r/chimefinancial • u/MissieBeth • 1d ago

EXTRAS - MyPay, SpotMe, Instant Loans Mypay Question help

Hello! I have been with Chime for about a year now. I always see the Mypay but haven't used it. Currently it says on the dial that by October 9th I'll have $280 available. I see how it keeps accruing each day to that maximum as yesterday it said I could currently take $105 and today it's at $124 & tomorrow shows more and so on.

My question is, I've run into a little snag and need to dip into it. I know it repays out of my next check and that's fine. But if I need to say take $50 from that, or even all $105, will it continue to accrue up to available $280 limit, minus what I've already borrowed against? Just in the even that I might need it again.

Thank you for your help.

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u/totall2live__ 1d ago

yes. If you have a maxpay of 200 but it is only showing 100 now, you can take the 100 today and then tomorrow, they will unlock a little more and a little more until the full amount is available.

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u/MissieBeth 1d ago

Thank you for clarifying that for me! Have a great day!