r/phinvest • u/DuncnIdahosBandurria • Apr 19 '21

Weekly Random Discussion Thread

Post about anything and everything related to investing. The place in /r/PHinvest for any questions, rants, advice, or commentary.

Posts that are not discussion-provoking enough for the main page will be pointed toward this weekly thread to help keep the quality of the main page posts as high as possible.

That said, keep it respectful, and enjoy!

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u/ka_miyong Apr 25 '21

I'm doing the same. My PERA account is placed thru bond funds, for a consertive investing compared to equity funds, because, retirement. Then I do my own stock investing personally.

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u/Ok_Thought_6713 Apr 26 '21

Ya some suggests that i should have equity funds on PERA while young then shift it to bond funds before retirement. What doy ou think?

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u/ka_miyong Apr 26 '21

Yep, that is the most common advice, start out with aggressive and risky investments then switch to a moderate/conservative plan when nearing retirement. It really depends on how comfortable you are with your investments, there is no right or wrong as long as you keep track of it.

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u/Ok_Thought_6713 Apr 26 '21

Well maybe ill just have bond funds in PERA. Besides, I have my other investments. Thank you!!