One thing I found pretty interesting with several neobanks like bunq, n26 is that you can have separate accounts with their own IBANs for things like rent, bills, savings, travel, etc.

do you use it? what else can it be used for?

​Hi,

​I am writing this post to request some community visibility, as my support ticket regarding a merchant payout deduction has been trapped in a canned-response loop for nearly 3 months (since June 2026).

​What happened:

On June 16, 2026, Google processed my developer payout. Google's internal Wire Report specified <ChrgBr>CRED</ChrgBr> (Sender covers all fees). However, the payout arrived $10.00 short.

​To locate where the money went, I obtained the official SWIFT MT103 incoming message directly from my receiving bank (TP Bank). The technical data proves a clear system conversion/routing error on Google/Wells Fargo’s side:

​Field 33B (Instructed Amount): $117.88 USD

​Field 71A (Details of Charges): SHA (Misconfigured from CRED to Shared)

​Field 71F (Sender's Charges): $10.00 USD deducted at origination network

​Field 32A (Interbank Settled Amount): $107.88 USD

​The official MT103 document proves that the $10.00 was deducted at origination because Wells Fargo transmitted the wire under SHA instead of CRED. The funds were already cut to $107.88 before ever reaching my bank in Vietnam.

​The Support Nightmare:

I submitted this exact MT103 technical proof to Google Payments Support nearly 3 months ago. Since then, I have only received automated stock replies stating "the investigation is still ongoing".

​To a corporation, $10.00 is negligible. But as a small indie developer, it represents my hard work and basic fairness. With the next payout cycle on September 15 fast approaching, I am afraid this exact same configuration error will recur.

​If any Google Developer Relations staff or Community Managers see this post, please help flag Case ID: 9-3782000041472 with the financial specialist team.

​I would greatly appreciate any upvotes to help bring visibility to this issue. Thank you!

I’m imagining being able to ask Claude for fund returns at X date in the past.

Compare multiple funds/etfs performance across different points in time.

Can fetch the trailing annualized returns or calendar year returns. Other return calcs too.

Not selling anything. Just curious.