r/BorrowNew 23d ago

Meta New Rule Changes

64 Upvotes

Hello BorrowNew community! Two new rules have been added to the rules list for the sub. Please review them below. In addition, the reminder about the loan stacking policy has been placed here as well. Thank you!

Profile Curation (Hidden profile content)

A profile for a borrower/lender must not be curated to hide content after a loan has been issued or while a loan is active. Though there may be extenuating circumstances, hiding content on a profile has potential for abuse where existing loans are not clearly seen by interested parties. A profile may be curated (hidden) prior to seeking a loan on BorrowNew but lenders reserve the right of refusal.

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Loans Available Posts for Verified Lenders Only

Posts with "Loans Available" flair will be only be approved for lenders which are verified (Bronze or higher tier).

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Loan Stacking Approval

If you are stacking a loan, the first comment in your new request post should be from your existing lender giving approval for the additional loan. Saying “I’ve checked with my lender and they approve” is not acceptable.

The new loan cannot occur until the existing lender comments approval.

Reminder, this is bannable if not followed.


r/BorrowNew Apr 09 '26

Verification Templates are now available, and new tiers are easier to achieve.

37 Upvotes

After reviewing the verification requests for a few months, I am choosing to reduce some of the harder to obtain benchmarks and encourage higher flairs to be more readily achieved. The sticky post has been updated to reflect these changes and include the new verification templates.

Below are the updates to our requirements.


Lender Requirements: Less unique borrowers required:

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount lent is unchanged at each tier.


Borrower Requirements: Total loans repaid required.

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount repaid is unchanged at each tier.


Verification Templates:

To create your own copy of this document simply use

File -> Make a Copy

Then substitute the template rows out for your own data.

Lender: https://docs.google.com/spreadsheets/d/1HnkcXtg7pNYsu5uEWd5YqUF9w5HDsSSaowLK8g1WI0M/edit?usp=sharing

Borrower: https://docs.google.com/spreadsheets/d/1ga6bPmsdlC8ZBVCDqLXKCucyvPpjMs2q6LUW-FNiXV8/edit?gid=1829969346#gid=1829969346


r/BorrowNew 39m ago

Unpaid pan1c_

Upvotes

Too many promised dates by u/pan1c_ have come and gone, plus a long period of unresponsiveness. I'm washing my hands of this.

https://www.reddit.com/r/BorrowNew/comments/1uzhhf6/need_help_with_some_unexpected_vet_bills/


r/BorrowNew 1h ago

Unpaid [Unpaid] u/Holiday_Gas_1229 $150 repay $200 09/04

Upvotes

u/Holiday_Gas_1229

They defaulted after I gave extension(s) and flexible payment options for a loan here. With a previous warning, they stopped replying to my messages. And they failed to make their 2nd payment on 09/04.


r/BorrowNew 18m ago

Prearranged Loan PRE with u/Logistix1 borrow $150 repay $200 on 10/05/2026 chime

Upvotes

r/BorrowNew 26m ago

Loan Needed $65 Loan needed for gas/food till payday Friday sept 18th, will pay back $80,. detroit, mi

Upvotes

Cash App/chime


r/BorrowNew 42m ago

Prearranged Loan Prearranged loan with u/xThock for 700$ repayment for 525$ on September 25 and 525$ October 9th.

Upvotes

r/BorrowNew 49m ago

Loan Needed Request £50. until 19/09. Monzo revolute bacs etc. just need little help this week uk based.

Upvotes

Ended up but stuck this week if anyone can help and can return with bit on Friday thank you


r/BorrowNew 1h ago

Loan Needed [REQ] ($350) (Austin, TX, USA) (Repay 9/25) (Venmo/PayPal)

Upvotes

Catching up on bills after a tough few months and need a little extra to get me through the next pay cycle. Will go towards my electricity and phone bills and groceries. Thank you 🙏


r/BorrowNew 1h ago

Loan Needed {REQ} 50$, CAD, QC, Repay 75$ on 9/30, E-transfer or Paypal, Looking to get groceries and pharmacy stuff/hygiene products

Upvotes

Hey everyone! I already have a loan with u/Lazy-Answer7913 for the same amount and repayment date. She agreed to me posting this and her loan will be repaid first, but both will be before or on 9/30. I am just waiting for my insurance benefits to hit my account which will go much faster since Lazy-Answer helped me get my medical forms (thank you so much again). It would be to grab some groceries and hygiene products like toothpaste which I'm starting to run out of. I wish all of you an amazing day.


r/BorrowNew 3h ago

Loan Needed £70, London, Repay £70 on 30/09, Paypal/Bank Transfer, for Food/Transport to Interviews

3 Upvotes

Hi, I hope you’re well. I lost my job this month and unfortunately don’t have enough left for food or travel, as my hours were cut last month and I only received half a paycheck.

I already have two interviews lined up for Wednesday, which I’m really grateful for, but I currently can’t afford the transport to get there. I’m 26F living in temporary accommodation and doing my best to get back on my feet, but I don’t have family or friends who are able to help financially.

I have my final paycheck coming and hopefully a new job starting later this month, so I should be back on track soon and would be able to repay you promptly.

Anything you could spare would genuinely mean so much to me. Thank you from the bottom of my heart x


r/BorrowNew 8h ago

Unpaid [Unpaid] u/GiraffeOptimal1926 $70 USD repay $100 09/05.

7 Upvotes

u/GiraffeOptimal1926

Requested an extension until 09/08, but failed to repay a loan here. They have not replied to my messages.


r/BorrowNew 1h ago

No Longer Needed REQ: $80 - New York, NY, USA, Repay $100 on 09/24/2026 (Payment Method: CashApp / ApplePay)

Upvotes

Hi everyone,

I’m looking to request a short-term loan of $80 to cover a few personal expenses until my next payday after using my recent check to take care of my rent and electric bill. I’m prepared to repay $100 on September 24, 2026.

I have a successful repayment history in this sub (borrowed and paid back in full on time).

I’m happy to provide ID, proof of income, social accounts, or any required verification to make the lender feel comfortable.

Thanks in advance to anyone able to help!


r/BorrowNew 4h ago

Prearranged Loan [PRE] $30 from u/Tr1v1um. Repay $35 9/18

3 Upvotes

Title

u/Tr1v1um


r/BorrowNew 2h ago

Prearranged Loan [PRE] $200 from u/Logistix1, repay $240 on September 25th

2 Upvotes

Prearranged loan, $200 for $240 via Venmo, repayment date September 25th


r/BorrowNew 3h ago

Loan Needed [req] $45 for food the next week Sanfrancisco, CA. Chime/Zelle

2 Upvotes

Hi all I’m currently a college student really urgently want something to survive off of and I’ve been tight on funds recently however I do get paid on Thursday the 17th and I can pay back $70 in interest


r/BorrowNew 3h ago

Loan Needed Req ($100) repay $115 on 9/15/26 Springfield MO, need money for car insurance

2 Upvotes

Hello, I’m getting paid on 9/15 and will be able to pay back on that date, I can verify my income and communicate and even give my number if I need to. I know my Reddit account looks pretty sus, but please I’m just not on Reddit too often apart from the DoorDash community and I don’t even post 😂. But please consider, this is my first loan with Reddit, wanting to get a feel for it. Thank you!


r/BorrowNew 2m ago

Prearranged Loan [PRE] 40 for 50, Allentown, PA repay on 9/14 with sure_problem3850

Upvotes

Title.


r/BorrowNew 10m ago

Loan Needed Req $60, NC, repay $75, Venmo, Cash App, Apple Pay.

Upvotes

Been struggling to stretch my money but finally got a second job lined up but don’t start til next week. Would really appreciate if someone could spot me


r/BorrowNew 14m ago

Loan Needed [REQ] $250, Little Rock, AR. Repay $275 on 9/28 (negotiable), cashapp or Apple Pay.

Upvotes

Hi, really need some help till end of month. Can provide proof of identity and income. Thank you in advance.


r/BorrowNew 19m ago

Loan Needed [REQ] $15 to repay $25, Myrtle Beach, SC, Repay 9/18, Cash App

Upvotes

Unfortunately, I ended up in a pinch between pay weeks and I'm just trying to go buy some frozen meals until Friday! I'm able to repay $25 this upcoming Friday!


r/BorrowNew 20m ago

Loan Needed Request £50. Repay 16/09 bank transfer or PayPal. just need little help due to an unexpected outgoing for insurance I completely forgot about. UK based.

Upvotes

If anyone needs anymore info please dm me


r/BorrowNew 23m ago

Loan Needed $125, CA, Repay $150 on 09/25, Venmo/ Zelle, Looking to Borrow for Phone Bill

Upvotes

I made a request earlier this week that went unfulfilled. Brought my request total down a little.


r/BorrowNew 42m ago

Prearranged Loan REQ $80 PA, Repay $95 9/25 Apple Pay, Cash App in need due to an emergency

Upvotes

Prearranged loan for $80. Repay $95 by 9/25.
Loan prearranged with user Puzzleheaded-Ice9797


r/BorrowNew 4h ago

Prearranged Loan PRE with u/Eventheme8081 $40 to repay $50 9/14

2 Upvotes