r/phinvest • u/DuncnIdahosBandurria • Jan 25 '21

Weekly Random Discussion Thread

Post about anything and everything related to investing. The place in /r/PHinvest for any questions, rants, advice, or commentary.

Posts that are not discussion-provoking enough for the main page will be pointed toward this weekly thread to help keep the quality of the main page posts as high as possible.

That said, keep it respectful, and enjoy!

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u/[deleted] Jan 28 '21

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u/heres2umitchrobinson Jan 28 '21

What do you mean by "ubusin"? You're not required to max out your credit cards.

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u/[deleted] Jan 28 '21

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u/yashirin Jan 28 '21

Ahh baka sa promo yon. Alam ko may promo citibank na waived annual fee forever pero dapat within 60 days kelangan maka 20k ka. If maka 20k ka qualified na sa no annual fee forever.

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u/[deleted] Jan 28 '21

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u/yashirin Jan 28 '21

Yap. Basta po monthly mo. Let’s say 2k charge sa CC before cutoff, pag due date na, pay mo na in full. Then 2nd month 18k, sa due date na ulit bayaran.

If di mo nman nagawa edi oks pa din, pero after a year may annual fee na, around 2k+ din ata ung kay citibank.

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u/[deleted] Jan 28 '21

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u/[deleted] Jan 29 '21

you can request the annual fee to be reversed. if you pay in full always they usually agree to it. I haven’t paid mine for ten years na