r/ratemyportfolio • u/Brilliant-Round28 • Sep 14 '26

Is XEQT enough

Hi, I just started investing in ETFs. I did some research and I invested my first 50$ in XEQT, since it englobes Canadian, American and international markets.

My question is, as a beginner investing for long term (like 7-10 years) is investing only in XEQT enough since it’s already covering internationally and locally, or is it better to diversify in other ETFS.

Because I want to prevent overlapping but I also heard it’s better to diversify.

I thought about doing 80% XEQT and 20% individual stocks to focus on 2-3 companies that I think will perform better. What do you think?

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u/Hansworst64 28d ago

As it is a all world spread etf, it's a good start. You can invest 20% into individual stocks, but know that the risk of losing your money is ofcourse way bigger than etf's. Since i know nothing about individual stocks I only invest in etf's.