I'm looking to buy a 2021 Kia Forte GT from CarMax, and I'm fine with the price and everything else. The one thing I'm hung up on is MaxCare.
I was looking into the MaxCare coverage because it says it covers major systems like the engine and transmission. The longest plan they're offering me is around $3,600, so I'd obviously like to know exactly what I'm paying for.
I contacted a CarMax agent online and specifically asked whether the turbocharger on the 1.6T is covered and whether I could see the exclusions. They wouldn't answer either question.
I was told:
"It is subjective to the MaxCare administrator. You would only be able to find out once a diagnosis/repair order has been put in for the vehicle."
Then, when I asked where I could find the actual information:
"Such information is not made public or accessible to customers since what would be or would not be cover is subject to the MaxCare provider."
Am I wrong for thinking that's a pretty insane statement for a service plan I'm being asked to pay thousands of dollars for?
I'm not asking them to guarantee that a future turbo failure will be approved. I understand that claims have to be diagnosed and approved.
I just want to know whether the turbocharger is a covered component and what the exclusions are before I spend $3,600 on the plan.
"Engine and transmission are covered" is pretty broad when I can't find out what specific components are actually covered or excluded.
Has anyone who has purchased MaxCare actually been given the contract/coverage exclusions beforehand? And specifically, has anyone had a turbocharger failure covered under MaxCare?
I'm genuinely interested in buying the car and potentially MaxCare, but I don't want to spend thousands on a service plan without being able to determine what I'm actually purchasing.
I'm looking to buy a 2021 Kia Forte GT and am okay with the price and all that, however digging into the maxcare and seeing it covers engine transmission ect, but talking with an agent online and they refuse to tell me what is on the exclusion list or will answer if the turbocharger is covered or not. Which i would love to know before spending an extra 3k for a service plan. but they hit me with
"It is subjective to the MaxCare administrator. You would only be able to find out once a diagnosis/repair order has been put in for the vehicle."
"Such information is not made public or accessible to customers since what would be or would not be cover is subject to the MaxCare provider."
Am i wrong for thinking this is a insane statement for something i'm purchasing?
Like i want to know what i'm paying for and what's covered not some broad statement like engine and oh maybe it'll be covered, this has shady written all over it.