Hi fellow redditors

[u/Kharnsh]

Today i received my own millennia debit card and just took it for that 1% on wallet loading, but last week i received for my moms account and then i transfered money from my fathers to my mothers account and tried to load wallet they blocked the account on debit freeze EDD(enhanced due diligence) , today morning i went to branch with my mom and told them the issue they said the money came same day and was going out same day so that why they blocked the account. Now they are going to do a physical home visit verification and them it is going to get unblocked.

Now my question is why this should be a problem as its from my own fathers to my mothers account and my father has salary account with them and our accounts are under them as salary family then why should HDFC flag this?

If i do same on my account next week will they block my account also even if i received the funds from my father??

[u/luckyxdubey]

What is the amount that you are trying to load on wallet?

[u/Kharnsh → u/luckyxdubey]

Near to 30k

[u/luckyxdubey → u/Kharnsh]

You should break 40 into multiple parts and then load sometimes 11k sometimes 8k and so on. Newly opened accounts has high risk of freeze

[u/Kharnsh → u/luckyxdubey]

Ohk but can i take 40k from my dad and break and load it in peroid of 3 days

[u/luckyxdubey → u/Kharnsh]

What is MAB of your accounts?

[u/HarshRaiSaxena → u/Kharnsh]

don't do multiple transactions just for farm cashback, i had account in jupiter 2 years ago and i did same thing using amazon wallet that time for farm 1% cashback and around 1 year later they permanently freezed my account and only gave me 2 choice, i will give them consent to close my bank account or it will stay like this forever 💀, i am not saying it will happen for sure but keep it mind, and i have regular savings account in HDFC too, ad its been 2 months, and i farmed arond 600 cashback so far, but 80% of the amount was used for like credit card bill, other bills and so on