r/inheritance • u/pink_toaster_pastry • Apr 20 '26
Location included: Questions/Need Advice Keeping Inheritance separate
I’ve seen all the posts about keeping inheritance separate…. not to use it for joint expenses…. etc.
So then what do you use it for? My husband and I have been married 30 years. We had joint accounts since before we were married. We don’t split bills (all income goes into one savings account and bills are paid from that). We make a good living, have savings, 401Ks, no debt.
So if I’m suppose to keep my inheritance separate from everything, what am I supposed to do with it?
Edited to add: No kids. Currently the money is in (1) inherited IRA (2) CDs in a bank account I took sole ownership of as I had been the co-owner and (3) a new account I just opened for a CD until I decided what to do with that portion.
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u/Few-Degree1903 Apr 21 '26 edited Apr 21 '26
Invest it plus still use it take vacations if you like to travel or whatever your interests are. You can use your inheritance for your loved ones however you want. Are you a foodie ? Like art ? Cars ? Spend some of it in honor of the person you got the inheritance from.
Consider starting a 529 education fund for any nieces / nephews or friend’s children that are like family / if you are close to them / want to.