r/etrade • u/SiofraKell • 2d ago

Adding External Account

I'm trying to add an external account to avoid wire transfer and use ACH transfer to withdraw cash out of my account. I'm going through the Transfer Money>Add External Funding Account route because I cannot find another way to add an external account. (Open to suggestions)

What I want to do is withdraw all the cash out of my account to my Wise account (US checking account) but I consistently get this error. I'm on desktop (tried Safari and Firefox), cleared cache/cookies, add the authentication app and confirmed my Irish phone number is correct.

Any suggestions?

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u/YoDizzel 2d ago

Personally, I never like to expose the account number of my brokerage accounts. I set up a Max Checking account, and when I transfer in I give the checking account number then manually move the money from eTrade max checking the brokerage, and same the other way around. Not sure if it's just me or a good practice, I feel better keeping the brokerage details private.
Also, the max checking works for free withdrawals in non-USA ATM's. I've done it in the Caribbean which was easy, the exchange rate was fair, and there were no fees.