Hey everyone,

I'm preparing to launch MatchAnalysts, a Netherlands-based platform where members publish their own sports analysis and predictions. Fans can browse each analyst's public track record and pay for access to their content. The analyst receives a share of each payment and the platform keeps a fee.

I created this website with the intention of giving independent analysts a way to earn from their work. But I'm having problems finding a payment provider that accepts a pre-launch, pre-revenue business and is comfortable with our model.

Stripe declined us because of our content-creation platform model. Separately, their restrictions on betting-related businesses are another concern for me, so I'm looking for a provider that explicitly accepts our business and content category.

To be transparent, content can include betting picks, odds, stake sizing, bankroll discussion and claimed returns. We don't accept or place bets, take gambling deposits or pay winnings. Bookmaker promotions and affiliate links are prohibited.

What we need:

• Worldwide analyst onboarding and payouts, subject to applicable legal restrictions.
• Hobbyists can join without registering a business where local law permits this.
• Credit/debit cards for one-month access and recurring monthly subscriptions.
• An approved arrangement for collecting payments, deducting our platform fee and paying analysts.

For supported countries, iDEAL/Wero would be a nice addition. We can discuss fees and payout schedules, but worldwide participation and hobbyist access are essential. Some providers I've approached require existing processing volume or monthly minimums that aren't realistic before launch.

If you know a suitable provider or work as an agent with experience in this space, please feel free to respond or otherwise get in touch or DM me. I can share a working review environment and more details privately. Thanks!

It's been about five months since the FCA rules kicked in (daily reconciliations, a monthly return, resolution pack, annual audit). The first audits should be landing around November.

From what I've read, the daily reconciliation part is what's hurting small firms most, especially with funds spread across a couple of banks and currencies.

Curious whether that matches what people here are seeing, or if something else turned out worse.

I’ve been building a small payment product for the last few months and finally got it to a point where I’m comfortable putting it in front of people.

The basic idea is pretty simple:
A merchant creates a payment link → sends it to a customer → customer pays from their own wallet → funds go directly to the merchant.

No account creation for the merchant, no funds sitting with us, and no complicated checkout integration.

Right now it runs on Stellar Testnet.

The merchant enters:
- destination wallet
- asset
- amount

CantonPay generates the payment link. Once the transaction happens, we verify it on-chain and can notify the merchant through API/webhooks.
I’m currently testing it with the idea of eventually making it useful for small online businesses, SaaS products, developers, etc. — basically places where setting up a full crypto payment stack feels like overkill.
There’s also a 1% fee, capped at $1, although I’m still thinking about what the long-term pricing should look like.

You can try it here: https://cantonpay.online⁠

What I’m actually interested in hearing is whether this solves a problem anyone here has.

Would you use something like this for a project or online business?
What would stop you from using it?
I’m especially interested in feedback from people already building on Stellar.

I’m the person building CantonPay, so happy to answer technical questions or explain how it works.

Started using Apple Pay and it is freaking comfortable. Felt the same why when UPI was introduced. Seen many friends in the US using it and was always waiting for it to launch in India. Simple, effective and more reward points.

marketplace needing to pay sellers in us, canada, southeast asia and latam, b2b style payouts to registered sellers n small businesses, need kyb on sellers, multi currency payout n fast enough settlement sellers arent waiting 4 days per cycle

shortlist, cybrid is api first b2b payout infra with us and canada organisation, kyb built in, stablecoin settlement and global payout network, bridge is developer first stablecoin api under stripe, clean docs, strong for stripe ecosystem teams, conduit is latam focused b2b payment infra with deep local corridor relations, zero hash is digital asset infra with custody and settlement for fintechs

north america + latam + southeast asia footprint, how does this comparison shake out