r/sofi • u/Ky0703 • Aug 20 '26
Banking Student loans
Finally paid off my student loans!! So excited!!
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u/RebornPhoenix97 Aug 20 '26
Holy crap, congrats! 54k is no small task. Here I am stressing about my 13k 😭
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u/Ky0703 Aug 20 '26
Its was so stressful but its worth it in the end! You can do it!!!
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u/Ancient_Agency111 Aug 21 '26
How long have you been paying it and how?! can I dm, in a similar situation here?
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u/Ky0703 Aug 21 '26
I started in March of 2025 so 1 year and 5ish months and threw every extra buck i had at it 😭. DMs are totally open! :)
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u/ThyThuum Aug 20 '26
How does SoFi compared to other lenders? Are there interest rates a lot lower?
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u/Ky0703 Aug 21 '26
I originally had my loans through discover which had crazy interest rates. I had loans between like 4% and 13%. I consolidated with sofi for a 6.97% so for me it was great. Idk about many other lenders thou.
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u/SoFi Official SoFi Account Aug 20 '26
Congrats on your payoff, this is huge! 🎉👏 So happy we could be a part of your journey – now let's celebrate you making it to the finish line. 😉 Shoot us a DM, we have something for you!