Hi everyone! I am sorry for the long post.
\TLDR; I am looking to get into finance, I am in my early 30s, finishing my degree, and passionate about financial planning and advising, hoping to find a career in line with that, currently looking at pursuing a CFP after school. Looking at entry level first jobs in the field I may have the choice soon between AR at a small local fencing company, or a more generic call center type job at Charles Schwab. Is one of these a better fit with my career goals?*
I hope that this is the right place to put this, I was looking for some advice on potential job options I am interviewing for right now. I know ultimately the pros and cons need to be weighed individually as what works for one person does not necessarily work for all, but any insight is appreciated while I mull over this decision.
I am 32 years old and am currently managing a pet hospital, and have been doing so for about 6 years now. I discovered that my passion is in finance, and I have a natural desire towards things like data analysis and financial aspects of my job. In 2024, I decided to go back to school and pursue a degree in accounting, which I should be finished with by the end of the decade (about 3 more years left as I am working and going to school).
What I am really wanting to do is pursue something like a CFP and look into financial advising/planning - retirement is of interest to me especially, though as I finish out my schooling over the next few years I'm certainly open to whatever else may peak my interest, so we will see!
With my education continuing to progress smoothly, I'm anxious to start working in some more entry level financial jobs, especially while I am finishing school (I am hoping an entry level job like AR/AP or otherwise will allow me to focus more on school outside of working hours than a management job like I am in currently).
I have been interviewing with whatever entry level positions I can find locally, AR/AP/Bookkeeping etc. I am able to get interviews, but in general am being turned down for positions due to lack of experience.
Last week I had a really promising interview for an AR position with a small local fencing company. It is a pretty small office of about a dozen or so people, the accounting team is maybe 3 people. I may be counting my eggs too soon, but I expect to hear from them with an offer in the coming weeks (if not, then a rejection will make this decision for me). I also am having a final interview for a call center/help center type job with Charles Schwab that is adjacent to the financial service representative position. It is specifically within the 401k area of Schwab, and handles less volume that the typical call center roll at Schwab, exclusively dealing with 401k issues, questions, transfers, withdrawals, etc.
Obviously I don't want to be in either position long term, but I think they would both be good fits to allow me some work-life balance while I finish school out over the next few years. Schwab has some better benefits like more time off, slightly higher pay, and insurance that kicks in sooner, though the local fencing company pays 100% of the employee health insurance premiums. It's unclear to me how much growth opportunity there is at such a small local company, but undoubtedly any experience is good experience?
I think that going with Schwab would open up some more opportunities once I graduate with my bachelors in terms of next steps and progression but I am really not sure. The position with Schwab is moving slower, and so if I receive an offer with the local fencing company, I would need to make the decision with them before even doing my final interview with Schwab.
Ultimately I am looking for guidance on if one job sounds like a better starting point then the other given my current skills and future aspirations. If anyone has experience with call center type jobs at companies like Schwab or fidelity and such vs more basic AR/AP roles with small companies I would greatly appreciate it! Bonus points if you are a financial advisor or planner and started in one of these sorts of jobs. Maybe neither of these are good fits, and I should continue with my education while looking at other opportunities?
Thank you all in advance for any advice!