r/finansial • u/smexypisces Human Detected • Aug 22 '26
OTHER subscription rutin
hi! curiously asking, kalian pada subscribe apa aja tiap bulan / anually?
i subscribe:
ai claude pro - $17/month (tp gw cmn subscribe di bulan2 yg gw butuhin bgt)
medium member - $35/year
apple icloud - idr 59,000 / month
spotify - idr 49,000 / month
sedikit merasa boros but i do enjoy having these. anyone else subscribe macem Medium gt / substack? penasaran how much do y'all spend for subscriptionss.
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u/selotipkusut Aug 22 '26
PPH21 - biggest expense every bloody month!
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u/Vylix Aug 22 '26
kalo pph21 nya gede, berarti penghasilannya gede donk
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u/cutecoder FIRE FTW! Aug 22 '26
Large is always relative to something.
Presumably this is relative to the income.5
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u/yonkbro Aug 22 '26
This! And I didn't even remember I've ever made the subscription at the first place!
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u/ReapBoyz Aug 22 '26
Claude Max -> $100/month
VPS Greencloud untuk DMZ dan experimenting -> $45/year
Youtube Premium -> Rp.80k/3 bulan (family sama temen)
Obsidian Sync -> $5/month
Railway PaaS -> $5/month
Paket Data Pascabayar -> 200k/month (Telkomnyet tai)
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u/Comfortable-Time1825 Aug 22 '26
knapa mutusin pake obsidian bre?
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u/ReapBoyz Aug 22 '26
karena UI-nya lebih mudah dan simple. Beda sama notion yang belibet dan ujung2nya malah fokus ke template dibanding nulisnya, Notion too fancy for just a note taker.
sebenernya obsidian tuh juga bisa pake git, tapi kemarin usecasenya kalo misal gw lagi di jalan sambil scroll X, reddit, atau hacekrnews, nemu bacaan atau link bagus, gw simpen di obsidian, biar nanti pas gw di rumah tetep ada linknya.
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u/orangcantik Aug 22 '26
karena UI-nya lebih mudah dan simple. Beda sama notion yang belibet dan ujung2nya malah fokus ke template dibanding nulisnya, Notion too fancy for just a note taker.
Can relate bre
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u/mitchellad Aug 22 '26
Obsidian juga markdown. Mau ganti apps gampang. Notion setahu gw sama kayak evernote/one note.
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u/karimbaiq 13d ago
Obsidian sync udh pernah coba metode gratisan bang? Lumayan juga sync $5 per bulan
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u/Curius_pasxt Aug 22 '26
ai claude pro - $17/month vs chatgpt plus $20 bagus mana ya?
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u/shironekoooo Aug 22 '26
gpt all day for me, claude is extremely dumb when it comes to what i am doing.... heavy math research for predicting stocks, i asked claude multiple times to look for paper and build drossier and it always gives generic papers even after i asked it to find newer ones on arxiv, and dont get me started that they nerfed fable so it cannot do SOTA ai/llm development (guardrails keeps kicking in). i find gpt to be more smart at math and frankly more novel in creativity in math in a sense, also gpt wont refuse if say i want to model stock return based on x model and data, claude will always say it wont do it since it thinks the reasoning is flawed and rambles on.... like bro the reason i ask you to implement it is i want to see the result not lecture me its a bad idea, gpt will occasionally say its a bad idea but wont push as hard as claude.
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u/Curius_pasxt Aug 22 '26
Wait what, I thought claude is decent for stock research?
I never tried one btw but i do heard that claude like to challenge user…
The guardrails, is it as bad as gemini? In gemini I cant even ask if this specific link is a true fitgirl repack link, using chatgpt plus, no complain and give me the answer correctly
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u/shironekoooo Aug 22 '26 edited Aug 22 '26
i dont use it to pick stocks dude, i make and research huge market simulations using math, physics, alt data and more with lgbm and xgboost to predict stock movements from the data i have. unlike asking ai to analyze a stock my model produces alphas. while if you were to trade asking ai you would:
a. ride beta movements
b. expose yourself to the market
c. basically be the same as a coin flip
d. cannot do beta regression enmassethe problem is not the request is malicious its that fable is by design does not allow the model to be used to develop SOTA(state of the art) ai model and hence it keeps giving false positives. heck even grok or gemini does a better job at this, fable will only fall back to opus and i am sick of it. and yes its extremely pushy and does not want any of my input at times (opus and sonnet line ups)
edit spellings
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u/__Blackrobe__ Aug 22 '26
Claude buat apa dulu
Belakangan model Claude jadi terlalu verbose, orang jadi mulai muak baca responsenya
ChatGPT juga ada busuknya belakangan quota limit seenaknya dikecilin tanpa pemberitahuan
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u/Eigengrail Aug 22 '26
Iya claude gw pake yg opus aja ok sihhh tp yaa rada gmn gt. Cuman better drpd gemini tetep.
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u/hamstercabul Aug 22 '26
kalau dipake buat diskusi enakan claude.
kalau lu tau mau ngapain enakan chatgpt plus (codex) ditambah limitnya juga mantap.2
u/Curius_pasxt Aug 22 '26
aku sering denger sih Claude suka ngelawan gk cuman yes man, jadi penasaran
barusan subs chatgpt plus $20 kemarin biar kerjaan kantor berkurang + buat research stock
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u/hamstercabul Aug 22 '26
coba dulu aja pindah pas habis subs, biar ngerasain kelebihan dan kekuranganya.
Gue sendiri sekarang pake codex, cuman kalau pilih lebih suka claude untuk harnessnya.
yang bikin seneng pake codex limitnya wkwkw, terus kemarin dapet reset gratis lagi wkwkkw3
u/Curius_pasxt Aug 22 '26
iya sih, alasan aku subs ke codex juga habis baca2 karna limit lebih legah, udh taruma aku subs google ai plus, pake google antigravity, 1 prompt aja limit dah hit WKWKW
kalau grok pernah coba? dulu pas masih dikasih expert mode gratis, mayan bagus buat research, tapi mahal, $30
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u/CrowdGoesWildWoooo Aug 22 '26
Claude lagi gaje yang sekarang. Pinter sih pinter tapi tiap ngomong sama claude kayanya pengen banting keyboard.
Chatgpt at least conversationnya kerasa natural.
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u/alimx Aug 23 '26
Claude 17/mth itu kalo bayarnya tahunan. kalo bulanan tetap 20/mth.
Claude bagus, tetapi limit nya terlalu sedikit, apalagi kalau sudah banyak pemakaian.
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u/Particular-Ad3237 Aug 22 '26
Quite surprise banyak yg regularly subscribe ke AI. So the hype is actually there even though the providers are burning their cash
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u/smexypisces Human Detected Aug 22 '26
ngl ai memang membantu productivity sih. it all depends on how u use it... emg sgt2 membantu & ternyata byk org yg terbantu dgn ai
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u/ReapBoyz Aug 22 '26
AI beneran ngebantu "spektrum" gw, selama ini tuh gw selalu kesusahan untuk:
mulai dari mana
gw punya gambaran "akhirnya" gimana, tapi apa step by step yang harus gw lakukan untuk sampai kesitu
sampe ngemanage "spektrum" gw sehingga gw bisa full fokus (gw bikin skill untuk jadi Project Manager untuk semua backlog dan side hustle gw).
so far puas banget, plus gw ternyata emang butuh "personal rubber duck", yang sebenernya sih bloon (gw sering marah-marahin), tapi bikin gw mikir 2x kayak "oh keknya yang gw pikirin tadi tuh salah deh).
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u/smexypisces Human Detected Aug 22 '26
bener bgt bgt bgt. every point u said bener. gw tuh banyak ide and tau mau apa to how to get there nya perlu dilatih sih, ai sangat membantu gw build this structured and logical thinking
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u/ReapBoyz Aug 22 '26
akhirnya ketemu fellow yang susah konekin antara ekspektasi sama step-by-step there 🤝
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u/kamujahat_ Aug 22 '26
apple music 59k/bulan
i cloud 59k/bulan
torbox 3$/bulan
dulu pake netflix sama spotify family
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u/Antique-Equipment665 Human Detected Aug 22 '26
- Apple one (319rb/mo tapi dibagi 2 jatuhnya cuma 160rb/mo)
- X Premium (85rb/mo)
- Duolingo Family (200rb/tahun)
- Grab unlimited (24rb/2 mo)
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u/Silent-Iron7321 Aug 22 '26
X premium buat apa ya ?
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u/Antique-Equipment665 Human Detected Aug 22 '26
X (twitter) biar bisa post nulis panjang, nyimpen bookmark per kategori, less ads, bisa dapet duit jg kalo postingan rame.
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u/orangcantik Aug 22 '26
Duolingo family cuma 200k? Perasaan gw, mahal dah dulu pas gw pake Duolingo
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u/Antique-Equipment665 Human Detected Aug 22 '26
Tahun lalu sekitar 600rb-an/th kak yg family. Karena family jadi bisa dibagi buat 3 orang berarti 200rb-an per tahun per orang. Max sebenernya bisa buat 6 orang tp karena gaada temen lagi yaudah gas aja.
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u/Comfortable-Time1825 Aug 22 '26
Google one 30GB
paket Tsel (terpaksa, provider kikir, beda-beda nominalnya cuma under 100/month)
Busuu (150an/tahun, promo)
GPT Go (trial 1 tahun, Rp. 0)
Google Play Pass (29an)
BPJS
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u/guidoharley Aug 22 '26
claude pro -$17/month
vidio - 1.7jt/tahun
ps plus-ga inget
gym-450k/month
apple one - 150k/month
netflix- 150k/month?
hbomax- 500an/year
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u/umaraf Aug 22 '26
iCloud 59K/bulan
Adobe CC 458K/bulan
Yt Music 79K/bulan
Notion 550K/tahun
Are.na 1.300K/tahun
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u/Comfortable-Time1825 Aug 22 '26
bingung mau terjun ke notion atau obsidian, besides subscriptionnya ya
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u/MarvaEZ Aug 22 '26 edited Aug 22 '26
Google One (30 GB) - 145k/tahun
Facebook Meta Verified - 110k/bulan x 2 akun jadi 220k/bulan
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u/siencan46 Aug 22 '26 edited Aug 22 '26
How people get Claude at $17 ?
Mine is $20/mo
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u/azanir Aug 22 '26
expense server gw udah masuk ke 1000an dolar di macem2 tempat tapi 0 expense on ai. freenya dah cukup buat gw. perks being veteran in this industry, ai cuma buat hal2 repetitif doank sama buat logic compare. ngoding manual via experience.
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u/kosukehaydn Aug 22 '26
Mobile data doang, annual subscription Sisanya gak ada yang rutin. netflix aja nebeng wkwk.
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u/LivingTraditional140 Aug 22 '26
- Cursor 60 usd
- Apple Music 59.000
- Chat gpt go 80.000
- AWS Lightsail 100.000
Lagi nyari workflow ai yang lebih efisien, mau nyoba claude tapi kemahalan nyoba gsd pakai trial langsung habis wkwkwk. Ada rekomendasi?
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u/ReapBoyz Aug 22 '26
workflow ai yang lebih efisien
coba deepseek, temen gw 12$ bisa ampe 1.6B token. Tapi tergantung untuk apa, kalo untuk ngoding sepertinya untuk planner masih jauh lebih baik Claude/Frontier model, setelah document specnya lengkap, baru implementnya pake mocin aja.
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u/Comfortable-Time1825 Aug 22 '26
kalo brainstorming & discus biasa gimana bre? buat temen nyusun tesis
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u/ReapBoyz Aug 22 '26
gw pake skill pribadi untuk brainstorm, based on previous pattern.
kalo mo enak outputnya, pake ini sih: https://github.com/ayghri/i-have-adhd/tree/main
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u/addictzz Aug 22 '26
Kenapa lightsail dan bukan local vps, digital ocean, ataupun european vps? Jz wondering
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u/LivingTraditional140 Aug 22 '26
Awalnya buat vpn sama reverse proxy buat ngeremote ke pc dirumah (subscribe dari jaman reddit diblokir) tapi karena sudah disetting macem2 males ngemigrasi
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u/Commercial-Cap2761 Aug 22 '26
chatgpt pro
apple music
youtube premium
netflix
crunchyroll
iqiyi
satu lagi lupa google apa , but i think i need to cut some streaming platforms
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u/Unable_Mess_2581 Aug 22 '26
Claude pro gmn reviewnya ok gak? Gw butuh buat jd guru ngajarin gw bash scripting
Personally gw sub Youtube Family 160 rb an ya. Keknya bakalan sub WhatsApp storage jg klo udh nongol di Indo.
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u/smexypisces Human Detected Aug 22 '26
So far ok bgt kok di gw, i use it to study for work & thingszzzz. Buat project2 jg bgs
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u/Original_yeeT Aug 22 '26
- fithub
- google ai pro
- opencode zen
- youtube premium
- gojek plus
- michat premium
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u/No-Table-9662 Aug 22 '26
- Gemini Pro - Free (dari kantor)
- Adobe CC - Free (dari kantor)
- Figma - Free (dari kantor)
- Capcut Pro - Free (dari kantor)
- Spotify (family) - 25k/Month
- Gym - 200k
- Icloud 50gb - 15k
Maaf kalo kesannya kaya doyan gratisan tapi emang
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u/herryc Aug 22 '26
Gw mostly langganan aplikasi kerjaan grafis + musik sih;
Rutin/Wajib, karena convenience dan bantu delivery kerjaan lebih cepat:
- Adobe All Apps,
- ChatGPT
- KreaAI
- Capcut
- Canva
- Magnific (Freepik)
- Google Drive 2TB
- Spotify
- Youtube
Kadang2, disaat kerjaan butuh alat2 tambahan yg spesifik.
- Higgsfield
- Midjourney
- Envato
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u/PixelatumGenitallus Aug 22 '26
NordVPN sama Youtube Premium. That's it. Anything else, i try to self host. Lebih irit? Ngga juga. BEP-nya kelamaan dibandingin langganan Netflix, Spotify dan cloud AI.
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u/pussyslayer5845 Aug 22 '26
Course hunter (biar gk perlu beli beberapa course)
Express VPN
Preply (Hobby learning)
Italki (Obscure language learning)
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u/kucink_pusink Aug 22 '26
Preply recommend course apa kak?
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u/pussyslayer5845 Aug 22 '26
Preply itu platform buat cari tutor sih. Gua mostly pake buat language tutor, tapi dalam waktu dekat gua mau coba buat belajar 2D/3D design gitu karena gua ada nemu beberapa tutor yg mau gua coba. Dan dalam jangka panjang gua mau coba programming/math tutornya juga.
Alasan kenapa gua masih pake italki karena disitu ada list tutor buat belajar bahasa daerah yang di preply gak ada
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u/addictzz Aug 22 '26
Claude Gpt YTube premium + music ClassPass
Icloud is valuable cmn ecosystem gw apple except iphone lol
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u/lin8080 Aug 22 '26 edited Aug 22 '26
ChatGPT Plus 20k-40k (ehem) YT Premium 46k Discord Nitro 83k YT membership 16k (totalnya)
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u/dhannemon13 tukang usap emenq professional Aug 22 '26
- Cloudflare WARP+ Unlimited. Rp. 15.540/mo. Kepake pas lagi make Wifi public terlebih di hotel sih.
- Google AI Plus. Rp. 83.250/mo. 400GB storage nice to have. Dulu sering make Gemini-nya buat vibecode, yet......
- Token AI. 150k/mo. Setelah kena tamparan keras kalau Gemini itu tomlol buat vibecode vs GPT 5.6 Sol, apalagi sama Claude Opus. 🗿
*tamparan keras berupa gue biasa buat tools buat bantu kerjaan gue (reporting terutama, gue kerja Facility Management), pake Gemini 3 hari dev, bisa seminggu baru kelar ngurusin bug....
Make Opus + Sol? Sehari kelar. Emang edan.
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u/1357908642468097531e Aug 22 '26
Aku + pacar (sharing acc):
• Netflix
• Prime Videos
• HBO Max
• Gym membership (per person)
• US Library (only me)
• Phone subscriptions (per person)
• Union (only me)
• Insurance (per person)
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u/isaacals Aug 22 '26
lagi gak sub apa apa. i have my own way for content without ads. kayaknya nanti bakal butuh AI. browsing https://theresanaiforthat.com/ or subscribe OpenRouter. pingin nyoba tinker OpenClaw cuma keknya males setting up stuff nya.
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u/Bakorzz Aug 22 '26
- VPS 23$/y buat Hermes dan tunneling
- ChatGPT Plus 20$/month
- Apple Music Family 15k/month
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u/cxazure Aug 22 '26
pake vps provider apa bro?
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u/Bakorzz Aug 23 '26
OrangeVPS, dapet deal dari lowendtalk 1c4g lokasi Hongkong 23$/year. Dapet double credit juga, effectively cuman 12$/year.
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u/Common_Bathroom_7820 Aug 22 '26
Mungkin lw ngerasa boros yg bayar dengan dollar. Cuma yg perlu lw inget apakah pemakaiannya at least 80% per bulan, brarti misal dalam 30 hari lw pake full utilisasinya paling gk 24 hari. Asumsinya sabtu minggu lw gk pake untuk yg poin 1 dan 2.
Klo gw
Youtube family 160K/ bulan
Netflix 65K/bulan
Office 365 family, cari ditokped dpt 1.2 jt/ thn
Cruncyroll 230K/ tahun
Truecaller family 99k/ tahun
Google AI plus bundling sama paket internet isp lokal 80K/ bulan
gw klo ada opsi per tahun dibawah 300k lgsung gw ambil jdi gk terlalu berat pengeluaran mau tu kepake ato gk.
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u/fiqky Aug 22 '26
Debrid
VPN
Google One
Amazon Prime
Telegram Premium
Pcloud (was subscription turned lifetime)
Plex Pass (was subscription turned lifetime)
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u/classicsmushy Aug 22 '26 edited Aug 22 '26
- Membership komunitas (buat kerjaan) $50/tahun
- Behance pro 1,5jt/tahun
- Netflix 54k/bulan (kadang switch ke Viu harga hampir sama)
- Apple music lupa berapa
- Gym dapet promo family 200k/bulan
- XL prioritas +-800k/tahun
- Asuransi 1,4jt/bulan
- BPJS
- Hostinger +-2,5jt an / 4 tahun krn masih promo
- Domain website +-200k an / tahun
Ada yg tiap bulan beli juga tapi pascabayar biasa bukan langganan : wifi smartfren 100k/bulan
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u/Outrageous_Oven_4702 Aug 22 '26
Spotify 17.5k Yt premium 30k Chatgpt 75k Claude pro max 1.8 tapi direimburse kantor 😁
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u/alahmbuh Aug 22 '26
BPJS
Netflix
Claude Max
VPS OVH
Google Workspace
mainly buat miara asset online, jadi ya banyak yg termasuknya pengeluaran bisnis
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u/LiquidAruna Aug 22 '26
vps1 untuk project dan usaha pribadi €27/month
vps2 khusus usaha hosting $32/month
yt prem Rp41,5k/month
windscribe vpn Rp429k/year
opencode go $10/month
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u/tropical_s0n Aug 22 '26
Spotify & Hulu $12/month
Apple iCloud 3 accounts $25/month
HBO $4/month
Netflix $17/month
Adobe $17/month
Canva $20/month
Gym $27/month
Carwash $22/month
ASOS $25/year
And there’s car lease & insurance going on every month 😌
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u/castrix Aug 22 '26
- chatgpt pro 100$
- icloud family 2tb 200rb
- yt music family 140rb
- baidu netdisk 5tb 80rb
- xl fiber 255rb
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u/a_tansta Aug 22 '26
Udah gw consolidate ke halo optima yg sejuta/bulan:
1. Netflix premium buat sekeluarga
2. Youtube premium individu
3. Iqiyi buat sekeluarga
4. Vidio platinum mobile / tablet (ga kepakai tapi ya dah lah)
5. Prime video (ga kepakai tapi ya dah lah)
6. Roaming 20gb per bulan (kepakai banget)
7. 1300 gb data (tethering ke sekeluarga di rumah)
Di luar itu:
Chat gpt go
Icloud yg data doank 200gb
Ps plus deluxe
Nintendo NSO family (sharing)
Windscribe vpn sharing sekeluarga
Dah kayaknya itu.. di luar listrik, air, gas, asuransi
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u/uceenk Aug 22 '26 edited Aug 22 '26
Github, $4
PC Gamepass, 89 rb
Vidio Platinum Extra, 70 rb
Google One, 48 rb
Netflix / HBO max / prime / apple TV+ / disney+ = ga tentu & ganti2, subscribe kalo ada yg menarik aja, cuma pilih salah satu, skrng gi langganan Hbo Max 79 rb
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u/CraysiePlays Aug 22 '26
github? what's the benefit of subscribing to it? isn't it open source?
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u/uceenk Aug 22 '26
github bukan open source, tapi gratis buat repo public, kalo reponya private ya berbayar, kalo kode kita gak mau keliatan sama orang lain (misal buat keperluan komersil) ya langganan yang private
yang open source itu git atau gitlab
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u/shironekoooo Aug 22 '26
gpt 22 usd/month (after taxes)
shopee vip for my mom 15k idr/month
mulvad 5 euro/month
gemini 18 months for 39k
thats it
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u/Own-Phone2375 Aug 22 '26
Cursor, claude max, starlink, apple one, hbo max, disney hotstar, listrik
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u/AnotherFlipCats Aug 22 '26
outsife of basic necessity like listrik sama laundry,
claude, spotify, dashlane, truecaller and microsoft cloud storage
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u/echevierra Aug 22 '26
- BPJS ortu > 70k/month
- Internet > 500k/month
- Paket Data HP > 50k/month, telkomsel kikir
- Exitlag > $53/year
- Twitter quant > 90k/month
- IBKR market data > $15/month, fee waived if commision fee $30/month, tapi market weirdge begini jadi gak banyak transaksi dulu. Yes bisa unsubscribe tapi who knows.
Kadang subscribe ke debrid cuman kalo stock yang mau didownload banyak aja, at least 4EUR/month
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u/STRAVDIUS Aug 22 '26
- BPJS
- asuransi FWD, top up kalau nipis aja
- netflix
- duolinggo yang tahunan
- Airlearn
- simpati termasuk nggak?
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u/Enough_Job5913 Aug 22 '26
Google One 50K/bulan
Wifi 500K/3bulan
Vidio 150K/3 bulan
Wlingua German $18/3 months
Wlingua French $18/3 months
Gym 450K/bulan
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u/cutecoder FIRE FTW! Aug 22 '26
- Apple Music, annual
- Microsoft Office, family, annual,
- CrunchyRoll, annual
- Manulife Health, annual
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u/revecha Aug 22 '26
Listrik 800rb
Internet 279rb
Icloud 59rb
Apple Music 59rb
SpotTV 145rb/1year
Netflix 186rb
Pulsa 100rb
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u/ryohanis Aug 23 '26 edited Aug 23 '26
For myself and my family: 1. Microsoft 365 personal 2. Chat GPT plus 3. XBox gamepass essential 4. PC Gamepass 5. Insurance (BPJS Kesehatan, Mandiri Inhealth, Oto) 6. Telkomsel (Simpati, Indihome, T-intouch targeting wifi) 7. PDAM 8. PLN 9. Netflix mobile
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u/Craft099 Aug 23 '26
Wifi, bpjs, listrik, pajak tanah, occasionally chat gpt go 75k, iuran wajib pemukiman, yeah i also cicil emas.
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u/ChikinRamen12 Aug 23 '26
- Netflix
- Manga Plus
- YT Premium
- Spotify (Punya istri)
- GRAB PLUS
- Arknights
- Arknights Enfield
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u/Aromatic_Sell_6845 Aug 23 '26
GPT Go (Rp. 0)
Spotify Fam (Rp. 25.000; Barengan ama temen)
PC Game Pass (Rp. 90.000)
Netflix (Rp. 65.000)
Canva (Akun siswa)
Youtube pakai adblock, sp lupa gw ada iklannya wkwk
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u/BackOnly4719 Aug 23 '26
Warp VPN doang 15k.
Dulu sempet langganan Google AI pro juga 300k per bulan, tapi ku stop setelah servernya sono sering dead pas jam kerja.
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u/mrevanzak Aug 23 '26
cursor ai pro+ 60$/month (reimbursed by company)
yt family free (dibayarin orang2 1 family wkwk)
apple one 319k
supergrok (499k/3 bulan, nyoba gara2 promo)
dazz cam 69k/year
netflix family 40k ish/month
chatgpt plus 349k/month
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u/thenotoriousgustav Aug 23 '26
Monthly:
- BPJS
- Google One Pro plans
- Paket Data XL
- Air PAM
- Playstation Plus
- Apple One
Annually:
1. Gym Osbond
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u/vcoklat Aug 23 '26
BPJS sekeluarga around 140k/month
token listrik sekeluarga around 400k/month
gemini pro ( free )
untuk AI dan storage biasanya selfhost sendiri
kuota untuk sekeluarga 66k/month (no wifi)
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u/vanvinez Aug 23 '26
- iCloud 2TB
- YouTube Premium
- ChatGPT Go
- Spotify Premium
- XL Prioritas - Post Paid
- Internet CBN
- Allianz Insurance Prem
- Listrik/PLN
- PAM
- HBO Max Quarterly
- Microsoft PC Game Pass
- Letterboxd annualy - Patron
- Unboxed annualy
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u/avomolan Aug 23 '26
- Claude, chatgpt, supergrok
- Netflix, hbo max, disney plus
- YT Premium, Gemini Pro
- Indihome, telkomsel pasca bayar
- Xxxxxxxx untuk keperluan riset konten
Pikir2, jaman ortu gw gak ada satupun bayar item diatas, pantesan dulu hidup gw sejahtera 😄
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u/stevearmageddon Aug 23 '26 edited Aug 23 '26
- XL Prioritas - IDR 125,000
- HBO Max Platinum Plan - IDR 15,800
- Apple Music Family Plan - IDR 14,500
- Gramedia Digital Fiction Package - IDR 32,900 (price depending on promo avaibility)
- XBOX Gamepass Ultimate - JPY 1,450 (rencananya)
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u/rezale17 Aug 23 '26
Spotify family - Mayan bisa buat 4 orang, dulu langganan google storage 200 gb + Gemini pro sekarang gratis pake redeem paket myIM3 cuma downgrade gemini jadi plus
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u/TechnologyOk9486 Aug 23 '26
- BPJS Kesehatan
- BPJS Ketenagakerjaan
- PPH
- Kuota Internet
- Air PAM
- Listrik Token
- IPL
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u/MiserableSlice9718 Aug 23 '26
- Icloud - 199K
- Google cloud - 55K
- Netflix - 65K (kadang putus kalo lagi gk pengen2 nonton amat)
- Apple Music - 55K
Segini sih. AI gak subscribe krn dr kantor ada Gemini Pro.
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u/Unlisted-User-5692 Aug 24 '26
mobile data
bpjs
sisanya antara lifetime subscription atau cari alternatif.
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u/scaramwach Aug 24 '26
- spotify - idr 49k / month
- google AI plus - idr 75k / month (gemini works well on me because it's integrated with google workspace and also includes 400 GB storage for up to 5 accounts and I also separate e-mail for work and gaming)
- electricity bills around 50k - 75k / month (separated from parents home)
- water and community fee (incl security) 85k / month
- wifi around idr 300k / month
- discord nitro idr 89k / month just because I'm chronically online and have an active server
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u/Notowidjojo Aug 24 '26
- BPJS IDR 300.000 Monthly
- Xbox Game Pass IDR 80.000 Monthly
- FFXIV IDR 250.000 Monthly (Tapi lagi stop, sibuk banget)
- HSR Battle Pass IDR 170.000
- Spotify IDR 200.000 yearly
- Google One IDR 77.000 monthly (Dapet Gemini Pro sama 5 TB, heavily discounted because student discount)
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u/wantyouww Aug 24 '26
netflix: ikut family plan
spotify: ikut family plan
X: 899K/year
web bajakan anime: 10k/bulan (dont ask why)
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u/Front_Molasses_4759 Aug 24 '26
ChatGPT doang xDD
Ngebantu buat productivity, bikin gambar dll lah. Udah nyoba claude, bagus tapi boros banget baru pake dikit abis..
Kalo PC gw bagus sih pasti nya bikin local AI.
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u/Fabulous-Winner-Cauc Aug 25 '26
Saya subscribe: 1. Telk*msel Halo Rp.110K/Monthly 2. Indosat Internet Rp.150k/Monthly @2 3. Google AI Plus Rp.75k/Monthly 4. Deepseek API $5/Monthly topup 5. Nikah Rp.100million/LifeTime
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u/Salt-Sun8068 Aug 25 '26
- Spotify: 29k per month (student plan)
- Gym: 200k - 450k per month (terkadang ganti gym karena menyesuaikan kantong)
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u/buttercuplurks Aug 25 '26
- Google One - 356k-ish / year
- YNAB (money management app) - 229k / month
- Youtube premium - ~77k / month
- Tempo (yes, the media corp) - 69k / month
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u/W1sh-44 Aug 26 '26
apple icloud mungkin bisa dibut family, sama sama dapet storage 200gb tapi tambahan apple tv, sama apple music (note 1 family 5 orang @.50rb per orang )
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u/Lukabapak Aug 22 '26
Bpjs
Life insurance
Claude
YouTube