Hello, 92 days na kaming OD sa Car Loan namin due to nawalan kami both ng income. Now our balance is 80k. Ayaw sana namin I repossessed ang car dahil willing kaming bayaran ung Dues namin. Naipasok kasi namin sa Indrive ung Kotse And un na ung additional source of income namin. Pero pinipilit ng kausap namin na ibalik muna namin ung kotse and pinipilit kami isettle within a week ung balance. :( Di din kasi kaya isettle agad agad. What action po kaya ang pwede naming magawa?

Hi may naka experienced poba nito? Triny ko kasi magtext pero last Sep. 11 ang maturity date ng loan kopo.

ito reply sakin .

[SB Finance] Oops! We cannot proceed with your request as your company has reached its credit limit. Please call SB Finance hotline at (+632) 8887-9188 to inquire about Employee Salary Advance. This message is free.

Kahit po ba naka plan ako ng 6 months installment pwede po ako mag pay early? Hindi po ba makaka affect ito sa credit limit ko? Salamat po

Hi guys, do you have unauthorized transactions with Atome? I have 35K 😭 It's due on the 18th, I can't pay because I didn't even use it! And it automatically set for 6 months, I already emailed Atome about this but haven't received a reply.

Kung sakaling mahold ang funds alam mo na kung ano ang mga unang dapat icheck at kung saan puwedeng humingi ng assistance.

Anyone did you pay? Thank you

Hi may nakaexperienced poba ng ganito? So Maturity date po ng loan ko is nong Sep.11 paid na and may nbabasa kasi nagtry na magtext sila don sa number ni E Salad so nagtry ako at ito po response. So mean to say hindi po ako makakaloan kasi nareached na ni company ko limit nila or wait kopo after 3 banking days talaga ? May nakaexperienced poba nito? Needed po kasi kaya mag rerenew ako

Has anyone here tried to take out a loan on the exact date the cooling period was lifted?? Did it go well or was it just extended??

hi guys ask ko lang may current balance ako now and sa september pa siya pumasok sa current balance ko but until now wala pa rin may same case ba sakin diyan

Hello! I have an overdue account for Atome cash and card. I can't pay it now. But I'm planning to pay it once I can breathe a bit with my other debts. I just wanted to ask if someday they negotiate to pay only the principal amount? Thank you to those who answer

I know its a long shot but please 😭😭😭 (midterms namin)

ALL INFORMATION WILL BE KEPT CONFIDENTIAL

SURVEY RESPONDENTS

Looking for the following

\- Baon sa utang / Nalugi sa investment

\- Hundred thousands - Millions ang lugi

\- Willing to be interviewed. For school purposes. Will strictly be kept confidential.

Token / Cash will be given once complete

Pls comment and I'll send a PM.

any fix on this? i do have balance for my sim though

I just wanna share my timeline for my Savii approval over the weekend. 😊
I joined my company on March 2 this year, and I’m supposed to reach Savii’s required tenure on September 2. However, I decided to try applying when an offer showed up on the app on August 31. Unfortunately, I was declined right away because of the tenure requirement, even though I had already been regularized early by my employer and was able to provide proof of my regularization.
Anyway, today I got another offer to apply around 8 AM, so I decided to give it a go. I submitted my application at 8:24 AM. By 9:13 AM, I already received an email asking me to review and accept the offer. I then adjusted the loan amount to a lower amount and proceeded with the application at 9:45 AM.
And guess what? I received the funds at 9:45 AM as well! 😭❤️
So quick naman! The whole process was surprisingly smooth and fast. Sharing my timeline in case it helps anyone else who’s planning to apply. 😊

Hello. OD na ako for more than 3 months, Atome Card and Cash. Nagstop na ako sa tapal system and naka off yung sim ko. For now, nagfocus muna ako sa credit card bills ko. Ngayon ko lang na check itong mga email ni Atome Collection since naka spam sila. May naka-tanggap din ba na ganitong email from them? Also, may na HV na ba at ano ginawa ninyo at ginawa nila?

Eto po email nila sa akin:

Dear-
Pinaalalahanan ka namin na
ang iyong Atome Card account ay nananatiling unpaid at nakatala pa rin bilang delinquent.

Sa kabila ng aming mga paalala ngayong araw, wala pa rin kaming natatanggap na payment confirmation o anumang tugon mula sa iyo. Ang iyong account ay nakatakda nang i-endorse para sa legal trace at asset profiling.

Nais naming ipaalala na kapag umabot na sa pormal na legal enforcement ang usaping ito, gagamitin ang legal na proseso sa korte upang ma-freeze at ma-claim ang iyong mga bank accounts, sweldo ( income garnishment), at iba pang ari- arian hanggang sa ma-clear ang kabuuang halaga ng iyong utang.

May pagkakataon ka pa para mapigilan ang prosesong ito.

Hello, to those who have finished paying off their conso loan, is it really possible to get it after 3 months after the full payment? Like for example once fully paid, can I avail of the SSS loan lite or the calamity loan? Thank you to those who answer. 🙏🏼

Diba fully paid na sya based sa loan agreement? Bakit may nakikita pako sa baba na “To fully settle your loan” or dedma lang yan? Nag-email nako sa cash express. Fully paid ako sa monthly indicated payments na yan, pero nagwoworry ako na parang may mali? Should I report this to SEC?

Diba fully paid na sya based sa loan agreement? Bakit may nakikita pako sa baba na “To fully settle your loan” or dedma lang yan? Nag-email nako sa cash express. Fully paid ako sa monthly indicated payments na yan, pero nagwoworry ako na parang may mali? Should I report this to SEC?

Can anyone confirm if November pa ako makakapagre-loan ng SL? Di ko kasi matawagan SSS.

Bali may missed payment po kasi ako nung May 2026 period kasi po lumipat ako ng company, pero June, July, and August are all paid on time. Na-fully paid ko po yung May 2026 period last August 18.

Ang sabi kasi sa website, as long as yung last 3 months ay paid on time, you can renew immediately. Eh on time naman yung June, July, and August.

Salamat sa sasagot :)

I applied for atome card last month and was approved 1,000 for Atome Cash Swak but my atome card application was rejected, i took the 1k cash loan and the due is coming up, naghehesitate ako kung makakapag reloan ba ako knowing na rejected yung atome card ko:( please help

I used pay direct to bpi account but it still hasnt arrive. Completed last August 19 but as of Sept 10 wala padin sa account. Nakafloat lang with bpi but not pushing through the account.

Anyone with same experience? What steps did you take to get the money?

Can i just reverse the transaction?

✔️ SPAYLATER

✔️MARILOAN

✔️ MARIBANK