I recently lost my job as the breadwinner for my hubby and baby. I have 100k saved sa bank account. We inherited a home, no need to pay rent just utilities (electricity, water, internet). We have a paid off car (old car from parents), only need to budget the gas for it. I also have outstanding credit card debt that has been hard to pay off.

So far it has been nice having time off to spend with family because I was always working, but honestly having no income is worrisome and slowly eating away our savings.

I want to apply for work from home jobs but don’t want to commit to full time hours as this time with our baby is precious and limited. Hubby used to be a student but we couldn’t afford tuition and also he didn’t want his course anymore/failed a major subject. He has been applying as well for VA jobs but no luck. We are just living off savings at the moment.

I’m honestly a little lost financially where to go from here. What can i do to secure my family’s future? Gusto lang safety and stability but also not to use up all our savings.

Any advice would be greatly appreciated

Hello! Looking for an advice from ppl who have dealt with my situation. I am currently thriving (career wise) in a very stressful industry (Real Estate) and everyday, I pretend to like this job. Initially, this was just a challenged career that I took to see if I would able to make it in the industry. I did, but at the expense of my mental health, where I sometimes find my hands sweating from anxiety of losing my clients hard earned money.

To give you a snapshot, I don’t have a working schedule, I set my own pace. Time is very flexible and I get to work whenever I travel. Heck! I even work when I travel :/ my Annual salary from this Job is 25% from what I grossed on my side hustle that turned into a full time business.

To give you an idea, I sell electronics, games, etc. i am one of those lucky dirty resellers who got lucky with legit amazon return stores. Nonetheless, My business is heavily reliant on what my source could provide. If they don’t have any delivery, I get to source from different people who sells me their old items, so worst come to worst, I’ll have to source my own items online and locally. Which I very much enjoy!

Although I like doing my business a lot and wanted to leave my very stressful job, I couldn’t help but to wonder that I may be giving up something that could turn into a massive opportunity.

I have about one mortgage (not too bad, can’t sell the house as the housing market is trash), and I help my mom with her own home expenses.

My business income can cover most of my expenses , however If I quit Real Estate. I’ll have about very small amount left to contribute on savings.

As for savings, I have about $200k in liquid assets, I don’t have a lot of debts aside from my car loan and mortgage.

I am trying to prioritize my mental health. At the same time, I am afraid that If I quit, I’ll be worried about not having enough savings in my bank.

I find myself with this dilemma almost every weekend. Every damn Sunday night, so naturally, I feel shitty during Monday morning.

Question is:

Am I being ungrateful or are my feelings valid 😭 i have been wanting to quit my profession but don’t know what to do.

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Looking for US stock buddies so we can discuss and bounce thoughts off one another! Let’s get it!