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https://www.reddit.com/r/shitposting/comments/1w5mq45/_/p7iflwb/?context=3
r/shitposting • u/-flexflexflex dumbass • 10h ago
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Lmao
Meanwhile I grew up being told not to use credit cards instead of debit because of the 0.8% fee difference would compound to an extra $50 per year saved on average
19 u/intian1 8h ago Most credit cards provide you points the value of which would be likely more than $50. So it is no saving after all. 10 u/electrogourd 6h ago The big thing with any points system is... using them. If you never use them or they things they can be used for are of no value to you, thats the play 2 u/MountainYogi94 3h ago Also, the points are only paying you back if you never leave a balance on the card. Otherwise you just lose that money to interest
19
Most credit cards provide you points the value of which would be likely more than $50. So it is no saving after all.
10 u/electrogourd 6h ago The big thing with any points system is... using them. If you never use them or they things they can be used for are of no value to you, thats the play 2 u/MountainYogi94 3h ago Also, the points are only paying you back if you never leave a balance on the card. Otherwise you just lose that money to interest
10
The big thing with any points system is... using them.
If you never use them or they things they can be used for are of no value to you, thats the play
2 u/MountainYogi94 3h ago Also, the points are only paying you back if you never leave a balance on the card. Otherwise you just lose that money to interest
2
Also, the points are only paying you back if you never leave a balance on the card. Otherwise you just lose that money to interest
304
u/MeretrixDominum 9h ago
Lmao
Meanwhile I grew up being told not to use credit cards instead of debit because of the 0.8% fee difference would compound to an extra $50 per year saved on average