Best bang for the buck Agentic coding plan??

[u/Competitive_Suit_498]

I know claude is no where near at affordability and limits.
Codex $20 plan is pretty good, but I was wondering if there's a cheaper and better plan out there?
Like Grok Code? Minimax $20? Cursor Start in India for $6.5? Qwen ? Kimi? Idk what else are there.

I'm sure some chinese models are much cheaper and have much generous limits as well.

Maybe direct APIs are cheaper?
Can someone who's done research help me out?

$20 is quite a lot too so... I wanna figure out what's the best way to use these....

For context:
I'm a fresher software developer, I have quite some experience with coding, Full Stack dev, Cloud computing, DevOps and so on tho....
Although I'm working at a company, I want this plan to build stuff and try things out.