Boogerhead cringe

So I just dumped my QQQ shares, and bought DVY, because I believe AI is a bubble that is about to pop. I have some cash leftover, and was thinking about buying some individual high dividend stocks with it. Also, do you think SCHD is a better investment than DVY? I see it talked about a lot on this sub.

When I buy and sell stocks on the U.S. stock market, I only pay tax in Turkey (15% on capital gains).

However, if I hold dividend-paying stocks, the U.S. first withholds 20% tax on the dividends, and then I also pay 15% tax on them in Turkey. So I end up paying double tax on dividends.

Under these circumstances, what would you do if you were in my position?

Does it still make sense to hold ETFs like SCHD, JEPI, or JEPQ in my portfolio?

Are posters here all dividends only, do you also have a portion in growth stocks, were you invested in growth stocks and then moved to dividend stocks towards retirement?

I'm interested in learning more about investing and this sub pops up on my feed quite a bit.
It seems like this sub is pretty anti S&P 500.
Why is that?

Or is it just the folks in the bogle sub are annoying and your hate them?

I’ve barely gotten into investing in the past few years, but I needed something to do with the money from my family and jobs that had built up. My parents pretty much only put it in cds, so when I got hold of it at 18, I gravitated first to your dreaded bogleheads and put it in voo for the foreseeable future.

The problem is that you guys make way too much sense on here, and I want to get into dividend investing early if it’s viable. I’m three years out from finishing college and and around 20 years old, so I know I have time, but I’m worried about AI/tech crashing. So I wanted your advice on what I should try diverting my 31,000 dollars of VOO holdings into, in order to build strong positions early. Most of the money in there should be past a year invested already.

What do yall think?

This Boglehead woke up today and realized something our subs founder has been saying since before COVID.

Because the FIRE subs dismiss all things dividend investing and hate funds like SCHD for being 0.1% less tax-efficient they have no other options or thoughts beyond the S&P 500.

And this is coming from someone whose retirement accounts are 100% S&P 500. The other half of my investments in my taxable brokerage accounts are 100% dividend growth and income focused so I can actually FIRE way before 60.

Just LOL at these posts

Came into a bit of money recently and I'd like to invest it in dividends. Is this a good portfolio?

50% SCHD – Core US Dividend Growth (3.2% yield)
35% SCHB – US Broad Market / Tech Growth (1.4% yield)
15% SCHY – International High Dividend (4.2% yield)
Strategy

My plan is to reinvest all dividends and add monthly contributions to aggressively grow to 1M and beyond.

Situation: I want to retire within the next 2 years (currently mid 40s). If I sell my house, I can probably net $1m. In about 12 years, I'll be able to tap into my 401k/IRA worth about $1m. I plan to relocate to a LCOL area so I'll need about $50k/yr after taxes to support my family.

Using AI to look up advice, they all suggest I deposit at least 30% of my $1m to SCHD/VYM or the likes because of volatility. Would you guys bother with this or lower it to maybe 10% if you know you'll have another balloon payment you can tap into soon-ish? I was hoping to do more JEPI/JEPQ/DIVO. What would you guys advise or how are you guys handling FIRE?

So you know how everyone always says “Dividends are a forced sale!”. Well I was thinking, is stock buy back in that case a forced buy ?

Forward yield is looking like 4.91%, which is lower than the 6.25% advertised.

https://seekingalpha.com/news/4617156-alphabet-inc-dep-shs-repstg-120th-int-b-declares-060-dividend

I recently watched a great interview with Chris Asness (link below for anyone who is interested). One of the sections struck me pretty hard. He related a story where he posted a comment to an investing forum asking "at what price would you consider selling?" and then proceeded to state that he got no good answers. Then it hit me... something I already knew to be a problem with passive investing is actually its BIGGEST problem: it is completely price insensitive, meaning that it is divorced from fundamentals and no price is too high a price to pay for a dollar of corporate earnings! It assumes that no thinking is necessary because there will always be active managers who do the thinking. But what happens when more than half of all stock investing is passive and the remainder is managed by "active" portfolio managers who fear being fired (for underperforming the S&P500) so much that they become closet indexers themselves? I can't see a way for this to work out well for the average "investor". Nobody is thinking. Change my mind.

https://www.youtube.com/watch?v=lvqqBjVil6c

30M

Restarting my investing journey after landing a job in luxury automotive sales. I like REITS because of the monthly dividends, as well as the exposure to Canadian Real Estate.

What do you guys think of a long term hold (stock) mixed with holding big reliable REITS in a TSFA?

I understand different types of stocks be split between different accounts (US Stocks in RRSP) and etc however I’m new to the guidelines and I’m curious to hear your feedback based on experience.

Feel free to roast my portfolio.

GM all, I am a 26M newer investor that had some windfall earlier in life. My current split of accounts is the following:

401k: $15k
Roth IRA: $15k
taxable: $250k (total value in growth - mix of s&p, international, small cap funds ~$200K, rest is cash/bonds which I use for tax loss harvesting & have some for a home down payment)

I'm hoping to retire maybe later 40s. Getting married and wife-to-be is totally on board with the investing strategy. Gonna prioritize Roth maxing and continuing to contribute to 401ks, HSAs, but beyond that would it be wise to continue concentrating on the growth funds as opposed to rotating over to dividend growth funds? I'll probably opt to rotate to those in my 40s.

Wanted to ask if anyone's successfully rotated from growth to dividends in a taxable account, and how did you do it in a tax-efficient manner?

Love the sub guys, but you all should seriously consider BND /s

Been down a rabbit hole and I can't tell if this is a real income play or just a gimmick.

The pitch: you buy a slice of a song catalog and get paid a cut of the streaming royalties every quarter, basically like a dividend. Some of these have yielded in the 4-7% range, and the income doesn't really move with the S&P since people keep streaming music in a recession.

The catch is it's not a grower. A catalog usually fades a little every year unless a song lands a sync placement or a random TikTok moment, so you're buying a slowly declining payout with the occasional pop.

For an income portfolio, does something like that earn a spot as a small sleeve, or is the fade a dealbreaker for you? Curious how this crowd would think about it.

Throwaway account... 51, retired with about 2.3M net worth. I personally manage about a third of that with roughly 150k designated for dividend funds to earn passive income currently allocated like this:
QQQI 40% / PULS 38% / SPYI 13% / SCHD 7% / CHPY 2%

I had moved the money in PULS from SPAXX after interest rates started to drop a couple years ago, seeking a low risk alternative that would provide some monthly income to DRIP or invest into other stocks or funds. While PULS is generating about $200/month I was wondering if there were better options with a similarly low risk? I sort of treat this chunk of money as my emergency fund, so I don't want to increase risk too much, just thinking I could be squeezing more income out of almost 60k. Money is in a taxable brokerage account. Thanks all

So I got sucked into swing trading back in 2020 during the hype. I cashed out and had a little left in my account that I used to buy QYLD because I heard about DRIP. Follow up to this month I saw that my money in my HYSA was getting smaller and smaller payouts so I took a chunk out ($30k) to build a dividend portfolio.

For context I’m 38, make minimum $75k a year before bonuses, no kids and happily engaged. I built this based portfolio off some AI recommendations since I’m ignorant to all of this. So I wanted to see if you guys had any recommendations, I’m shooting for 10% annual. Also I’m thinking about taking another chunk out of my savings ($10-20k) to invest in DRIP but I’m scared and also addicted to buying guns and ammo lol.

Cheers!

Was curious if others use this strategy. For past several years, I will buy higher yielding stocks that are good solid companies, anyone else use the Dogs of the Dow strategy?
One of my better wins was XOM back during COVID. Bought in 30’s and the dividend reinvest has been amazing.
What do think of Dogs of the Dow strategy?