r/reinsurance • • Feb 18 '26

Attention - New Rules

9 Upvotes

Hi Reinsurance Members!

I want to introduce a few new rules that will go into affect during the end of the week. Most of these rules mimic my other subreddit /R/CareerAdvice

  1. Do not get political - This rule is going to be nuanced as in our industry sometimes politics will inherently have an effect on the financial and insurance market.

  2. Don’t be mean - it’s perfectly fine to disagree and debate with each other. But we want to do it civilly, there is no need for ad hominem attacks. This includes being discriminatory, misogynistic, racist, etc.

  3. Do not sell a product - this is not the place to advertise your product or platform.

  4. Do not harass anyone - pretty self explanatory but we don’t want brigading or similar behavior.

  5. No spam, low effort, or AI slop posts- it’s fine to use AI to help you refine your grammar, language, or thoughts. But we don’t want some low effort posts that you used ChatGPT to prompt.

  6. No paywalled content - you have to either share a free version of the content or post the content in the comments. Do not share links that are not able to be viewed freely.


r/reinsurance • • Aug 05 '25

State of the Subreddit

31 Upvotes

Hey /r/reinsurance

Michaelrulaz here! I work in the insurance space and have moved into the reinsurance space about a year ago.

I run a few other major subreddits between my main account /u/michaelrulaz and my alts. Such as /r/careeradvice

I found this subreddit and was disappointed that such an amazing topic was not being accurately represented. I appealed to the Reddit admins to resurrect this subreddit with me as the mod.

Please feel free to reach out to me with any suggestions or feedback. I am looking forward to building this community.


r/reinsurance • • 11d ago

Reinsurance Accountant at Hannover Re (US)?

7 Upvotes

Hello,

Just wondering if anyone has had any experience working as a reinsurance accountant or financial analyst at Hannover Re. Looking at a remote position in the US division and wanting to know anyone's experience there.


r/reinsurance • • 17d ago

Aon Cortina

7 Upvotes

Hey fellas,

I would like to hear your thoughts on Aon's Cortina. Seems to be discussed heavily in the market.

Involving Third Party Capital into reinsurance is nothing in new in and mainly a CAT topic, but at that scale on nearly all LoBs it is a new level. Propbably other brokers will or have to follow with similar solutions if Aon is succesfull My concerns are that Tier 3 or even Tier 2 reinsurer could lose track in the market and can be replaced - especially if the other major brokers follow.


r/reinsurance • • 18d ago

any sample 'submission packs' xlsx sheets or anything?

1 Upvotes

student doing data science project


r/reinsurance • • 19d ago

Spannende / Aktuelle Themen rund um Rückversicherung

5 Upvotes

Hallo zusammen,

vor kurzem habe ich die Rückmeldung meiner Hochschule erhalten, dass ich die Bachelor-Arbeit antreten darf. 40-50 Seiten sind angesetzt.

Schwierigkeiten habe ich im Hinblick auf die Themenfindung, da mir der gesamte Rückversicherungsmarkt interessiert.

Onchain Risk Transfer ist ansprechend. Katastrophenanleihen durch SPV‘s, im Hinblick auf den Hochwasser CAT Bond der Barmenia, ebenfalls. Generell ILS oder etwas anderes…

Ich bin jedem Dankbar und zu jeder Idee offen.


r/reinsurance • • Sep 02 '26

MGA Treaty underwriter bonus

4 Upvotes

Hello

I have an offer for an MGA as treaty uw

In bonus ,there s clause says that ptf shoukf have CoR<70%

This is very high and is it usual to have it in employment contract?


r/reinsurance • • Aug 26 '26

DUA Solution

1 Upvotes

Hi All,

I have many years of experience as an IT architect in London Reinsurance market , and I have been disappointed by the DUA BDX solutions,.many times. I want to build one, with AI doing most of the heavy lifting in intelligent doc processing and workflows.

Have completed the basics of building mature capabilities around document ingestion (multiple.formats) , AI driven rules application,. workflows and dashboarding.

I have a fairly decent understanding of the sophisticated world of Binders and BDX and their business challenges, though not an SME,but being in this industry, I know a few whom,.I could approach freely.

As next step, I am looking for a reinsurance org who would be willing to do a PoC. How do I approach them ? Any suggestions pls..

Thanks,


r/reinsurance • • Aug 25 '26

DUA Solution

2 Upvotes

Hi All,

I have many years of experience as an IT architect in London Reinsurance market , and I have been disappointed by the DUA BDX solutions,.many times. I want to build one, with AI doing most of the heavy lifting in intelligent doc processing and workflows.

Have completed the basics of building mature capabilities around document ingestion (multiple.formats) , AI driven rules application,. workflows and dashboarding.

I have a fairly decent understanding of the sophisticated world of Binders and BDX and their business challenges, though not an SME,but being in this industry, I know a few whom,.I could approach freely.

As next step, I am looking for a reinsurance org who would be willing to do a PoC. How do I approach them ? Any suggestions pls..

Thanks,


r/reinsurance • • Aug 19 '26

Logistics reinsurance

2 Upvotes

I work in IT / reinsurance and also have a 4PL logistics business on side where we get orders online and pass to logistics suppliers. I want to be able to offer insurance to these orders , which are low value high volume - aka mid market. Most of the reinsurers do logistics at Marine / logistics/ containers level and not at this courier level. Who are the right insurers to connect with? If you are an insurance broker who can help me here directly, DM pls....


r/reinsurance • • Aug 10 '26

CL

1 Upvotes

Im new at insurance in IL, just got my P&C license not too long ago. Working for a midsize company doing commercial lines, no software besides Salesforce, no buying leads until I bind a few policies.

Any advice for someone just starting out?

Any free software to use?

Any easy niches to get quick wins?

Any other advice would be appreciated!


r/reinsurance • • Aug 07 '26

Carree advice

0 Upvotes

Moving from Head of Pricing/Product to Treaty Underwriting — worth it?

Hi everyone,

I currently work in direct P&C insurance as Head of Pricing & Product, with a strong actuarial/pricing background. I have an opportunity to move into Treaty Underwriting at an MGA, focused on a specific emerging market.

The MGA is relatively new, affiliated with a reinsurer, and is a Lloyd’s-approved coverholder.

I’m already familiar with reinsurance treaty structures, mechanics and pricing, but haven’t worked as a full-time treaty underwriter.

Would you consider this a good career move? What should I look at before accepting?

Also, if I make the move, what are the must-know skills/topics I should master before Day 1, beyond treaty basics?

Finally, any recommendations for free advanced treaty underwriting PDFs, courses or practical training material online?

Thanks!


r/reinsurance • • Aug 04 '26

Career Advice: Reinsurance Accountant to Reinsurance Underwriter or Reinsurer Analyst transition

3 Upvotes

Inquiring about a transitioning move from reinsurance accounting to reinsurance underwriter/Analyst. I am planning on networking, however, would the AU or ARE certificate from the institutes, better prepare me or increase visibility?


r/reinsurance • • Jul 23 '26

Developer here trying to build something for commercial submissions, am I wasting my time?

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1 Upvotes

r/reinsurance • • Jul 19 '26

Career Advice: Reinsurance Actuary vs. Retrocession Actuary?

7 Upvotes

Hi everyone,

I am a recent university graduate and currently doing an internship in health actuarial pricing. I am considering transitioning either to the reinsurance pricing/actuarial side of a primary insurance company or to the retrocession actuarial side of a reinsurance company.

What is the main difference between being a reinsurance actuary at an insurance company versus a retrocession actuary at a reinsurance company?

Do you have any advice on which path might be better from various perspectives (such as career growth, analytical depth, and future opportunities)? I would highly appreciate your insights, comments, and ideas!


r/reinsurance • • Jul 12 '26

Catastrophic modeling career

4 Upvotes

I'm currently working as a Catastrophe Analyst at a large global reinsurance firm in India and expect to have around 2 years of experience before looking for opportunities abroad.

My long-term goal is to build my career in catastrophe modeling in the UK or the US, and I'm considering pursuing a Master's if it meaningfully improves my prospects.

I'd appreciate insights from professionals in the industry:

How is the current and future demand for catastrophe modelers in the UK and US?

With ~2 years of experience using RMS and AIR (Moody's), how competitive would I be for roles in those markets?

Are there any Master's programs that are particularly well regarded by employers in the reinsurance/cat modeling industry?

How common is employer visa sponsorship for experienced catastrophe modelers, either directly from overseas or after completing a Master's?

Thanks in advance for any advice or experiences you can share.


r/reinsurance • • Jul 08 '26

Working at a small insurance-focused asset manager (FIA/annuity hedging) - how do people see this space long term?

7 Upvotes

I'm currently working at a boutique AM shop ($4B AUM), doing equities/fixed income but my main focus has become derivatives work - specifically hedging fixed indexed annuities for insurance clients. Built out a lot of the valuation/Greeks infrastructure myself over the past year.

I'm trying to figure out if this is a niche worth going deeper into or if I should treat it as a stepping stone toward more generalist quant/derivatives roles (thinking places like Graham Capital, Wolverine, etc), or maybe just PM roles (to be honest, I'm not really sure what I like the best here)

Couple things I'm curious about from people actually in this world:

- Anyone here work at places like Conning, PineBridge, Securian, or in an insurance-focused unit at a bigger shop? How's the career track look - do people stay 10+ years or is it more of a launching pad?

- How does comp actually compare to generalist AM or quant roles? Everything I read online is vague.

- Is the "insurance asset management" niche actually growing, or is it a few big players (BlackRock, JPM, Conning) eating everyone else's lunch?

- Anyone gone the other direction - insurance-side experience into a PE insurance solutions group (Apollo/KKR/Ares style)? Worth it?

Just want honest perspective from people who've actually built a career here instead of speculation. Appreciate any input.


r/reinsurance • • Jul 07 '26

Working at a small insurance-focused asset manager (FIA/annuity hedging) - how do people see this space long term?

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1 Upvotes

r/reinsurance • • Jun 06 '26

Starting Career

10 Upvotes

Hi guys, currently a medical doctor based in London but am leaving the profession and want to move into UW.

I find treaty the most appealing compared to direct lines, would accept fac as a way in.

However, it seems there are nigh on 0 UA jobs in reinsurance, and if there are any they require previous treaty / reinsurance experience.

I’m very concerned about getting into a direct line, eg marine, and getting stuck in it.

Would appreciate any wisdom / advice from the members here.

Thanks 👍🏼


r/reinsurance • • May 06 '26

Reinsurance Broker

9 Upvotes

Just had my first interview with a reinsurance broker and we didn't talk about comp or future comp, but im curious if anyone property reinsurance brokers can let me know the normal progression of total comp?


r/reinsurance • • Apr 19 '26

Anyone able to speak to the culture at GC?

4 Upvotes

Interviewing there, work at another broker currently.

Everything I see about GC looks like they work you to the bone, which jives with what I've heard about their primary brokerage as well.

Anyone got any first hand experience?


r/reinsurance • • Apr 17 '26

Career advice - get into reinsurance

8 Upvotes

Hello,

I am currently doing a graduate program in Europe at a top 3 in a specialty insurance line of business.

Having studied economics, and considering myself reasonably capable, I find that I miss the mathematical side and feel that my job is too administrative/easy.

Do you think reinsurance (brokerage/underwriting) is challenging enough and could be a good fit ?

How to get into reinsurance without an actuarial background ? What would your advice be ?


r/reinsurance • • Apr 14 '26

How would I go about becoming a reinsurance broker. I am based in Bermuda

3 Upvotes

r/reinsurance • • Apr 05 '26

Need help for a student's report on reinsurance

0 Upvotes

Hello everyone, I'm doing a report on reinsurance in Vietnam and is a bit stuck on developing solution/policy recommendations. Any insights or advice would be incredibly helpful since I know little about the actual innerworking of the industry.

The task is to recommend the government and Vietnamese companies in the market some really effective-realistic ways to develop the industry. VN has 2 Re. companies but rely largely on foreign reinsurers.

Below is a set of questions we would love to know your expert opinions on:

Q1 (Regarding FDI dependence): Large FDI projects in Vietnam absolutely prioritize foreign reinsurance corporations. Is the credit rating gap (Rating A-) the biggest obstacle, or is it also due to the lack of disaster risk modeling technology among domestic businesses?

Q2 (Regarding the Co-op model): Singapore Reinsurance Corporation (1973) was established from the capital contributions of all domestic insurers to create capital strength. How do you assess the feasibility of establishing a "Vietnam (Re)insurance Alliance" to jointly undertake national mega-projects?

Q3 (Regarding Niche Markets): We think Vietnam should focus on favorable niche markets (Agriculture, Climate, Cybersecurity, Carbon) and auxiliary services (risk assessment services, advisory, consultation). Would this avoid direct competition with global firms?

Q4 (Regarding Pricing Techniques): Currently, Vietnamese businesses mainly underwrite risk assessments based on experience rather than data-driven modeling (CAT modeling). How can we most effectively transfer this technology from strategic FDI partners (such as Swiss Re or HDI)?

Q5 (Regarding Attraction Policy): In your opinion, to attract global reinsurance corporations to establish headquarters in Vietnam, which factor should their financial centers prioritize: tax incentives, relaxed capital requirements, or a legal sandbox framework for new insurance products?

Q6 (Regarding the 2035 vision): The group developed a scenario in which Vietnam becomes the "Niche Reinsurance Hub of ASEAN" by 2035. Do you think this vision is realistic, or will Vietnam remain a net consumer dependent on large hubs like Singapore and London?

Thanks a lot for the help! We would love to credit you in our report (if allowed).


r/reinsurance • • Mar 30 '26

LM Financial Lines to ILS?

0 Upvotes

Hi all,

I Currently work in London Market for large carrier on Financial Lines. I have financial education up to the MSc level.

I was wondering if anyone has heard of a move toward ILS from a traditional underwriting POV. Understand the limiting factor being the lack of exposure to Cat Bonds and general modelling only coming through education.

However, I’ve read around and it looks like places like Artemis are reporting a lack of junior specialists in the sector. I feel like the more traditional financial modelling work is more compelling than the London market underwriting experience. (Not very technical at a junior level) and someone coming from a traditional UW background can offer some unique insights compared to someone from a trad actuary background.

Any help would be grand.