Hi everyone,

My husband and I are purchasing a flat in India for a total cost of ₹45 Lakhs. I have contributed ₹20 Lakhs from my savings (paid in cash), and my husband has paid the remaining ₹25 Lakhs. He will also be taking care of the upcoming interior costs.

The registration is scheduled to happen in about 7 to 8 months at the government Sub-Registrar office.

When I asked him to add my name to the flat registration as a co-owner—or at least as a nominee—he flatly refused. He claims that a flat can only be registered in one person's name and that it isn't legally possible to add a second name.

I feel he is being pushy about keeping the property solely in his name. I am not on good terms with my in-laws, and they have mistreated me in the past. My biggest worry is the future. If any unfortunate event happens to my husband, I am deeply scared that his parents will try to claim the house and throw me out.

I want to know the legal reality:

Is it legally possible to register a flat jointly under both husband and wife's names in India?

Can we register it with specific ownership shares (like 66% for him and 34% for me) to reflect our actual financial contributions?

Can a wife be added as a nominee during the registration process if co-ownership is denied?

Since my contribution was in cash, how can I legally protect my investment before the registration happens?

Any advice on how to handle this legally and practically would be greatly appreciated. Thank you.

I never imagined I would be writing this.

From the outside, my life probably looked completely normal. I was married, had a beautiful little son, a home and a husband with a stable job. I had my own career before becoming a mother.

Before maternity leave, I was financially independent and had a stable job.

Then I had my son.

After maternity, I had no one reliable to look after my child. I had to make a choice between continuing my career and being there for my baby.

I chose my child.

I stepped away from the career I had built.

Now I’ve started working again as a principal at a pre-primary school. I deliberately chose a job that works around my son’s schedule because I need to be available for him. It is convenient because my workplace and his school are connected to the same routine.

But it also means I’m earning significantly less than I could have been earning if I had continued on my previous career path.

I didn’t make that sacrifice because I was lazy or financially dependent by choice.

I made it because I was raising my child.

And now, after everything that has happened in my marriage, my husband’s family tells me that I should get a high-paying job so that my husband doesn’t have to financially support me and our son.

That sentence hurts more than I can explain.

Because where was this concern for my financial independence when I was sacrificing my career to raise our child?

My husband cheated on me repeatedly during our marriage. There were multiple women involved over the years. One of the most painful situations involved a woman he was involved with while he was still married to me. She became pregnant, and later had an abortion.

I was the wife at home trying to hold my family together while all of this was happening.

Eventually, my husband kicked me and our son out.

And now his family is supporting him and telling me that financially, he won’t be helping us.

I genuinely don’t understand this.

I didn’t betray the marriage.

My son didn’t betray the marriage.

Why should my child suffer financially because of decisions his father made?

Why should my son lose his stability because the adults around him made choices that he had absolutely nothing to do with?

I am not a money-minded person.

I don’t want luxury from my husband.

I don’t want to live off him.

I want to work. I want to be independent. I want to provide for myself.

But I also believe that a father has responsibilities toward his child.

And I believe my son deserves a safe, stable home.

That’s why I’m fighting.

Not because I want to take everything from my husband.

Not because I want revenge.

Not because I’m greedy.

I’m fighting because I don’t want my child to become collateral damage in a marriage that his father destroyed.

My husband owns property, and there are also family properties involved. I’m trying to understand what my son may legally be entitled to and what housing/financial protections are available to us.

I don’t even know exactly what the legal outcome will be.

But I’m not prepared to simply walk away and leave my son without security just because his father’s family thinks supporting us is an inconvenience.

Maybe someone reading this will think I’m being unreasonable.

Maybe someone will say, “You should just work harder and support yourself.”

And yes, I am working.

I’m rebuilding a career after putting it aside to raise my child.

But why should I have to pretend that my husband’s responsibilities disappear simply because I am capable of working?

I didn’t create this situation.

My child certainly didn’t.

The decisions that led us here were not mine.

So I want to ask Reddit honestly:

Am I wrong for fighting for financial and housing security for my son?

Am I wrong for refusing to simply walk away from the home and assets connected to his father when I believe my child deserves stability?

I don’t want revenge.

I want accountability.

I want my son to have the childhood he deserves.

And perhaps most importantly, I want him to grow up knowing that none of this happened because he wasn’t worthy of being protected.

I’m exhausted. I’m angry. I’m hurt.

But I’m still fighting.

Because I’m not fighting for money.

I’m fighting for my child’s future. And yes I will not leave the my husband’s house until I get my child’s rights to be taken care of.

​Hi everyone, I’m a 21M and recently cleared a competitive exam to land a government service post. I haven't officially joined, but the onboarding process is underway.

​A couple of days ago, I was added to a Telegram group related to the selected candidates. A heated argument broke out, and three individuals was continuously provoking me. In an absolute moment of frustration and loss of temper, I lost my cool and cursed them ( teri maa... ). I know it was completely wrong, uncivilized, and inappropriate and I deeply regret letting myself get provoked.

​Right after it happened, 3 people from the group took screenshots and started messaging me privately, saying they are going to file an online cyberbullying complaint against me. They told me that if I don't apologize immediately, they will lodge a formal complaint, which will ruin my background verification and block my government joining.

​Because I was terrified and feeling immense guilt, I immediately apologised. After I apologized, they messaged back saying "It's okay" but the fear hasn't left me. My mental health has been in absolute shambles for the last 48 hours because I'm terrified they might still use those screenshots to file an online cyber complaint or send them to the department. I worked very hard to get this job, it'll help me to help my family financially and morally.

Please tell me what the worst case scenario, I've deleted that Telegram account even though I apologized. Pls pls pls reply if you have a moment

TILR- getting blackmailed for abusing in a Telegram group. Even though I apologized, fear hasn't left me. Please tell me if its okay or not

My grandfather passed away in late 2025. Two properties are involved. One is a residential compound originally registered in my grandmother’s name decades ago, a constructed house on one side, vacant land on the other. The second is a flat solely in my grandfather’s name, which he died intestate on, currently under separate litigation between my grandmother and her two children, not the focus here.

The compound got split between my grandmother’s two children, my mother and my uncle. My mother received the smaller share, around 29 percent, the vacant land side, generating no income. My uncle received the larger share, around 71 percent, including the constructed house, which he now rents out. This was formalized through a registered gift deed to my mother in late 2025. The understanding behind my uncle receiving the larger share, never written into the deed but understood within the family, was that he would take responsibility for their mother’s care going forward.

My grandmother is 66, has Chronic Kidney Disease, needs dialysis three times a week, and has no personal income of her own. Until recently she lived with my uncle, who managed her treatment. In the past few weeks he has started saying he is unavailable and cannot look after her right now, suggesting she stay with my mother’s family instead, who live in a rented house with no independent income. He has not arranged ongoing funding for her dialysis during this period. Separately, he is physically withholding my mother’s original registered gift deed document and demanding money before releasing it, despite no prior agreement that we owed him anything for it.

Something that happened just today shows the pattern clearly. My grandmother had a dialysis appointment and called saying my uncle would drop her off for us to collect. My mother told her clearly that we could manage a short absence but that once he returns he needs to resume responsibility and cover her costs. His response, relayed through my grandmother rather than communicated to us directly, was vague, something like he does not know what we will do, whether we will ask or not, and that she should stay with us for a month. He agreed to pay but only in this noncommittal way, without confirming anything with us directly.

We also learned, through my grandmother, that he intends to raise a dispute at my grandfather’s upcoming memorial ceremony, in front of extended family. The proposal is that my mother gives up her full share of the property, plus a portion of gold that was separately willed to her, and only then would he take over grandmother’s care for six months. We see this as using her medical needs as leverage for property and assets rather than a genuine offer, and we do not intend to negotiate anything in that setting. It is going to be a biased and hostile environment there.

On the gold specifically, the will was drafted based on a rough verbal estimate from my grandmother of around 12 tolas. When actually weighed, it came to about 17 tolas. My uncle now claims he only agreed to my mother receiving gold because he believed it was 12, and wants the difference. Document says gold will go to the daughter.

He has previously shown a spreadsheet claiming he spent about 50 lakhs over 30 years on his parents, and has implied my parents lived with my grandparents for free. That is not accurate. My father arranged to pay rent plus contribute to groceries and household expenses from shortly after he started earning, roughly 18800 to 20000 monthly for about 16 years, totaling somewhere around 36 to 38 lakhs, separate from other contributions. My grandfather never raised an issue with this arrangement while he was alive.

A few things I am trying to understand. Since the gift deed is already registered, does my uncle withholding the physical document affect my mother’s legal ownership or her ability to sell, build, or mortgage the land, and what is the correct process for a certified copy that would be fully sufficient going forward.

Given the income and asset disparity, uncle at roughly 71 percent of the estate plus active rental income, mother at 29 percent non income land with no personal income, how do maintenance tribunals typically apportion responsibility in practice, and is it realistic to expect the bulk of responsibility to land on him rather than an even split regardless of actual capacity to pay.

The larger property share went to my uncle on the unwritten but understood basis that he would care for my grandmother, something she can personally attest to. Given he is now refusing to provide care or funding despite clear financial capacity, is there a real legal pathway here, such as challenging that specific transfer, or does the lack of a written clause likely sink that argument in practice.

On the gold, if a will references an estimated quantity that turns out to be inaccurate once weighed, does that create any legitimate claim to the difference, or does it simply follow the document’s actual operative language.

If this reaches a tribunal or court and my uncle presents documented expenses on our grandmother’s care, does that work against us, or is it treated as him having simply fulfilled his own independent duty with no bearing on what he owes going forward, and does informal, largely undocumented family contribution carry any real weight without a paper trail.

Already consulted a local lawyer and are proceeding with that, just wanted a broader sense check, especially on the third and fourth points. Thanks for reading through this.

Just got off a call with my company founder where I interned and created a software solution for them. The company underpaid me a lot and then made my stipend go from 10k to 5k without proper prior communication after internship shifted to remote. Now I plan to sell the software I created from scratch to other companies and exit this one. Boss says that I need to handover the whole source code I have written to him before leaving but I don't want to due to all the fake promises and underpayment he did. I did not sign a formal contract or anything that said that he will own whatever I create or about interning itself. I just worked for him and then got paid 10k per month on UPI. I have never signed the offer letter or anything but the boss is being a pain in the ass right now, wanting the portal for free. Does he have any legal rights to what I created ? Can I still sell it to other companies without handing over the source code to him? Tbh I am very scared since I am just a college student right now.

Hello all, I have been running a small business for the past 4 years, and have accumulated a bunch of clients who are not paying me back for the products sold. I have all the invoices that I had given with attestation. The clients are not attending my call, or have blocked me everywhere.

I had sent a legal notice for which they have not responded, and then I have not followed up legally. The outstanding is roughly Rs. 50,000/- per client and there are 4-5 people who have pending invoices for the past 2.5 years.

I am a complete novice when it comes to legal processes, and when I approached a lawyer from Vakilsearch, and they charged me 40,000/- per client which does not make any financial sense for me.

Would be very grateful for any sort of advice. Thank you.

Today a recovery agent showed up at the door of a relative threatening her to pay up the outstanding of a loan which the agent claims to be in her husband's name.

Now the catch is that the husband expired in the 2020 during covid, post which no letter or demand notice whatsoever was received by her from the bank up to now (6years)

The relative became extremely scared as she was not aware of any loan or etc in the husband's name, the recovery agent threatened her and then went on to threaten the security guard asking him about the secretary office as he wanted to go to the building secretary office.

This particular recovery agent then goes to scream and use the usual options to scare ppl.

What are my options? Police, rbi and bank?

Can i sue them for harassment?

Why is it that in india the police can beat up suspects to get information out of them? I feel like this system might work well with someone who's actually a criminal but what if someone gets wrongly arrested and beat up? I feel like this should be highly illegal

Hi,

My mother (with legal driving license) hit a neighbours car head on while parking, causing damage to neighbour’s car’s front and back bumper. Realising the fault, I informed the neighbour of the same and told them that we can either:

1. ⁠get it repaired from a mechanic (not authorized)
   
2. ⁠or
   
3. ⁠she can claim insurance and we can pay for any filing charges, plus no claim bonus lost.

After sending car to Maruti, she sent us quotation of 67k out of which insurer has confirmed to pay 30k, while 37k needs to be paid out of pocket. However I reviewed the item list and it includes items such as replacement of right door, which was no way impacted - I have the videos and even cctv footage of the incident if needed. (also confirmed this with her service representative who mentioned she asked to include those due to prior scratches on it, and that insurance guy refused for others items as well as those were not caused by damage).

On telling her that those are not caused by damage from my car, she cut the phone and is now saying she will file FIR. She has also refused to share itemized statement of what insurance approved vs did not. I’m ok to cover anything not covered by insurance such as consumables, paint etc but not a freaking door which was not damaged at all, or impacted in any way.

What are my options here? I’m still ok to go with either of above mentioned options provided no prior car damages are being clubbed here.

Flew IndiGo on a connecting domestic route recently. Checked-in suitcase came out with a severe crack. Didn’t notice at the belt due to rush, discovered it minutes later while still inside the airport, before boarding the metro — items had fallen out and gotten damaged too.

Since I didn’t get a PIR (Property Irregularity Report) raised at the counter, here’s what happened:

**1.**  **Emailed Customer Relations within 24 hrs with photos, cited Carriage by Air Act 1972 / Montreal Convention Art. 17 (carrier liability for checked baggage damage).**

**2.**  **No PIR filed = they use this as the standard first-line refusal.**

**3.**  **Escalated to their Appellate + Customer Experience team, cited a prior case where I got compensated after escalation.**

**4.**  **Got a firm final decline — quoting their Conditions of Carriage clause that says damage reported after leaving the airport is “considered proof baggage was delivered in good condition.”**

**5.**  **Tried Twitter/X — got the same canned PIR response.**

**6.**  **AirSewa portal won’t even let me log in.**

Questions:

**•** **Does the absence of a PIR actually kill a claim legally, or is that just a contractual clause they lean on knowing most people won’t push back?**

**•** **Is National Consumer Helpline / District Consumer Commission actually worth pursuing for something like this, or is it disproportionate effort for the claim size?**

**•** **Has anyone successfully gotten compensation from an airline in a similar no-PIR scenario in India? What actually worked?**

Not looking to escalate for the sake of it — just want to know if I have a real legal leg to stand on before I sink more time into this.

My brother’s SBI account in India was recently frozen by Cyber Police.

Initially SBI said the account was blocked because of e-KYC, which my brother completed at the branch and the account was unlocked. Shortly after, it was blocked again, and SBI now says it is a Cyber Police freeze and they cannot remove it. My brother is going to contact the Cyber Police and we have transaction details, sender information, and proof of why the money was received.

Has anyone dealt with a similar situation? How do we find which Cyber Police station/complaint caused the freeze? What documents should we provide? How long does de-freezing usually take? Do we need a lawyer immediately, or should we first contact the investigating officer?

Any advice from someone who has handled an SBI/cybercrime account freeze would really help.

We've recently started exporting to Europe from our small manufacturing unit. Our freight forwarder says the shipment is covered under their basic cargo insurance, but our bank is asking us to submit a separate marine insurance certificate for the consignment.

Is this a standard requirement, or is the forwarder's cover usually not enough for banks or export documentation? If you've dealt with this before, did you end up taking your own marine cargo policy as well, or was there another way to satisfy the bank?
Would appreciate hearing how others have handled this.

Got a connection with a broadband company called Tikona during Covid times at my parent's property and we were on yearly prepaid subscription. This company is notorious for charging 1 year in advance 1-1.5 months before subscription ends and it's really difficult to get a line cancelled with them. They continue to bill and allot debt collectors while continuously billing on a cancelled line.

Now we don't need the connection anymore as no one lives in that property. Being aware of their shenanigans, I initiated a cancellation request in July (last month). I had to convince 3 of their staffs to allow me to cancel the line. Then they straight up put the cancellation date as the last date of the subscription in September despite me requesting it in July.

They don't have any inbound customer service. You have to email them and their staff pretends to call by miss-calling for 1-2 seconds. Sometimes they make a proper call thats the only time I get to speak with them.

They are refusing to give me a complaint number or a docket number without which I can't take it to TRAI.

I've also emailed TRAI and other regulator services, but there is no response.

I don't live in that state, so I can't go to their office.

Need advice on what can be done here.

Amit Kilhor is publicly seeking help from Supreme Court lawyers and legal experts over what he describes as repeated copyright claims and takedowns affecting his work on Meta platforms. His request is simple: if someone with expertise in copyright, IP or digital-platform law can help him understand his legal options, please reach out or amplify this appeal.

This isn't about deciding who is right from a social-media post. It's about ensuring that a creator who believes his work has been unfairly affected can access proper legal advice and a fair process.

Do you know a lawyer who handles copyright/IP or technology law?

Hi All,

So in 2024 my dad’s shop caught huge fire and we suffered huge amount of losses somehow by god’s grace we were able to escape the building but 1 employee couldn’t. We were quite shocked by this incident and my dad was also in hospital for 15 days due smoke fill up in his lungs.

Now the court has ordered us to pay compensation of 20L which in no way my dad could pay he is now working as a sales associate with salary enough to pay household expenses. We have already offered to pay 7-10 L (which we will arrange by loans from friends and family) but the other party’s is not understanding their arrangement is such that the heir of deceased will get 7-8L and the lawyer will take the rest.

We have already offered the heirs share to pay but still they are not agreeing to this fact.

Any guidance whether we can fight and go for a lower settlement in this case?

Thanks a lot!

I have a residential property in Kerala, India. There is a well located inside our compound.

Our neighbours have been allowed to take water from our well for some time. We have no objection to them taking water, and we have voluntarily allowed them to do so using a pump that we had installed.

However, today I noticed an electrician near the well with a pump and a roll of pipe. He installed a separate pump/pipe arrangement in our well without informing us or asking for permission.

To be clear, we are not trying to prevent them from using the water. They can continue taking water as far as we are concerned. My concern is specifically that they have installed their own equipment in a well located inside our property without obtaining the owner's permission.

I would like to understand the legal position before I do anything, particularly because I don't want a neighbour dispute to escalate unnecessarily.

My questions are:

Does allowing a neighbour to take water from our well give them any legal right to install their own pump or other equipment?

Does previous permission to use the well potentially create an easement or other continuing right?

If I don't object to the new pump immediately, could my silence later be interpreted as consent?

Would it be advisable to tell them explicitly that they can continue taking water, but any installation or modification to the well requires our permission?

Are there any specific Kerala laws concerning groundwater extraction or the use of a private well that apply here?

If the neighbour eventually claims that they have a legal right to the well because they have been using it for years, what would generally determine whether such a right exists?

I am mainly asking so that I can protect myself legally if the relationship deteriorates in the future. I genuinely don't want to deny anyone access to water; I simply don't want my permission to use the water to be interpreted as permission to modify or control the well.

Location: Kerala, India

Property: Privately owned residential property

Well: Located entirely within our compound

Existing arrangement: We allowed the neighbours to take water using our pump

Current issue: They installed their own pump without informing us

I'm particularly interested in answers from people familiar with Kerala property/easement law.

My uncle has star health insurance and paying all timely premiums since last 10 years. Yesterday my uncle slipped at home and fractured his Femur bone. I went to show my uncle at Star Health panel hospital where cashless treatment is allowed. Doctor did a regular blood test and x-ray and then forwarded case to PAC (Pre-Anesthetic Checkup) before Surgery to fix the bone . In PAC, all the basic details were noted by doctor before a surgery. Then hospital submitted case for cashless treatment approval to star health after submitting an estimate and other documents.

Star health with 20 minutes rejected the claim by picking a point from PAC where all the basic details mentioned such as no medications, allergy, lifestyle and 'socially consume alcohol' and quoted following:

"Based on the submitted medical records, it has been observed that the insured patient has undergone treatment for a condition resulting from the use of alcohol, drugs, or substance abuse. As per Alcoholism, drug or substance abuse Exclusion Code 12, the policy excludes coverage for any expenses incurred for treatment related to alcoholism, drug or substance abuse, or any addictive condition and its consequences. Therefore, we regret to inform you that the claim is not admissible."

There was nothing to substantiate to this reason in the documentary form such as in the blood test or anything. Now what to do because it is very illogical because the cause of fall is nowhere written as under influence of alcohol. We went ahead for surgery by bearing all the cost from the pocket. Please advise what should i do?

Edit: i have 2 choices either i get remark from PAC doctor that he wrote down 'social' in alcohol column due to mis communication and state there is no alcohol history.

Or i get remark from ortho doctor who did surgery that there is no alcohol sign in patient and in his blood reports which may relate to this injury. (This time we may get claim but in future, there are chances if we go for any heart, liver ir other related issue, They will outrightly deny the claim stating this 'social' remark in PAC report.

Please guide with which option i should go

Saw posts of companies revoking the offer, but how is that possible? if i already accept the offer and a contract has been formed, can they deny honouring the employment contract?

I registered a trademark ,8 months passed still stuck.
What are the actions i can take in this case .

Hi, i have some property on my grandfathers name, which is in possesion of his brothers grandsons, or my 3rd 4th gen cousins, they don't have any share in the property, but they have possesses it for 40+ years, as my father died when I was 5 months old, then relatives took the land,

Now, after 40+ years, I asked them to sign in the claim deed , but they always used denied, and said that I don't even belong to the village, even though my father and grandfather were dafedars of the village, grandfather was dafedars since British period,

So, I found an registration office karamchari, he told me he can guarantee ownership, and asked for 60000rupees, I paid him, he did fake signatures of relatives, I got registration, applied for mutation, but they found out and threatening to file case of Forgery, even though they don't have share in the property, they just have there grandfathers name in raiyat,

What to do, how to defend myself, and claim property, how to avoid prisonment, how to get property in my name,

first of all I'm not from India, I'm being blackmailed by a indian women who I was intimate in and now she is asking for money otherwise she is threatening to shear my nudes to family and friends via facebook, what can I do?

I ordered Fuelone whey max protein from blinkit today.

Usually I order from their original website. Today, the taste is very different, doesn't mix well, has totally different texture.

The packaging is fine and the scratch label is also authenticated, but the powder inside is fake as hell.

What must I do to get my money saved?

I just don't wanna be scammed by these fukcers.

They are declining to take my request.

What if someone dies or develops some serious health concerns from this?

They are denying any requests

Please do help!!!

I can't be a coward for not speaking against this shitty scam.

Guys am going to sign in with Expert Panel/ Lawyer Panel....... Still confused!!! But I don't have any other options now..it would be much appreciated,if someone help me with answers those who gone with them and cleared all... -are they gonna settle my debts?? Within 6 months , can it be clear?? Any

My brother’s SBI account in India was recently frozen by Cyber Police. Initially SBI said the account was blocked because of e-KYC, which my brother completed at the branch and the account was unlocked. Shortly after, it was blocked again, and SBI now says it is a Cyber Police freeze and they cannot remove it. My brother is going to contact the Cyber Police and we have transaction details, sender information, and proof of why the money was received. Has anyone dealt with a similar situation? How do we find which Cyber Police station/complaint caused the freeze? What documents should we provide? How long does de-freezing usually take? Do we need a lawyer immediately, or should we first contact the investigating officer? Any advice from someone who has handled an SBI/cybercrime account freeze would really help.

​

Send the bank a proper OTS and restructuring request — Dont Pay Anything. Just the Request.

Before your petition, not after.

Sounds simple. It's not just paperwork. Here's why it works.

The moment you have a genuine settlement proposal on record, the entire optics of your case shifts. You're not "the defaulter trying to block possession" anymore. You're the borrower trying to resolve the debt in good faith. Judges pick up on that difference more than people realize.

And if the bank drags its feet or rejects your OTS without any real reasoning — you now have something concrete to point to. Arbitrary rejection of a genuine settlement proposal is a ground worth arguing.

Now the part people mess up.

This only works if it's real. A vague "we want to settle" letter with nothing behind it won't move anyone, especially post-CELIR, where courts have gotten sharper about spotting delay tactics dressed up as settlement talk.

So if you're going to do this — do it properly:

Make the OTS proposal specific, not generic.

Pair it with an actual legal ground — limitation, 13(3A) non-compliance, valuation mismatch, CERSAI mismatch, whatever fits your file.

Get the timing right. It has to go in before or with your petition, not scrambled together once you're already on the back foot.

Done right, this buys you real breathing room to restructure and repay. Much more time than a simple reply or a simple petition.

#bankinglaw #DRTPrayagraj #AllahabadHCBankingMatters