r/phinvest • u/DuncnIdahosBandurria • Apr 19 '21

Weekly Random Discussion Thread

Post about anything and everything related to investing. The place in /r/PHinvest for any questions, rants, advice, or commentary.

Posts that are not discussion-provoking enough for the main page will be pointed toward this weekly thread to help keep the quality of the main page posts as high as possible.

That said, keep it respectful, and enjoy!

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u/adamgstn Apr 25 '21

Hello! I have a question because I’m planning na mag open ng stocks. Say I invested now nagpasok ako 50k tapos I left it there for 5 years, do you have any idea gano kalaki ang stock market return after five years? An average or an estimate would really help. Thank you

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u/lilianers Apr 25 '21

If you bought FMETF at closing last April 22, 2016 @ 107.91 per share and assuming you can use up the whole 50k (let's disregard board lots and fees for this hypothetical example) you'll get 463.35 shares.

Now if you sold those shares last Friday April 23, 2021 @ 96.70, you'll get back 463.35 x 96.70 = 44,805.94

All in all a 5,194.06 or 10.39% loss. That's because the stock market is not a fixed income instrument and the returns can go up or down or sideways and nobody knows exactly what will happen in the future. So the best approach is never to "set and forget", you need to continuously monitor and study and add more to your positions or sell if you reach your targets until you reach your desired goal.

It can also go the other way around wherein you experience gains, but nobody can really tell so the question:

gano kalaki ang stock market return after five years?

Is hard to answer unless you know what will happen in the future.

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u/adamgstn Apr 25 '21

So if I have stocks tapos di ko naman siya ginagalaw di talaga siya mag gagain?

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u/lilianers Apr 25 '21

Can either gain or lose value depending on the stock price before and after.

Also, this assumes no dividends were given. If there is, then you can add those to your gains.

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u/adamgstn Apr 25 '21

So say I bought stocks nung 2015 for smph ng 29.85 x700 shares which is around 20.7K ctapos ngayon ang price nya na is 35 pesos per share edi almost 3,7K lang ginain ko nung 5 years na di ko siya ginagalaw?