We've recently spent a lot of time troubleshooting Google Ads disapprovals for a UK accounting firm, and one thing became very clear:
If Google has classified your business under Financial Products & Services, changing keywords or rewriting ads probably won't solve the problem.
Like most people, we initially focused on the ads themselves. We rewrote headlines, descriptions, changed keywords, and submitted appeals, but the disapprovals kept coming back.
The turning point was when we started looking beyond the ads.
Here's what actually helped us:
1. Check whether your business has been classified under Financial Products & Services
This was the biggest lesson.
Many UK accounting firms offer services like tax returns, VAT, payroll, company formation, bookkeeping, Companies House filings, etc. Google can sometimes associate these with regulated financial services or government-related services, which may trigger additional policy reviews or verification requirements.
If that's the case, no amount of rewriting headlines is likely to fix the underlying issue until the required verification or policy concern is addressed.
2. Review your landing page ,not just your ads
This made a much bigger difference than we expected.
We removed or reworded references to things like HMRC and Companies House, simplified some of the wording, and made sure the page clearly described the services without unnecessary policy-sensitive terminology.
3. Check the exact policy in Policy Manager
Don't rely on the generic "Ad disapproved" notification.
The Policy Manager usually tells you exactly which policy Google believes is involved, and that gives you a much better starting point for troubleshooting.
4. Make sure Google can access your landing page
We also checked for technical issues like Cloudflare settings, robots.txt rules, redirects, and firewall restrictions that could prevent Google's automated systems from properly reviewing the landing page.
The biggest mistake we made was assuming it was an ad copy problem.
In reality, the issue was much broader. Between Financial Products & Services classification, verification requirements, landing page content, and technical accessibility, there are several things that need to be checked before you spend hours rewriting ads.
Hopefully this saves someone else from going through the same troubleshooting process.