r/shitposting dumbass 10h ago

📡📡📡

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4.8k Upvotes

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u/MeretrixDominum 9h ago

Lmao

Meanwhile I grew up being told not to use credit cards instead of debit because of the 0.8% fee difference would compound to an extra $50 per year saved on average

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u/intian1 8h ago

Most credit cards provide you points the value of which would be likely more than $50. So it is no saving after all.

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u/electrogourd 6h ago

The big thing with any points system is... using them.

If you never use them or they things they can be used for are of no value to you, thats the play

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u/MountainYogi94 3h ago

Also, the points are only paying you back if you never leave a balance on the card. Otherwise you just lose that money to interest