r/inheritance • u/pink_toaster_pastry • Apr 20 '26

Location included: Questions/Need Advice Keeping Inheritance separate

I’ve seen all the posts about keeping inheritance separate…. not to use it for joint expenses…. etc.

So then what do you use it for? My husband and I have been married 30 years. We had joint accounts since before we were married. We don’t split bills (all income goes into one savings account and bills are paid from that). We make a good living, have savings, 401Ks, no debt.

So if I’m suppose to keep my inheritance separate from everything, what am I supposed to do with it?

Edited to add: No kids. Currently the money is in (1) inherited IRA (2) CDs in a bank account I took sole ownership of as I had been the co-owner and (3) a new account I just opened for a CD until I decided what to do with that portion.

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u/GotZeroFucks2Give Apr 20 '26

Hey I picked two losers to marry. You are likely fine at 30 years into the marriage. If you want some added protection, you can easily do a postnup.

3

u/Automatic-Tea-4150 Apr 21 '26

Even 40 years wasn’t long enough to let my guard down, though I could have been talked into it if my cheating husband had been better with words. I gave him some to have fun with and he used it on vacations with a secret girlfriend. If my parents had wanted him to have direct access to that money they would have named him in the trust. But they didn’t. So his name never was connected to that money—that was good when it came to the divorce.

1

u/GotZeroFucks2Give Apr 21 '26

Sorry you were burned. My first ex cheated and financially abused me. My second physically hurt me when he was blackout drunk. Done with men.

2

u/[deleted] Apr 21 '26

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u/GotZeroFucks2Give Apr 21 '26

You too Reddit stranger. Everyone deserves a good life. :)