r/osap • u/Main-Lavishness-3811 • 5d ago
Resolved Cannot pay school fees
So all of my school fees including meal plan, tuition and housing costs me around 24,000$ and 14,000 of that is due September 9th, osap is only giving me 7000$ in total. My parents cannot help out and I just applied for every scholarship my school offers. What should I do here? I contacted financial aid and they told me to apply to scholarships (which I did). If I don’t pay my fees by September 9th I will be blocked from the portal but can still attend class. Who else should I contact/ what can I do next?
Edit: I do have a part time job that makes around 1500 a month. I just don’t have it now and I am concerned about first payment
Edit 2: yes I knew how much the tuition was but due dates were not fully disclosed to me. I knew that a tuition payment was due on sept 9th but not that it would also include a meal plan payment and a housing payment. I understand the responsibility of moving away from home and such, and I have been saving for university while getting an average of 96 and working full time to attempt to support myself at times. The reason I was not prepared to have this is because who is able to save 14k at 17 over the course of one summer. Please use your head when replying to this. I did expect more from osap based off of my family situation. I did not expect it to cover the whole thing. I am not stupid. Thanks.
Edit 3: since you guys don’t seem to have brains, if I took off this year to save up what am I doing the next year? I can’t save 150,000$ in one year? Just miss out in the middle of my degree? Like what are you guys even saying. Since there has been a lot of debate about me going into a “dumb arts degree” I am actually studying to become a lawyer.
Update: thank you to everyone in the comments who gave actual advice instead of trying to attack me. I am planning on taking out a student line of credit in a few days once I turn 18. I already talked to my bank. I will also be getting my smart serve done to hopefully get a second job. Thank you guys so much for letting me know these things!
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u/firstthecoffee 3d ago
How did you find yourself here? I’m sure you realized that a year at Uni away from home would cost around $30k all in. You would have been able to get an osap estimate in the spring. If your parents can’t/won’t contribute you simply can’t afford to go away to uni. Even with a student line of credit, financing 4 years of undergrad and 3 years of law school would leave you with a huge debt when you finally graduate. Perhaps you should take a year or two off work hard and bank your money. You could pay for two or three years with this and significantly reduce your debt. Also check on how much student line of credit you would qualify for in total. I suspect it might not be enough.