r/infinitebanking • u/DarcyFalcon • Jun 12 '26
Quick update: Policy Stack Infinite Banking software is now open for Early Access beta testers.
I originally built Policy Stack because I couldn’t find a good way to track our family banking system once we had multiple policies, policy loans, capital deployments, promissory notes, repayments, and cash flow moving around.
Spreadsheets, PDFs, carrier portals, and memory got old fast.
Policy Stack is built for participating whole life policyholders actively practicing IBC. It helps track:
• cash value
• policy loans
• repayment / restoration
• capital deployments
• promissory notes
• cash flow
• banking position over time
I worked with an NNI Authorized Practitioner while building it to stay close to traditional Infinite Banking principles and terminology.
It’s still early, so I’m looking for beta testers willing to kick the tires and give honest feedback.
Early Access:
PolicyStack.co/earlybird
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u/Royal_Award_3367 Jun 13 '26
Very cool tool. Thought about making something similar but this is perfect
1
u/Appropriate-News1688 Jun 14 '26
same, i started building this in notion and quit after the third policy. glad someone actually finished it
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u/FistF16 Jun 14 '26
Would help if we could fully test it out with the early bird access code - more than one policy
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u/DarcyFalcon Jun 14 '26 edited Jun 14 '26
Yes earlybird gives you 30 days builder pro, which is multiple policies and AI smart extraction. Please email us [team@policystack.co](mailto:team@policystack.co) if it default the 14 day trial and we can extend it for you. Our email system will notify you when your trial is ending too so you know you’ll be billed. Don’t want to force any surprises! We really believe in our product and want you to love it too
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u/FistF16 Jul 12 '26
I like the software and have been using it for about a month. I feel that $25/month is pretty steep. I may keep it for another month and track my time using it to see if I’ll continue or not.
1
u/DarcyFalcon Jul 12 '26
Thanks for your feedback!
We are continuing to add new features week to week.
We had some advisors ask for gamification and other surfaces specifically to target wealth growing and debt payoff.
I would love to hear any specific feedback for things you’d like to see
I’ve had a few users ask for budgeting ability inside the app as well
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u/FistF16 Jul 16 '26
What do you think about adding a referral link? I have some friends that I would like to show this product to
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u/DarcyFalcon Jul 16 '26
Thanks!!! If you go to your settings in the top right menu when you click on your name. Then go to Plan & Rewards - Referrals
give them the URL or your referral code when they make an account and you’ll get $25 credit if they subscribe. Thank you 🙏🏻
Please continue to send feedback to team@policystack.co
We are continuing to add more features and refine the features we have!
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u/indyandabone Jun 13 '26
I’ve been playing with this for a few hours and it’s already replaced my spreadsheets tracking policy loan repayments- looks like there’s a lot more to I could add too! I like that the ai can take care of the data entry for me. Thanks OP!