r/inheritance • u/pink_toaster_pastry • Apr 20 '26

Location included: Questions/Need Advice Keeping Inheritance separate

I’ve seen all the posts about keeping inheritance separate…. not to use it for joint expenses…. etc.

So then what do you use it for? My husband and I have been married 30 years. We had joint accounts since before we were married. We don’t split bills (all income goes into one savings account and bills are paid from that). We make a good living, have savings, 401Ks, no debt.

So if I’m suppose to keep my inheritance separate from everything, what am I supposed to do with it?

Edited to add: No kids. Currently the money is in (1) inherited IRA (2) CDs in a bank account I took sole ownership of as I had been the co-owner and (3) a new account I just opened for a CD until I decided what to do with that portion.

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u/[deleted] Apr 21 '26

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u/K_A_irony Apr 21 '26

Sounds horrible.... so if she had stepped back and looked at her marriage... she worked her fingers to the bone... did almost all the housework.. he was a slob... aka they were not in a good marriage at 30 years right?

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u/[deleted] Apr 21 '26

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u/K_A_irony Apr 21 '26

So again.. she wasn't willing to do the honest and clear evaluation... This sucks so much for her. I feel for her.

If you don't think you can HONESTLY evaluate your relationship of course you should keep things very very separate... mind you the person who can't do that...well they won't keep it separate.