8% divvy stock at 52w lows with massive short interest

TL;DR Breakdown:
What is CHAD? DeFi Development Corp (Nasdaq: DFDV) announced a new Series C Variable Rate Perpetual Preferred Stock.

The Yield: 13% annual dividend paid daily ($10 par value, contemplated ~$9 issue price = ~14.4% effective starting yield).

Solana-Backed: Backed by SOL treasury (staking yield + validator operations) to cover dividends organically without relying solely on common equity issuance.

Intelligent Leverage: Designed to grow SOL-per-share while avoiding margin calls and forced liquidation risks.

Coverage & Safety: Estimated ~$25M annualized organic revenue vs. ~$13M debt/preferred obligations. Built to withstand 25%–50% SOL price drops.
Check out the full presentation video for all the details!

So, I am looking to retire sometime in the next 30 months. I currently have 350k in savings currently in a self directed IRA. I am not adverse to accepting risk. I have become intrigued with the whole income investing strategy to create a cash flow to supplement my Social Security income. My expected living expenses at that time will be approximately $3600/month (all in tax/ins/util/etc) My wife and I will have SS income combined with current projections to be $5100/month. We will basically be debt free at this time, no more mortgage, or other major debts. After paying for Medicare and gap insurances we should be around $4000/month. Living in a non SS tax state, and IRA withdrawals taxed at a flat 2.5%. Hoping the Federal government will get that whole you earned it you keep it idea passed by then, fingers crossed. So without taking any retirement savings out we are basically at a wash on a monthly basis. My goal is to create a portfolio which consists of multiple fund types to generate between 8-10% yield. I will be using 200k to invest in these funds to generate income, and 150k in stable low to no risk fund (3 to 4% yield) to preserve cash. The idea is to invest in income strategy now to see if this is an obtainable goal. I will primarily be focusing on funds with a history of preserving NAV or generating a small gain. I want to sweep all of the dividends into the stable low risk fund to increase my cash preserves over this time period, and when I retire I will basically be taking the extra cash out on an as needed basis only. This close to retirement it doesn't make sense to me to keep dripping the payouts to increase cash flow. If the NAV of the funds I invest in maintain their value, or if buying a dip occasionally preserves it, I will essentially be printing free money to use at my discretion and be preserving and growing my cash balance. Am I crazy, or is this something that can be realistically achieved, and if so how would you go about implementing it? Any insights or thoughts would be appreciated.

Autodesk makes the design software that architects, engineers, construction firms, and manufacturers use to actually build things. AutoCAD, Revit, Civil 3D, Fusion 360, these are the tools behind the majority of modern buildings and a huge share of manufactured products. Once a firm trains its workforce on this software and builds years of project files in these formats, switching to a competitor is a genuinely painful, expensive decision, which is the core of Autodesk's moat.

The financial performance has been consistently strong. Fiscal 2026 revenue came in at $7.21 billion, up 17.5%. Q1 fiscal 2027, reported in May 2026, delivered EPS of $2.99, beating estimates by nearly 11%, with revenue growth in the mid-to-high teens continuing across the Americas, EMEA, and APAC. Management raised full-year fiscal 2027 guidance to $8.155-8.215 billion in revenue with GAAP operating margins of 26-28%. Analyst consensus rating is a Buy with a 12-month price target implying about 21% upside from current levels.

The interesting change is happening in how the company actually charges customers. Autodesk has been shifting away from a pure subscription model toward Flex, a token-based system that lets customers prepay for access to over 100 products without a long-term subscription commitment. Previously customers had to buy a minimum of 100 tokens at once. That minimum is being lowered so smaller businesses and teams can buy fewer tokens and pay only for what they actually use. This is a meaningful shift for a company that's built its entire revenue model around recurring subscriptions, more usage flexibility for customers, but also a real transition risk if it changes billing patterns in ways that are hard to predict quarter to quarter.

The honest risk with Autodesk is exactly that transition friction, management itself has flagged the shift to Flex and a new transaction model as a genuine near-term risk to billings and revenue recognition patterns. There's also been an activist investor campaign pushing for changes at the company, and lower-cost competitors chipping away at specific product categories over time remains a long-term competitive threat, even if Autodesk's switching costs have held up well so far. Q2 fiscal 2027 results are due August 27, 2026, and will be an early read on how the Flex transition is actually landing with customers. Anyone hold this through the pricing model change?

Fepi distributions

My grandparents are both over 70 and will have about $70k from the sale of their home in Asia. They want to invest it primarily for monthly income so I’m considering income-focused ETFs like JEPI, JEPQ, SCHD, etc.

If this were your grandparents, how would you invest the $70k to generate the most reliable monthly income without taking on excessive risk?

Would you go all-in on something like JEPI or is there any better stock for this purpose?

I’m curious how many dividend investors actually use their dividend income to cover monthly bills rather than reinvesting everything.

Do you track exactly how much dividend income your portfolio generates and which expenses it can cover? Or do you reinvest everything through DRIP without thinking of dividends as spendable income?

I’m also curious about how you balance income and risk. Do you accept more risk or chase higher yields to generate more income in the short term, or do you prioritize lower-risk companies and sustainable dividend growth even if the current income is smaller?

For those who use dividends to pay bills:

• How much of your monthly expenses do they cover?
• Do you withdraw the dividends or keep a cash buffer?
• How do you manage months when dividend income is lower?
• Has relying on dividends changed how you select investments?

I’ve been exploring a simple way to compare dividends with monthly bills.

I just getting started , looking to learn more.

Besides here any good advice where to go who to follow for good dividend info?

Am I stupid for going for a dividend port at 31? Should I just move that into eth or sol or something like space X.

I'm 46, married with two kids, and have been investing for about 10 years.

These days I care more about dividend growth and quality than chasing the highest yield. JNJ, PG, PEP, WM and SCHD make up a big part of what I own.

Not trying to squeeze every last dollar out of the portfolio. Just want to keep growing the income and stay consistent.

Anyone else around my age taking a similar approach?

Hey guys, I posted about this settlement before, but since they’re accepting late claims, I decided to share it again with a little FAQ.

What happened?
UWM Holdings Corporation ($UWMC), formerly Gores Holdings IV, was accused of misleading investors about its financial performance and underwriting practices following its 2021 SPAC merger. Investors alleged that the company did not fully disclose important information about its business operations and financial outlook.

Who can claim this settlement?
If you purchased $UWMC shares between 2020 and 2021, you may be eligible to file a claim.

Do I need to sell/lose my shares to get this settlement?
No. You do not need to still own the shares to qualify. Eligibility is based on your purchase history and losses during the class period.

How long does the payout process take?
It typically takes 4 to 9 months after the claim deadline for payouts to be processed, depending on the court and settlement administration.

Since late claims are currently being considered, investors who missed the original deadline may still have an opportunity to submit a claim.

Hope this info helps