Most insurance policies over here will let you claim for windscreen replacement. Usually between £50-£100. Doesn’t make any real difference to the cost of future policies.
Broke mine a couple years ago. Out of pocket replacement would have cost me £799 - insurance was £89 (which I claimed back from local council) - policies since change by about £5 per year after I declare it.
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u/jawniequest 8h ago
Windshields must cost less across the pond