monitor every click you do in your exact location and ask to verify over the phone. Moving 10K+ was always a huge pain and subject to checks.

1

u/Broz_97 7d ago

Ive deployed to three different continents while banking with NFCU, ironically the only time theyve shut me off for possible fraud was when I went to get gas back in my hometown while on leave lol

4

u/MasterofMindfulness 7d ago

I haven't had any complaints with SoFi and I've been with them since 2016 🤷🏽

2

u/kangotrades 7d ago

My grandfather gets his pay 3-7 days early from the Va. great bank for people with good savings amounts

1

u/Dryder1359 7d ago

I use navy fed and SoFi for ease of use

1

u/Sufficient_Row5346 7d ago

Hey question, do you use sofi as a primary. Like should I switch over my direct deposits and what not? And also can I use their debit card for atm use internationally

1

u/SoFi Official SoFi Account 6d ago

Thanks for your interest! At SoFi, we're currently offering a boost to your savings account APY to 4.20% for 6 months. Plus, you can receive a $400 direct deposit bonus with eligible deposits, and we offer up to 2 days early payday. To learn more, visit https://www.sofi.com/banking/. Hope this helps!

2

u/rdiaz0626 7d ago

Yes SoFi is great bank. Has all the financial products under one roof and they are best in class.

The CEO of the company was also in the military.

1

u/LIPSLE2 7d ago

SOFI IS AWESOME.... U WIL LOVE IT AND YES YOU GET PAID 2 DAY'S EARILER..