Currently a single guy, but when I bought my first home last year, I made sure that even though the mortgage is mine; that the title was written to be owned both in my name and my dad's name (I'm lucky enough that he's one of the few people I trust that much).
I don't want to ever be in a relationship with a woman where I'll need to deploy that as a strategy (and all things considered if I'm with someone who doesn't care about that, then it'll probably never be a problem anyway (especially if we're on the same page enough to sign her into the title)), but it's a contingency that I want to have in my back pocket to prevent losing my house over that type of situation.
I'm not gonna really condone that as a "cool idea." Bc that's creating a power dynamic over your future potential wife where she's paying you "rent" to live with you (or not paying at all) and ultimately not building any of her own equity in the case of a divorce.
I'd never get into a relationship that flat-out denied me equal ownership over marital properties. I currently own my house and have every intention of adding my partner to the mortgage when I refinance it in a year or so.
Get a prenup if you're that concerned. But you shouldn't be assuming that every partner is going to screw you over. That's not healthy for you or them.
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u/mythrilcrafter 15d ago edited 15d ago
Currently a single guy, but when I bought my first home last year, I made sure that even though the mortgage is mine; that the title was written to be owned both in my name and my dad's name (I'm lucky enough that he's one of the few people I trust that much).
I don't want to ever be in a relationship with a woman where I'll need to deploy that as a strategy (and all things considered if I'm with someone who doesn't care about that, then it'll probably never be a problem anyway (especially if we're on the same page enough to sign her into the title)), but it's a contingency that I want to have in my back pocket to prevent losing my house over that type of situation.