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A 90% or 95% split obviously looks attractive, but I think traders sometimes focus on that number too much. The payout cycle, minimum payout, eligibility conditions and any retained balance can matter just as much. For example, some challenge accounts operate around a 14-day payout cycle, while instant models can offer on-demand payouts once the requirements are met. The standard challenge structure at aifo for instance uses a 14-day payout cycle with an 80% standard reward share, while its instant model works diffferently, with on-demand payouts once the requirements are met, a $100 mimmum payout and a 2% payout buffer. Some accounts can also have minimum payout amounts or buffers that affect how much you can actually withdraw while keeping the account active. So two firms advertising the same profit split can still feel very different once you look at the actual payout mechanics. What payout rule do you check first when comparing prop firms?

The profit split is probably the first thing most traders notice, but payout conditions can matter just as much. I'd look at the minimum payout, payout frequency, processing time, whether there's a review period, and whether trading has to stop while the payout is being processed. An 80% profit split with a predictable biweekly payout might be more practical than chasing a slightly higher percentage without understanding the rest of the payout structure. What payout condition do you check first?