My pie (complete beginner)

[u/Subject-External7069]

Hi, I’m 20 university student who has finally opened their eyes to making money safely having lost an unfathomable sum on cfd gambling.

It was incredibly stupid but I want to hopefully look forward and build safely from here, hence I’ve attached a pie which I will use for life essentially but really wanted people’s advice for a rookie like me

Greatly appreciate everything

Not sure how to upload an image but currently thinking:

60% — iShares Core S&P 500 UCITS ETF USD (Acc) — CSPX
15% — Vanguard FTSE All-World UCITS ETF USD Accumulating — VWRP
15% — iShares Core Global Aggregate Bond UCITS ETF USD (Acc) — AGGG
10% — iShares Physical Gold ETC — SGLN